Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

The Hardin County Bank

Savannah, TennesseeBankAtlanta Fed districtFees collected Apr 21, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation$35Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=account_research; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Account Research/Reconciliation | $35.00 per hour" · Source

Dormant Account Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=dormant_account; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Dormant Account Fee | $5.00 per month" · Source

Overdraft & NSFVerified

Overdraft/Paid Item Fee$35Above the typical range ($25–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=overdraft; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Overdraft/Paid Item Fee | $35.00 per occurance Returned Item Fee | $35.00 per occurance" · Source
per occurance Returned Item Fee$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=nsf; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Overdraft/Paid Item Fee | $35.00 per occurance Returned Item Fee | $35.00 per occurance" · Source

ATM & CardVerified

Debit Card Replacement$20Above the typical range ($5–$10 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=card_replacement; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Debit Card Replacement | $20.00 Business Online Stop Payment | $30.00" · Source

Check ServicesVerified

Business Online Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=stop_payment; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Debit Card Replacement | $20.00 Business Online Stop Payment | $30.00" · Source
per month per card Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
per month · Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=stop_payment; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Business Debit Card Fee | $5.00 per month per card Stop Payment | $35.00" · Source

Account ServicesVerified

Garnishments, Executions, Levies$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=garnishment_levy; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Garnishments, Executions, Levies | $50.00" · Source

Other FeesVerified

Photocopies/Faxes$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=document_reproduction; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Photocopies/Faxes | $1.00 each" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation	$35Above the typical range ($17.50–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=account_research; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Account Research/Reconciliation \| $35.00 per hour"	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=dormant_account; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Dormant Account Fee \| $5.00 per month"	Source
Overdraft & NSFVerified
Overdraft/Paid Item Fee	$35Above the typical range ($25–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=overdraft; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Overdraft/Paid Item Fee \| $35.00 per occurance Returned Item Fee \| $35.00 per occurance"	Source

ATM & CardVerified
Debit Card Replacement	$20Above the typical range ($5–$10 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=card_replacement; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Debit Card Replacement \| $20.00 Business Online Stop Payment \| $30.00"	Source
Check ServicesVerified
Business Online Stop Payment	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=stop_payment; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Debit Card Replacement \| $20.00 Business Online Stop Payment \| $30.00"	Source
per month per card Stop Payment
Account ServicesVerified
Garnishments, Executions, Levies	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=garnishment_levy; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Garnishments, Executions, Levies \| $50.00"	Source
Other FeesVerified
Photocopies/Faxes	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #6459. canonical_hint=document_reproduction; text_hash=3536f8f5b277b9bd8de1133b82ab35f25585d49582a27c72352e09ac75faa47d; excerpt="Photocopies/Faxes \| $1.00 each"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 9 — leaner than most institutions

Published fees

Under review

Assets

$676.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$676.7M

Total deposits

$600.3M

Service charge income

$193K

Fee income ratio

2.5%

Return on assets

1.35%

Branches

Service charge income by quarter

Q2 2026$193K

Q1 2026$196K

Q4 2025$202K

Q3 2025$207K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,662 verified fees from 2,224 institutions

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