10 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Checking $10 · Premier Club Checking $12 to $14
Compared at $12.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from The Hardin County Bank’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Additional Plan monthly fee | $13 | per month | None |
| Family Plan monthly fee | $14 | per month | None |
| Monthly fee | $12 | per month | None |
| Regular Checking Monthly maintenance fee | $10 | per month | None |
| Dormant Account Fee | $5 | per month | None |
| Account Research/Reconciliation | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Overdraft/Paid Item Fee | $35 | per item | None |
| Returned Item Fee | $35 | per item | None |
ATM & Card | |||
| Debit Card Replacement | $20 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFERS: Domestic Outgoing | $35 | Not stated | None |
| WIRE TRANSFERS: International Outgoing | $90 | Not stated | None |
Check Services | |||
| Stop Payment | $35 | per item | None |
Account Services | |||
| Garnishments, Executions, Levies | $50 | Not stated | None |
Other Fees | |||
| Copy of Statement | $5 | Not stated | None |
| Photocopies/Faxes | $1 | per item | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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