Andrew Johnson Bank

Headquarters: Greeneville, Tennessee
Charter: Bank
Assets: $611.9M
Fed district: Atlanta
Regulator: FDIC
Holding company: Andrew Johnson Bancshares Inc.

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 13, 2026

How these figures are measured

Call-report figures are for Andrew Johnson Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Andrew Johnson Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 13, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Andrew Johnson Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $124K in Q2 2026, 17% above the same quarter a year earlier ($106K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Andrew Johnson Bank: $35
Andrew Johnson Bank: $35
U.S. median: no median
NSF / Returned Item
Andrew Johnson Bank: $35
Andrew Johnson Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Andrew Johnson Bank: $25
Andrew Johnson Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 9.7% from Q3 2025 to Q2 2026, to $124K.

Service-charge income, Q2 2026

$124K

$113KQ3 2025

$127KQ4 2025

$118KQ1 2026

$124KQ2 2026

Against the median

Andrew Johnson BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Andrew Johnson Bank · $612M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Banks only
$596M to $625M in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Andrew Johnson Bank(this institution)	Greeneville, TN	$612M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
All America Bank	Oklahoma City, OK	$611M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
AVB Bank	Broken Arrow, OK	$612M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Claremont Savings Bank	Claremont, NH	$620M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Community Savings Bank	Edgewood, IA	$614M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Crossroads Bank	Wabash, IN	$616M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
DeMotte State Bank	Demotte, IN	$622M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Empire State Bank	Staten Island, NY	$618M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Bank Kansas	Salina, KS	$619M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First Port City Bank	Bainbridge, GA	$624M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Frontier State Bank	Oklahoma City, OK	$609M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gulf Capital Bank	Houston, TX	$596M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Hatboro Federal Savings, FA	Hatboro, PA	$598M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Heritage Bank	Wood River, NE	$612M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
NBT Financial Bank	Fort Worth, TX	$619M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
NewBank	Flushing, NY	$618M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Palmetto State Bank	Hampton, SC	$597M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Peoples Exchange Bank	Winchester, KY	$610M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Phelps County Bank	Rolla, MO	$622M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pineland Bank	Alma, GA	$597M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Regional Missouri Bank	Marceline, MO	$597M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Southeastern Bank	Darien, GA	$625M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Citizens Bank of Georgia	Cumming, GA	$599M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Falls City National Bank	Falls City, TX	$597M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank of Carmi	Carmi, IL	$622M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tioga State Bank National Association	Spencer, NY	$625M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Andrew Johnson Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.25 among 12 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Andrew Johnson Bank does not publish a monthly maintenance fee, so it is not on this chart.

Andrew Johnson BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Andrew Johnson Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $124K
vs prior quarter: +$6K+5.1%; from Q1 2026
vs a year earlier: +$18K+17.0%; from Q2 2025
vs start of range: +$15K+13.8%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Andrew Johnson Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$124K	+$6K	+5.1%
Q1 2026	$118K	−$9K	−7.1%
Q4 2025	$127K	+$14K	+12.4%
Q3 2025	$113K	+$7K	+6.6%
Q2 2025	$106K	+$7K	+7.1%
Q1 2025	$99K	−$6K	−5.7%
Q4 2024	$105K	−$4K	−3.7%
Q3 2024	$109K	$0	0.0%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Andrew Johnson Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee (within 180 days)$20
Account Research (1-hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid Overdraft Fee (per item)$35
per item
Returned Item Fee (per item)$35
per item

ATM & Card

ATM/Debit Card Replacement$5

Wire Transfers

Wire Transfers: Outgoing$25
Wire Transfers: Incoming$15
Wire Transfers: International Outgoing$75
Wire Transfers: International Incoming$15

Check Services

Cashier Checks$5
Stop Payment Fee$35
Counter Checks (per check, 6 per visit)$1
per item

Account Services

Safe Deposit Box 10” x 10”$95
Safe Deposit Box 3” x 10”$55
Safe Deposit Box 3” x 5”$45
Safe Deposit Box 5” x 10”$65
Safe Deposit Box 7” x 10”$85
Garnishment and Levies$80

Other Fees

Copies (per page)$0.50
per item
Fax Service (per page)$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (within 180 days)	$20	Not stated	None
Account Research (1-hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid Overdraft Fee (per item)	$35	per item	None
Returned Item Fee (per item)	$35	per item	None
ATM & Card
ATM/Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$25	Not stated	None
Wire Transfers: Incoming	$15	Not stated	None
Wire Transfers: International Outgoing	$75	Not stated	None
Wire Transfers: International Incoming	$15	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Stop Payment Fee	$35	Not stated	None
Counter Checks (per check, 6 per visit)	$1	per item	None
Account Services
Safe Deposit Box 10” x 10”	$95	Not stated	None
Safe Deposit Box 3” x 10”	$55	Not stated	None
Safe Deposit Box 3” x 5”	$45	Not stated	None
Safe Deposit Box 5” x 10”	$65	Not stated	None
Safe Deposit Box 7” x 10”	$85	Not stated	None
Garnishment and Levies	$80	Not stated	None
Other Fees
Copies (per page)	$0.50	per item	None
Fax Service (per page)	$1	per item	None

Account Maintenance

Early Account Closure Fee (within 180 days)$20
Account Research (1-hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid Overdraft Fee (per item)$35
per item
Returned Item Fee (per item)$35
per item
Daily Overdraft Fee on Commercial Accounts (after 5th day)$5
per day

ATM & Card

ATM/Debit Card Replacement$5

Wire Transfers

Wire Transfers: Outgoing$25
Wire Transfers: Incoming$15
Wire Transfers: International Outgoing$75
Wire Transfers: International Incoming$15

Check Services

Cashier Checks$5
Stop Payment Fee$35
Counter Checks (per check, 6 per visit)$1
per item

Cash & Deposit

Charge Back Check Fee - Commercial accounts only$10

Account Services

Safe Deposit Box 10” x 10”$95
Safe Deposit Box 3” x 10”$55
Safe Deposit Box 3” x 5”$45
Safe Deposit Box 5” x 10”$65
Safe Deposit Box 7” x 10”$85
Garnishment and Levies$80

Other Fees

Copies (per page)$0.50
per item
Fax Service (per page)$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (within 180 days)	$20	Not stated	None
Account Research (1-hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid Overdraft Fee (per item)	$35	per item	None
Returned Item Fee (per item)	$35	per item	None
Daily Overdraft Fee on Commercial Accounts (after 5th day)	$5	per day	None
ATM & Card
ATM/Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$25	Not stated	None
Wire Transfers: Incoming	$15	Not stated	None
Wire Transfers: International Outgoing	$75	Not stated	None
Wire Transfers: International Incoming	$15	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Stop Payment Fee	$35	Not stated	None
Counter Checks (per check, 6 per visit)	$1	per item	None
Cash & Deposit
Charge Back Check Fee - Commercial accounts only	$10	Not stated	None
Account Services
Safe Deposit Box 10” x 10”	$95	Not stated	None
Safe Deposit Box 3” x 10”	$55	Not stated	None
Safe Deposit Box 3” x 5”	$45	Not stated	None
Safe Deposit Box 5” x 10”	$65	Not stated	None
Safe Deposit Box 7” x 10”	$85	Not stated	None
Garnishment and Levies	$80	Not stated	None
Other Fees
Copies (per page)	$0.50	per item	None
Fax Service (per page)	$1	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Andrew Johnson Bank operates, and what regulators and customers have on file.

Market position

In Morristown, TN, Andrew Johnson Bank holds 5.1% of bank deposits, #8 of 12, with 1 office.

Compare fees with the 12 Cleveland, TN banks and credit unions in its home-metro peer set →

The fee comparison uses its home metro, Cleveland, TN.

Offices in the metro

36 offices of 15 institutions shown.

Andrew Johnson BankOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Morristown, TN metro (FDIC metro code 34100), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1First Horizon Bank26.5%
2HomeTrust Bank12.8%
3Truist Bank11.8%
4FirstBank11.4%
5Regions Bank11.3%
6Citizens National Bank8.0%
7First Peoples Bank of Tennessee5.9%
8Andrew Johnson Bank5.1%

8 of 12 institutions shown. $2.4B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Morristown, TN metro (FDIC metro code 34100)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 5.1% share, 1 office, #8 of 12

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Morristown, TN metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

10 offices of 3 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Fee change alerts

Get an email when Andrew Johnson Bank's wire transfer changes in our data

We check once a day and send one email covering every change.