Compared with Pennsylvania
15 of 20
compared fees are above the median.
2 below, 3 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
79th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Pennsylvania median
of 20 compared; 2 below, 3 about the same
See the feesFee schedule read Oct 11, 2026
Call-report figures are for S&T Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Pennsylvania median | Published fees above the Pennsylvania median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | S&T Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 11, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 3.8% of revenue, above the 2.2% median of 869 banks with $1B to $10B in assets (79th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $4.1M in Q2 2026, 5.3% above the same quarter a year earlier ($3.9M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
15 of 20 compared published fees sit above the Pennsylvania median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Pennsylvania medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $11, the middle of its prices. Leaves out 2 fees charged on a different basis filed under this fee.
Overdraft (OD)
Compared at $36, its standard fee, the highest of its prices
Non-Network ATM
Compared at $2.75, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 3.0% from Q3 2025 to Q2 2026, to $4.1M. Its share of revenue, 3.8%, is above the 2.2% median for banks with $1B to $10B in assets.
$4.1M
S&T BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $0 to $36; we compare the highest. Non-network ATM: Listed at $2.50 to $3; we compare the midpoint. Monthly maintenance: Listed at $5 to $15; we compare the midpoint.
S&T Bank · $9.9B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| S&T Bank(this institution) | Indiana, PA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| 1st Source Bank | South Bend, IN | $9.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amalgamated Bank | New York, NY | $9.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Amarillo National Bank | Amarillo, TX | $10.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Amerant Bank, National Association | Coral Gables, FL | $10.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| American Savings Bank, National Association | Honolulu, HI | $9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| b1BANK | Baton Rouge, LA | $8.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Beal Bank USA | Las Vegas, NV | $11B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Burke & Herbert Bank & Trust Company | Alexandria, VA | $11B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Byline Bank | Chicago, IL | $9.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Capitol Federal Savings Bank | Topeka, KS | $9.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Centier Bank | Whiting, IN | $10.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| International Bank of Commerce | Laredo, TX | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Liberty Bank | Middletown, CT | $9.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Origin Bank | Choudrant, LA | $10.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peoples Bank | Marietta, OH | $9.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pinnacle Bank | Lincoln, NE | $9.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Principal Bank | Des Moines, IA | $9.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| RBC Bank, (Georgia) National Association | Atlanta, GA | $9.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Salem Five Cents Savings Bank | Salem, MA | $8.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Stock Yards Bank & Trust Company | Louisville, KY | $10.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Tompkins Community Bank | Ithaca, NY | $8.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tri Counties Bank | Chico, CA | $9.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Washington Trust Bank | Spokane, WA | $10.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wells Fargo National Bank West | Las Vegas, NV | $8.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Woodforest National Bank | The Woodlands, TX | $9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $11, the middle of its four prices, against a peer median of $10 among 19 publishing peers.
Its four checking prices are $5, $10, $12 and $15.
$11 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Call reports for S&T Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $4.1M | +$93K | +2.3% |
| Q1 2026 | $4.0M | −$5K | −0.1% |
| Q4 2025 | $4.0M | +$32K | +0.8% |
| Q3 2025 | $4.0M | +$86K | +2.2% |
| Q2 2025 | $3.9M | +$130K | +3.5% |
| Q1 2025 | $3.8M | −$210K | −5.3% |
| Q4 2024 | $4.0M | −$7K | −0.2% |
| Q3 2024 | $4.0M | +$96K | +2.5% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, S&T Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to S&T Bank by share.
Amounts from S&T Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per quarter
per month
per month
per month
per month
per quarter
per month
per hour
per month
per transaction
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Monthly maintenance fee | $12Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Quarterly maintenance fee | $10Not compared: Quarterly charge, not monthly | per quarter | None |
| Dormancy or inactivity fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactivity Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Statement Reconcilement | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $3Inside the U.S. middle 50% ($2 to $4.98 nationally) | per month | None |
| Excessive Transaction Fee | $25Above the U.S. middle 50% ($3 to $10 nationally) | per transaction | None |
| Undeliverable Mail | $10Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft fee | No chargeBelow the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Overdraft Fee | $36Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
ATM & Card | |||
| ATM Service Fees | $3Above the U.S. middle 50% ($1 to $2 nationally) | per transaction | None |
| Out of network ATM fee | $2.50Above the U.S. middle 50% ($1 to $2 nationally) | per transaction | None |
| Replacement/Duplicate Debit Cards | $7.50Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Funds Domestic Outgoing Wire (Customer) Repetitive Non-Repetitive | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per item | None |
| Domestic Incoming Wire (Customer) | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| International Outgoing Wire (Customer) | $50Inside the U.S. middle 50% ($40 to $50 nationally) | per item | None |
| International Incoming Wire (Customer) | $22Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Miscellaneous: Cashier’s Checks | $10Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Domestic Money Orders | $5Above the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment Fee | $36Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter Check | $1Inside the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| Collection Items Canadian Items | $15Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| International Drafts Fee varies Outgoing Collections | $25Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Copy of Item | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Digital & Electronic | |||
| Expedited Fee Bill Payment: Check | $19.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Night Depository One-Time Fee | $20Above the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Account Services | |||
| Legal Fees (Writs and Garnishments) | $250Above the U.S. middle 50% ($30 to $87.50 nationally) | per item | None |
Other Fees | |||
| Interim Statement (without checks) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where S&T Bank operates, and what regulators and customers have on file.
Branch footprint
74 offices in 2 states, $8.1B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 28 | $3.3B | |
| Outside a metro area | 17 | $2.4B |
| 14 | $892.2M | |
| 3 | $404.9M | |
| 4 | $399.3M | |
| 2 | $272.3M | |
| 4 | $227.1M | |
| 1 | $160.0M |
Pittsburgh, PA
1.6% of bank deposits, #10 of 48, up 0.2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| PNC Bank, National Association | 47.2% |
| BNY Mellon, National Association | 12.4% |
| TriState Capital Bank | 10.7% |
| First National Bank of Pennsylvania | 5.5% |
| Citizens Bank, National Association | 4.9% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Pittsburgh, PA, S&T Bank holds 1.6% of bank deposits, #10 of 48, with 28 offices.
878 offices of 129 institutions shown.
Showing 878 of 879 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 48 institutions shown. $209.3B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 1.6% share, 28 offices, #10 of 48
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
208 offices of 92 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
S&T BANCORP INC (Nasdaq: STBA)
Consolidated assets
$9.9B
Shareholders' equity
$1.4B
As of
2026Q3
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 719220. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.