vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$5 below the Illinois median
At the national medianAt the Illinois median
per quarter · Source
$2.75 above the national median$2.75 above the Illinois median
per item · Source
$2.75 above the national median$2.75 above the Illinois median
per item · Source
$0.50 below the national median$0.25 below the Illinois median
$5 below the national median$5 below the Illinois median
$5 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
$20 above the national median$20 above the Illinois median
$12.75 above the national median$12.75 above the Illinois median
$1 above the national median$1 above the Illinois median
per item · Source
$2.50 below the national median$4.50 below the Illinois median
per item · Source
$10 below the national median$5 below the Illinois median
$3.45 above the national median$0.98 above the Illinois median
$17.45 above the national median$14.98 above the Illinois median
$12.45 above the national median$9.98 above the Illinois median
$2.45 above the national median$0.02 below the Illinois median
$2.10 below the national median$4.57 below the Illinois median
per item · Source
$20 below the national median$45 below the Illinois median
$2.75 below the national median$1.75 below the Illinois median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early account closure (within 90 days of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 below the Illinois median | — | — | Source |
| Dormant account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per quarter | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $32.75Within the typical range ($25–$33 nationally) | $2.75 above the national median$2.75 above the Illinois median | per item | — | Source |
| Return item for NSF fee - per item, per presentment | $32.75 | ||||
ATM & CardVerified | |||||
| Withdrawal at non-Money Pass ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.25 below the Illinois median | — | — | Source |
| Debit Card replacement fee | $5 | ||||
Wire TransfersVerified | |||||
| Cash Management wire fee - outgoing domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
| Wire fee - incoming domestic | $10 | ||||
Check ServicesVerified | |||||
| Cashier's Check - per check | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the Illinois median | per item | — | Source |
| Stop payment fee - per item | $25 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay fee after 60 days of inactivity - per month | $5.95Within the typical range ($0–$9.95 nationally) | $3.45 above the national median$0.98 above the Illinois median | — | — | Source |
| Expedited Online Bill Pay payment - next day | $19.95 | ||||
Account ServicesVerified | |||||
| Levies, summons, garnishments and subpoena processing fee - per hour (one hour minimum) | $30Within the typical range ($30–$90 nationally) | $20 below the national median$45 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Photocopy fee - per page | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
Overdraft
$32.75
Of 51 others that publish it, 35 lower and 16 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$32.75
Headline fees published
9 of 15
Published fees
20
Under review
0
Assets
$622.2M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$622.2M
Total deposits
$545.5M
Service charge income
$112K
Fee income ratio
1.6%
Return on assets
1.23%
Branches
12
Service charge income by quarter
Financial profile · Pro
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| $2.75 above the national median$2.75 above the Illinois median |
| per item |
| — |
| Source |
| $5 below the national median$5 below the Illinois median |
| — |
| — |
| Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| Wire fee - outgoing international | $70Above the typical range ($40–$50 nationally) | $20 above the national median$20 above the Illinois median | — | — | Source |
| Wire fee - incoming international | $32.75Above the typical range ($10–$25 nationally) | $12.75 above the national median$12.75 above the Illinois median | — | — | Source |
| $2.50 below the national median$4.50 below the Illinois median |
| per item |
| — |
| Source |
| Collection item | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Illinois median | — | — | Source |
| $17.45 above the national median$14.98 above the Illinois median |
| — |
| — |
| Source |
| Expedited Online Bill Pay payment - second day | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$9.98 above the Illinois median | — | — | Source |
| Expedited Online Bill Pay payment - second day, electronic delivery | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$0.02 below the Illinois median | — | — | Source |
| Online Bill Pay for business accounts after 20 paid items - per month, per item | $0.40Within the typical range ($0–$9.95 nationally) | $2.10 below the national median$4.57 below the Illinois median | per item | — | Source |