Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Haverhill Bank

Haverhill, MassachusettsBankBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Any account inactive for one year, with a balance under will be assessed a$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Insufficient or Uncollected funds – per item or EFT paid, also known as - Overdraft Fee, (per$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source
Overdraft transfer fee (from another deposit account)$3Within the typical range ($3–$5 nationally)
$2 below the national median
Source

Wire TransfersVerified

Wire Transfer IRA: Domestic Incoming$25Above the typical range ($5–$15 nationally)
$15 above the national median
Source
Wire Transfer IRA: Domestic Outgoing$10Below the typical range ($20–$25 nationally)
$15 below the national median
Source
Wire Transfer IRA: Transfer out$50Above the typical range ($20–$25 nationally)
$25 above the national median
Source

Digital & ElectronicVerified

Bill Payment$12.95Above the typical range ($0–$11.48 nationally)
$7.98 above the national median
Source
Expedited Bill Payment (check)$9.95Within the typical range ($0–$11.48 nationally)
$4.98 above the national median
Source
Online Banking and Bill Pay$0Within the typical range ($0–$11.48 nationally)
$4.97 below the national median
Source

Account ServicesVerified

Balance Inquiry at any other location$0.75Below the typical range ($1–$2 nationally)
$0.25 below the national median
Source
Lost Key Fee$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Any account inactive for one year, with a balance under will be assessed a	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	—	Source
Overdraft & NSFVerified
Insufficient or Uncollected funds – per item or EFT paid, also known as - Overdraft Fee, (per	$30Within the typical range ($25–$32 nationally)	At the national median	per item	—	Source
Overdraft transfer fee (from another deposit account)	$3
ATM & CardVerified
Replacement Card	$15Above the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Wire TransfersVerified
Wire Transfer IRA: Domestic Incoming	$25Above the typical range ($5–$15 nationally)	$15 above the national median	—	—	Source
Wire Transfer IRA: Domestic Outgoing	$10
Check ServicesVerified
Stop Payment Request	$30Within the typical range ($20–$30 nationally)	$4 above the national median	per item	—	Source
Digital & ElectronicVerified
Bill Payment	$12.95Above the typical range ($0–$11.48 nationally)	$7.98 above the national median	—	—	Source
Expedited Bill Payment (check)	$9.95
Account ServicesVerified
Balance Inquiry at any other location	$0.75Below the typical range ($1–$2 nationally)	$0.25 below the national median	—	—	Source
Lost Key Fee	$30
Lending FeesVerified
Late charge	$3Below the typical range ($15–$25 nationally)	$18 below the national median	—	—	Source
Retirement & IRAVerified
IRA annual fixed charge	$0Below the typical range ($10–$25 nationally)	$15 below the national median	per year	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$636.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$636.8M

Total deposits

$507.6M

Service charge income

$138K

Fee income ratio

3.0%

Return on assets

2.87%

Branches

Service charge income by quarter

Q2 2026$138K

Q1 2026$128K

Q4 2025$146K

Q3 2025$145K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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