vs. U.S. typical range:LowerTypicalHigher
$0.50 above the national median$0.98 below the Illinois median
per month · Source
At the national median$1.48 below the Illinois median
per month · Source
$4 above the national median$2.52 above the Illinois median
per month · Source
$6 below the national median$7.48 below the Illinois median
per month · Source
$7.50 below the national median$10 below the Illinois median
per transaction · Knox extract.rules v30 categorized a line held for review from Rosetta artifact #11418. canonical_hint=account_research; text_hash=f09adacd92d3fc42b4d4e36b28543916a575d9a8991cced18945db68acdeabaa; excerpt="An excessive debit charge of $10 per withdrawal will apply after 6 withdrawals in a statement cycle excluding loan payments made from this account to loans you have at Bank & Trust" · Source
$10 below the national median$10 below the Illinois median
$80 above the national median$80 above the Illinois median
$20 below the national median$20 below the Illinois median
$10 below the national median$10 below the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Fee | $6.50Within the typical range ($4–$10 nationally) | $0.50 above the national median$0.98 below the Illinois median | per month | — | Source |
| Monthly Fee | $6Within the typical range ($4–$10 nationally) | At the national median$1.48 below the Illinois median | per month | — | Source |
| Monthly Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.52 above the Illinois median | per month | — | Source |
| Monthly Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7.48 below the Illinois median | per month | — | Source |
| Excessive debit charge | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Illinois median | per transaction | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #11418. canonical_hint=account_research; text_hash=f09adacd92d3fc42b4d4e36b28543916a575d9a8991cced18945db68acdeabaa; excerpt="An excessive debit charge of $10 per withdrawal will apply after 6 withdrawals in a statement cycle excluding loan payments made from this account to loans you have at Bank & Trust" | Source |
ATM & CardVerified | |||||
| Lost or Stolen Card | $0Below the typical range ($5–$10 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Drilling a lock (minimum) | $125Above the typical range ($30–$70 nationally) | $80 above the national median$80 above the Illinois median | — | — | Source |
| Lost Key | $25 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Illinois median | — | — | Source |
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Headline fees published
2 of 15
Published fees
9
Under review
0
Assets
$641.3M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$641.3M
Total deposits
$540.5M
Service charge income
$182K
Fee income ratio
2.8%
Return on assets
1.12%
Branches
11
Service charge income by quarter
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| $20 below the national median$20 below the Illinois median |
| — |
| — |
| Source |