Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

TXN Bank

Hondo, TexasBankDallas Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

NSF$30Within the typical range ($25–$31.50 nationally)
At the national median
Source
Return Items$10Below the typical range ($25–$31.50 nationally)
$20 below the national median
Source
Return Items Entered For Collection$10Below the typical range ($25–$31.50 nationally)
$20 below the national median
per item · Source

Wire TransfersVerified

Wire Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire Outgoing Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Outgoing International$75Above the typical range ($40–$50 nationally)
$25 above the national median
Source

Check ServicesVerified

Cashier's Checks$5Within the typical range ($3–$5.50 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Maintenance Fee	$10Within the typical range ($3–$10 nationally)	$4.05 above the national median	—	—	Source
Overdraft & NSFVerified
NSF	$30Within the typical range ($25–$31.50 nationally)	At the national median	—	—	Source
Return Items	$10
Wire TransfersVerified
Wire Incoming	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire Outgoing Domestic	$20
Check ServicesVerified
Cashier's Checks	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$669.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$669.2M

Total deposits

$613.0M

Service charge income

$387K

Fee income ratio

5.9%

Return on assets

1.04%

Branches

Service charge income by quarter

Q2 2026$387K

Q1 2026$383K

Q4 2025$382K

Q3 2025$383K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 39,614 published fee entries from 2,761 institutions

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