Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Legacy Bank

Hinton, OklahomaBankKansas City Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly service charge$3Below the typical range ($4–$10 nationally)

Maintenance service charge (balance falls below $250.00)$3.35

$3.65 below the national median$3.65 below the Oklahoma median

per month · Source

Customers who opt to receive paper statements will be charged a fee of$5.85

$2.85 above the national median$2.85 above the Oklahoma median

per month · Source

Overdraft & NSFVerified

Consecutive days overdraft fee$4.85Below the typical range ($5–$15 nationally)
$0.15 below the national median$0.85 above the Oklahoma median
per day · Source

Check ServicesVerified

Set of Starter Checks$0Below the typical range ($1–$4 nationally)
$2 below the national median$1 below the Oklahoma median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly service charge	$3Below the typical range ($4–$10 nationally)	$3 below the national median$3.95 below the Oklahoma median	per month	—	Source
Maintenance service charge (balance falls below $250.00)	$3.35Below the typical range ($5–$10 nationally)	$3.65 below the national median$3.65 below the Oklahoma median	per month	—	Source
Customers who opt to receive paper statements will be charged a fee of	$5.85Above the typical range ($2–$4.76 nationally)	$2.85 above the national median$2.85 above the Oklahoma median	per month	—	Source
Overdraft & NSFVerified
Consecutive days overdraft fee	$4.85Below the typical range ($5–$15 nationally)	$0.15 below the national median$0.85 above the Oklahoma median	per day	—	Source
Check ServicesVerified
Set of Starter Checks	$0Below the typical range ($1–$4 nationally)	$2 below the national median$1 below the Oklahoma median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $4.85

84% below the national median overdraft fee

5 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$686.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$686.5M

Total deposits

$624.8M

Service charge income

$196K

Fee income ratio

2.7%

Return on assets

0.10%

Branches

Service charge income by quarter

Q2 2026$196K

Q1 2026$201K

Q4 2025$184K

Q3 2025$159K

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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