Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Commercial Bank

Ithaca, MichiganBankChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$7Within the typical range ($5–$10 nationally)

Wire TransfersVerified

Wire Transfers - Domestic Outgoing Transfer$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source
Wire Transfers - Incoming Wire$15Within the typical range ($5–$15 nationally)
$5 above the national median
per month · Source
Wire Transfers - International Outgoing Transfer$95Above the typical range ($40–$50 nationally)
$45 above the national median
Source

Check ServicesVerified

Cashier's Check (Per Check) Under$3Within the typical range ($3–$6 nationally)
$2 below the national median
per item · Source
Stop Payment$32Above the typical range ($20–$30 nationally)
$5.75 above the national median
Source

Cash & DepositVerified

Deposited Items Returned$12Within the typical range ($10–$25 nationally)
$3 below the national median
per year · Source
Night Depository Access Keys (2) Assessed Annually$10Within the typical range ($5–$20 nationally)
At the national median
per year · Source
Night Depository Additional Key (Per Key)$4Below the typical range ($5–$20 nationally)
$6 below the national median
Source

Account ServicesVerified

Garnishment Fee$75Within the typical range ($30–$75 nationally)
$25 above the national median
per item · Source
Safe Deposit Box - Drilling Fee$150Above the typical range ($30–$70 nationally)
$105 above the national median
Source
Safe Deposit Box - Replacement Key Fee$10Below the typical range ($30–$70 nationally)
$35 below the national median
Source
Tax Levy$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$7Within the typical range ($5–$10 nationally)	$2 above the national median	—	—	Source
Early Account Closure Within 90 Days of Account Opening	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Escheat of Dormant Account	$15Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Overdraft & NSFVerified
An overdraft fee of	$32Within the typical range ($25–$32 nationally)	$2 above the national median	per item	—	Source
ATM & CardVerified
Replacement Card Fees- Visa Debit Card Replacement	$20Above the typical range ($5–$10 nationally)	$10 above the national median	—	—	Source
Wire TransfersVerified
Wire Transfers - Domestic Outgoing Transfer	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Wire Transfers - Incoming Wire	$15
Check ServicesVerified
Cashier's Check (Per Check) Under	$3Within the typical range ($3–$6 nationally)	$2 below the national median	per item	—	Source
Stop Payment	$32
Digital & ElectronicVerified
ACH Origination Services (Business Customers Only) Assessed Monthly	$25Above the typical range ($5–$20 nationally)	$15 above the national median	per month	—	Source
Cash & DepositVerified
Deposited Items Returned	$12Within the typical range ($10–$25 nationally)	$3 below the national median	per year	—	Source
Night Depository Access Keys (2) Assessed Annually	$10
Account ServicesVerified
Garnishment Fee	$75Within the typical range ($30–$75 nationally)	$25 above the national median	per item	—	Source
Safe Deposit Box - Drilling Fee	$150

Fee change alerts

Get an email when Commercial Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Commercial Bank? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

Total fees: 18 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$552.7M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$552.7M

Total deposits

$475.2M

Service charge income

$82K

Fee income ratio

1.4%

Return on assets

1.27%

Branches

Service charge income by quarter

Q2 2026$82K

Q1 2026$83K

Q4 2025$77K

Q3 2025$73K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 43,125 published fee entries from 2,735 institutions

See pricing