Carroll Bank and Trust

Headquarters: Huntingdon, Tennessee
Charter: Bank
Assets: $662.1M
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Twin Oaks Club $5 to $6
Compared at $5.50, the middle of its prices
Carroll Bank and Trust: $5 to $6
Carroll Bank and Trust: $5 to $6
U.S. median: no median
Overdraft (OD)
Carroll Bank and Trust: $33
Carroll Bank and Trust: $33
U.S. median: no median
NSF / Returned Item
Carroll Bank and Trust: $33
Carroll Bank and Trust: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Carroll Bank and Trust’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$5
per month
Personal Checking Monthly service charge$6
per month
Dormant Account ( inactive accounts over 12 months)$5
per month
Escheat Fee$100
Paper Statement$3
per month

Overdraft & NSF

Paid Overdraft Item Fee$33
per item
Returned NSF Item Fee$33
per item
Daily Overdraft Fee$5
per day
Automatic Overdraft Sweep Fee$5
per item

ATM & Card

Non-Network ATM$1

Wire Transfers

Bank Wire: Incoming$10
International Outgoing wire$50

Check Services

Cashiers Check$3
per item
Stop Payment Fee$20
Collection Items$7.50

Cash & Deposit

Count coins10%
Returned Deposited Item$2

Account Services

Notary ServicesNo charge
Safe Deposit Boxes$15
per year

Other Fees

Fax Copies: Incoming$2.50
Photocopies$0.25
per item
Transcript Statement: (Copy of Customer’s statement)$2.50

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$5	per month	None
Personal Checking Monthly service charge	$6	per month	None
Dormant Account ( inactive accounts over 12 months)	$5	per month	None
Escheat Fee	$100	Not stated	None
Paper Statement	$3	per month	None
Overdraft & NSF
Paid Overdraft Item Fee	$33	per item	None
Returned NSF Item Fee	$33	per item	None
Daily Overdraft Fee	$5	per day	None
Automatic Overdraft Sweep Fee	$5	per item	None
ATM & Card
Non-Network ATM	$1	Not stated	None
Wire Transfers
Bank Wire: Incoming	$10	Not stated	None
International Outgoing wire	$50	Not stated	None
Check Services
Cashiers Check	$3	per item	None
Stop Payment Fee	$20	Not stated	None
Collection Items	$7.50	Not stated	None
Cash & Deposit
Count coins	10%	Not stated	None
Returned Deposited Item	$2	Not stated	None
Account Services
Notary Services	No charge	Not stated	None
Safe Deposit Boxes	$15	per year	None
Other Fees
Fax Copies: Incoming	$2.50	Not stated	None
Photocopies	$0.25	per item	None
Transcript Statement: (Copy of Customer’s statement)	$2.50	Not stated	None

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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