Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

The Falls City National Bank

Falls City, TexasBankDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed within 60 days of opening$5Below the typical range ($10–$25 nationally)

Overdraft & NSFVerified

An overdraft fee of$20Below the typical range ($25–$32 nationally)
$10 below the national median
per item · Source
Nonsufficient funds (NSF) items$20Below the typical range ($25–$31.50 nationally)
$10 below the national median
per item · Source

ATM & CardVerified

Replace lost, stolen or mutilated ATM card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Check ServicesVerified

Cashiers Checks$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Source
Money Orders$2Within the typical range ($1.63–$3 nationally)
At the national median
Source
Stop Payments (all items)$20Within the typical range ($20–$30 nationally)
$7 below the national median
Source

Account ServicesVerified

Levy/Garnishment Fee$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source

Other FeesVerified

Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed within 60 days of opening	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Account Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
An overdraft fee of	$20Below the typical range ($25–$32 nationally)	$10 below the national median	per item	—	Source
Nonsufficient funds (NSF) items	$20
ATM & CardVerified
Replace lost, stolen or mutilated ATM card	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Check ServicesVerified
Cashiers Checks	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	—	—	Source
Money Orders	$2
Account ServicesVerified
Levy/Garnishment Fee	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$597.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$597.1M

Total deposits

$498.0M

Service charge income

$95K

Fee income ratio

1.9%

Return on assets

2.05%

Branches

Service charge income by quarter

Q2 2026$95K

Q1 2026$97K

Q4 2025$96K

Q3 2025$97K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 39,755 published fee entries from 2,777 institutions

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