Capital Bank

Headquarters: Jacinto City, Texas
Charter: Bank
Assets: $689.7M
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Capital Bank: $35
Capital Bank: $35
U.S. median: no median
NSF / Returned Item
Capital Bank: $35
Capital Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Capital Bank: $25
Capital Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Capital Bank’s own schedules, with a source for each figure.

Account Maintenance

Returned Mail$5

Overdraft & NSF

Overdraft$35
per item
Returned Item$35
per item
Auto Transfers (to cover Overdraft)$5
per item
Returned Item daily maximum$210
per day

ATM & Card

Debit Card Replacement$5

Wire Transfers

Wire Transfer (Domestic Outgoing)$25
Wire Transfer (Domestic Incoming)$10
Wire Transfer (Foreign Outgoing)$45
Wire Transfer (Foreign Incoming)$15

Check Services

Cashier's Check$8
Money Order$3
Stop Payment$30
Zelle Stop Payment$10

Cash & Deposit

Returned Deposited Item$10

Gift & Prepaid Cards

Gift Cards$5

Fee	Amount	Basis	Note
Account Maintenance
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft	$35	per item	None
Returned Item	$35	per item	None
Auto Transfers (to cover Overdraft)	$5	per item	None
Returned Item daily maximum	$210	per day	None
ATM & Card
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfer (Domestic Outgoing)	$25	Not stated	None
Wire Transfer (Domestic Incoming)	$10	Not stated	None
Wire Transfer (Foreign Outgoing)	$45	Not stated	None
Wire Transfer (Foreign Incoming)	$15	Not stated	None
Check Services
Cashier's Check	$8	Not stated	None
Money Order	$3	Not stated	None
Stop Payment	$30	Not stated	None
Zelle Stop Payment	$10	Not stated	None
Cash & Deposit
Returned Deposited Item	$10	Not stated	None
Gift & Prepaid Cards
Gift Cards	$5	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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