S&T Bank

Headquarters: Indiana, Pennsylvania
Charter: Bank
Assets: $9.9B
Fed district: Cleveland

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $11, the middle of its prices. Leaves out 2 fees charged on a different basis filed under this fee.
S&T Bank: $5 to $15
S&T Bank: $5 to $15
U.S. median: no median
Overdraft (OD)
Compared at $36, its standard fee, the highest of its prices
S&T Bank: $0 to $36
S&T Bank: $0 to $36
U.S. median: no median
Non-Network ATM
Compared at $2.75, the middle of its prices
S&T Bank: $2.50 to $3
S&T Bank: $2.50 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from S&T Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
Not compared: Quarterly charge, not monthly
per quarter
Monthly maintenance fee$12
per month
Monthly maintenance fee$10
per month
Monthly maintenance fee$15
per month
Monthly maintenance fee$5
per month
Quarterly maintenance fee$10
Not compared: Quarterly charge, not monthly
per quarter
Dormancy or inactivity feeNo charge
Inactivity Fee$10
per month
Statement Reconcilement$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
per month
Excessive Transaction Fee$25
per transaction
Undeliverable Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft feeNo charge
Overdraft Fee$36
per item

ATM & Card

ATM Service Fees$3
per transaction
Out of network ATM fee$2.50
per transaction
Replacement/Duplicate Debit Cards$7.50

Wire Transfers

Funds Domestic Outgoing Wire (Customer) Repetitive Non-Repetitive$25
per item
Domestic Incoming Wire (Customer)$15
per item
International Outgoing Wire (Customer)$50
per item
International Incoming Wire (Customer)$22
per item

Check Services

Miscellaneous: Cashier’s Checks$10
per item
Domestic Money Orders$5
Stop Payment Fee$36
per item
Counter Check$1
per item
Collection Items Canadian Items$15
per item
International Drafts Fee varies Outgoing Collections$25
per item
Copy of Item$5
per item

Digital & Electronic

Expedited Fee Bill Payment: Check$19.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Night Depository One-Time Fee$20

Account Services

Legal Fees (Writs and Garnishments)$250
per item

Other Fees

Interim Statement (without checks)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10Not compared: Quarterly charge, not monthly	per quarter	None
Monthly maintenance fee	$12	per month	None
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee	$15	per month	None
Monthly maintenance fee	$5	per month	None
Quarterly maintenance fee	$10Not compared: Quarterly charge, not monthly	per quarter	None
Dormancy or inactivity fee	No charge	Not stated	None
Inactivity Fee	$10	per month	None
Statement Reconcilement	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	per month	None
Excessive Transaction Fee	$25	per transaction	None
Undeliverable Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft fee	No charge	Not stated	None
Overdraft Fee	$36	per item	None
ATM & Card
ATM Service Fees	$3	per transaction	None
Out of network ATM fee	$2.50	per transaction	None
Replacement/Duplicate Debit Cards	$7.50	Not stated	None
Wire Transfers
Funds Domestic Outgoing Wire (Customer) Repetitive Non-Repetitive	$25	per item	None
Domestic Incoming Wire (Customer)	$15	per item	None
International Outgoing Wire (Customer)	$50	per item	None
International Incoming Wire (Customer)	$22	per item	None
Check Services
Miscellaneous: Cashier’s Checks	$10	per item	None
Domestic Money Orders	$5	Not stated	None
Stop Payment Fee	$36	per item	None
Counter Check	$1	per item	None
Collection Items Canadian Items	$15	per item	None
International Drafts Fee varies Outgoing Collections	$25	per item	None
Copy of Item	$5	per item	None
Digital & Electronic
Expedited Fee Bill Payment: Check	$19.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Night Depository One-Time Fee	$20	Not stated	None
Account Services
Legal Fees (Writs and Garnishments)	$250	per item	None
Other Fees
Interim Statement (without checks)	$5	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when S&T Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.