22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 18, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
No Overdraft Checking $2 · No Minimum Checking $3 · Independence Checking $5
Compared at $3, the middle of its prices
Overdraft (OD)
Compared at $36, its standard fee, the highest of its prices
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Dollar Bank, Federal Savings Bank’s own schedules, with a source for each figure.
per month
per month
per month · avoid a monthly fee, switch to a Free Checking Account by electing to receive eStatements instead of paper statements
per month
per year
per month
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Independence Checking Monthly service fee | $5 | per month | None |
| Monthly service fee | $3 | per month | None |
| Monthly Service Fee | $3 | per month | avoid a monthly fee, switch to a Free Checking Account by electing to receive eStatements instead of paper statements |
| Monthly service fee can be reduced | $2 | per month | None |
| Early Close Penalty Assessed when an account is closed within 180 days of opening | $25 | Not stated | None |
| Dormant Account Safekeeping, Per Year | $24Not compared: Annual charge, not monthly | per year | None |
| Inactive Account, Per Month | $10 | per month | None |
| Account Research, Per Hour | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statements | No charge | Not stated | None |
| Paper Statements | $2 | Not stated | None |
| Returned Mail | $10 | Not stated | None |
Overdraft & NSF | |||
| Each overdraft fee | $12 | per item | None |
| Overdraft Fee | $36 | Not stated | None |
| Continuous Overdraft Fee | $25 | Not stated | None |
ATM & Card | |||
| All Other (Non-Dollar Bank) ATM Activity | $2.50 | Not stated | None |
| Foreign (Non-Dollar Bank) ATM Activity | $2.50 | Not stated | None |
| Document/Card Replacement | $6 | per item | None |
| Card Mailing - Expedited Delivery | $25 | Not stated | None |
Wire Transfers | |||
| Wire Transfer, Domestic: Recurring Outgoing | $18 | Not stated | None |
| Wire Transfer, Domestic: Incoming | $18 | Not stated | None |
| Wire Transfer, Foreign: Non-Recurring Outgoing | $40 | Not stated | None |
| Wire Transfer, Foreign: Recurring Outgoing | $20 | Not stated | None |
| Wire Transfer, Foreign: Incoming | $20 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Stop Payment | $39 | Not stated | None |
| Foreign Check Collection: All other items | $65 | Not stated | None |
| Foreign Check Collection: Canadian items | $15 | Not stated | None |
| Check Copy | $3 | Not stated | None |
Account Services | |||
| Legal Process (Tax Levy, Garnishment, Writ or Attachment) | $50 | Not stated | None |
| Verification of Deposit Account | $10 | Not stated | None |
Other Fees | |||
| Photocopy | $5 | Not stated | None |
| Statement Copy | $5 | Not stated | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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