PlainsCapital Bank

Headquarters: University Park, Texas
Charter: Bank
Assets: $12.7B
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
PlainsCapital Bank: $10 to $15
PlainsCapital Bank: $10 to $15
U.S. median: no median
Overdraft (OD)
PlainsCapital Bank: $30
PlainsCapital Bank: $30
U.S. median: no median
NSF / Returned Item
PlainsCapital Bank: $20
PlainsCapital Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from PlainsCapital Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$15
per month
Monthly service fee$10
per month
Paper Statements 6$2
per month
Returned Mail fee$5

Overdraft & NSF

Overdraft Item Fee (per item)$30
per item
NSF Item Fee (per item, per presentment)$20
per item

ATM & Card

ATM Usage at Non-PlainsCapital Bank ATM (domestic or international): Per Transaction$2
per transaction
Replacement MasterCard Debit Card$5

Wire Transfers

Outgoing domestic wire transfer$35
Incoming wire transfer$15

Check Services

Official checks$5
Official check stop payment$50
Stop payment order$30
Canadian item deposited$5
Incoming/Outgoing domestic collection Item with documentation$30
International item collection$35

Cash & Deposit

International returned item$35
Returned deposited item$12

Account Services

Notary Fee$4
Drill lock$350
Not compared: Box drilling or key fee
Size: 10X10X21$110
Size: 3X10X21$45
Size: 3X5X21$25
Size: 4X5X21$30
Size: 5X10X21$60
Writ of Garnishment$100
Legal process fees$75

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$15	per month	None
Monthly service fee	$10	per month	None
Paper Statements 6	$2	per month	None
Returned Mail fee	$5	Not stated	None
Overdraft & NSF
Overdraft Item Fee (per item)	$30	per item	None
NSF Item Fee (per item, per presentment)	$20	per item	None
ATM & Card
ATM Usage at Non-PlainsCapital Bank ATM (domestic or international): Per Transaction	$2	per transaction	None
Replacement MasterCard Debit Card	$5	Not stated	None
Wire Transfers
Outgoing domestic wire transfer	$35	Not stated	None
Incoming wire transfer	$15	Not stated	None
Check Services
Official checks	$5	Not stated	None
Official check stop payment	$50	Not stated	None
Stop payment order	$30	Not stated	None
Canadian item deposited	$5	Not stated	None
Incoming/Outgoing domestic collection Item with documentation	$30	Not stated	None
International item collection	$35	Not stated	None
Cash & Deposit
International returned item	$35	Not stated	None
Returned deposited item	$12	Not stated	None
Account Services
Notary Fee	$4	Not stated	None
Drill lock	$350Not compared: Box drilling or key fee	Not stated	None
Size: 10X10X21	$110	Not stated	None
Size: 3X10X21	$45	Not stated	None
Size: 3X5X21	$25	Not stated	None
Size: 4X5X21	$30	Not stated	None
Size: 5X10X21	$60	Not stated	None
Writ of Garnishment	$100	Not stated	None
Legal process fees	$75	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when PlainsCapital Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.