Southeastern Bank

Headquarters: Darien, Georgia
Charter: Bank
Assets: $624.9M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premier Checking $6 · Generations Gold® Club Checking $8
Compared at $7, the middle of its prices
Southeastern Bank: $6 to $8
Southeastern Bank: $6 to $8
U.S. median: no median
Overdraft (OD)
Southeastern Bank: $32
Southeastern Bank: $32
U.S. median: no median
Non-Network ATM
Southeastern Bank: $0.50
Southeastern Bank: $0.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Southeastern Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly maintenance fee$8
per month
Premier Checking Low monthly maintenance fee$6
per month
Low balance fee$3
per month
Dormant Account Fee - Checking Accounts$5
Account Research - Per Hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Excess Withdrawals$6
per item

Overdraft & NSF

Overdraft Fee$32
Overdraft Sweep Fee$5

ATM & Card

ATM Fee - Cash withdrawal at ATMs we do not own or operate$0.50
Debit Card Replacement$5
Debit Card Expedited Replacement Fee$50

Wire Transfers

Wire Transfers - Outgoing Domestic$20
Wire Transfers - Outgoing Foreign$50

Check Services

Cashier's Checks$5
Stop Payments (Each)$30
per item
Counter Checks (First Sheet of 4 Checks Free)$5

Account Services

Safe Deposit Box - Drilling Box$175
Not compared: Box drilling or key fee
Safe Deposit Box - Lost Key$75
Not compared: Box drilling or key fee

Other Fees

Interim Statements$3
Statement Reproduction$5

Fee	Amount	Basis	Note
Account Maintenance
Low monthly maintenance fee	$8	per month	None
Premier Checking Low monthly maintenance fee	$6	per month	None
Low balance fee	$3	per month	None
Dormant Account Fee - Checking Accounts	$5	Not stated	None
Account Research - Per Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Withdrawals	$6	per item	None
Overdraft & NSF
Overdraft Fee	$32	Not stated	None
Overdraft Sweep Fee	$5	Not stated	None
ATM & Card
ATM Fee - Cash withdrawal at ATMs we do not own or operate	$0.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Debit Card Expedited Replacement Fee	$50	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$20	Not stated	None
Wire Transfers - Outgoing Foreign	$50	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payments (Each)	$30	per item	None
Counter Checks (First Sheet of 4 Checks Free)	$5	Not stated	None
Account Services
Safe Deposit Box - Drilling Box	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Lost Key	$75Not compared: Box drilling or key fee	Not stated	None
Other Fees
Interim Statements	$3	Not stated	None
Statement Reproduction	$5	Not stated	None

Account Maintenance

Dormant Account Fee - Checking Accounts$5
Account Research - Per Hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$32
Overdraft Sweep Fee$5

ATM & Card

ATM Fee - Cash withdrawal at ATMs we do not own or operate$0.50
Debit Card Replacement$5
Debit Card Expedited Replacement Fee$50

Wire Transfers

Wire Transfers - Outgoing Domestic$20
Wire Transfers - Outgoing Foreign$50

Check Services

Cashier's Checks$5
Stop Payments (Each)$30
per item
Counter Checks (First Sheet of 4 Checks Free)$5

Cash & Deposit

Chargeback Item (Applicable to commercial accounts)$5

Account Services

Safe Deposit Box - Drilling Box$175
Not compared: Box drilling or key fee
Safe Deposit Box - Lost Key$75
Not compared: Box drilling or key fee

Other Fees

Interim Statements$3
Statement Reproduction$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee - Checking Accounts	$5	Not stated	None
Account Research - Per Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$32	Not stated	None
Overdraft Sweep Fee	$5	Not stated	None
ATM & Card
ATM Fee - Cash withdrawal at ATMs we do not own or operate	$0.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Debit Card Expedited Replacement Fee	$50	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$20	Not stated	None
Wire Transfers - Outgoing Foreign	$50	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payments (Each)	$30	per item	None
Counter Checks (First Sheet of 4 Checks Free)	$5	Not stated	None
Cash & Deposit
Chargeback Item (Applicable to commercial accounts)	$5	Not stated	None
Account Services
Safe Deposit Box - Drilling Box	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Lost Key	$75Not compared: Box drilling or key fee	Not stated	None
Other Fees
Interim Statements	$3	Not stated	None
Statement Reproduction	$5	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Southeastern Bank's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premier Checking $6 · Generations Gold® Club Checking $8
Compared at $7, the middle of its prices
Southeastern Bank: $6 to $8
Southeastern Bank: $6 to $8
U.S. median: no median
Overdraft (OD)
Southeastern Bank: $32
Southeastern Bank: $32
U.S. median: no median
Non-Network ATM
Southeastern Bank: $0.50
Southeastern Bank: $0.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Southeastern Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly maintenance fee$8
per month
Premier Checking Low monthly maintenance fee$6
per month
Low balance fee$3
per month
Dormant Account Fee - Checking Accounts$5
Account Research - Per Hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Excess Withdrawals$6
per item

Overdraft & NSF

Overdraft Fee$32
Overdraft Sweep Fee$5

ATM & Card

ATM Fee - Cash withdrawal at ATMs we do not own or operate$0.50
Debit Card Replacement$5
Debit Card Expedited Replacement Fee$50

Wire Transfers

Wire Transfers - Outgoing Domestic$20
Wire Transfers - Outgoing Foreign$50

Check Services

Cashier's Checks$5
Stop Payments (Each)$30
per item
Counter Checks (First Sheet of 4 Checks Free)$5

Account Services

Safe Deposit Box - Drilling Box$175
Not compared: Box drilling or key fee
Safe Deposit Box - Lost Key$75
Not compared: Box drilling or key fee

Other Fees

Interim Statements$3
Statement Reproduction$5

Fee	Amount	Basis	Note
Account Maintenance
Low monthly maintenance fee	$8	per month	None
Premier Checking Low monthly maintenance fee	$6	per month	None
Low balance fee	$3	per month	None
Dormant Account Fee - Checking Accounts	$5	Not stated	None
Account Research - Per Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excess Withdrawals	$6	per item	None
Overdraft & NSF
Overdraft Fee	$32	Not stated	None
Overdraft Sweep Fee	$5	Not stated	None
ATM & Card
ATM Fee - Cash withdrawal at ATMs we do not own or operate	$0.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Debit Card Expedited Replacement Fee	$50	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$20	Not stated	None
Wire Transfers - Outgoing Foreign	$50	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payments (Each)	$30	per item	None
Counter Checks (First Sheet of 4 Checks Free)	$5	Not stated	None
Account Services
Safe Deposit Box - Drilling Box	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Lost Key	$75Not compared: Box drilling or key fee	Not stated	None
Other Fees
Interim Statements	$3	Not stated	None
Statement Reproduction	$5	Not stated	None

Account Maintenance

Dormant Account Fee - Checking Accounts$5
Account Research - Per Hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$32
Overdraft Sweep Fee$5

ATM & Card

ATM Fee - Cash withdrawal at ATMs we do not own or operate$0.50
Debit Card Replacement$5
Debit Card Expedited Replacement Fee$50

Wire Transfers

Wire Transfers - Outgoing Domestic$20
Wire Transfers - Outgoing Foreign$50

Check Services

Cashier's Checks$5
Stop Payments (Each)$30
per item
Counter Checks (First Sheet of 4 Checks Free)$5

Cash & Deposit

Chargeback Item (Applicable to commercial accounts)$5

Account Services

Safe Deposit Box - Drilling Box$175
Not compared: Box drilling or key fee
Safe Deposit Box - Lost Key$75
Not compared: Box drilling or key fee

Other Fees

Interim Statements$3
Statement Reproduction$5

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee - Checking Accounts	$5	Not stated	None
Account Research - Per Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$32	Not stated	None
Overdraft Sweep Fee	$5	Not stated	None
ATM & Card
ATM Fee - Cash withdrawal at ATMs we do not own or operate	$0.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Debit Card Expedited Replacement Fee	$50	Not stated	None
Wire Transfers
Wire Transfers - Outgoing Domestic	$20	Not stated	None
Wire Transfers - Outgoing Foreign	$50	Not stated	None
Check Services
Cashier's Checks	$5	Not stated	None
Stop Payments (Each)	$30	per item	None
Counter Checks (First Sheet of 4 Checks Free)	$5	Not stated	None
Cash & Deposit
Chargeback Item (Applicable to commercial accounts)	$5	Not stated	None
Account Services
Safe Deposit Box - Drilling Box	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box - Lost Key	$75Not compared: Box drilling or key fee	Not stated	None
Other Fees
Interim Statements	$3	Not stated	None
Statement Reproduction	$5	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.