Fee schedule collected Apr 6, 2026 · Financials as of Q1 2026
Verified fees
23
Under review
0
Assets
$689.4M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per item · $25.00 per hour (min 1 hour) · Source
per item · Source
per item · First item no charge, $.25 per copy after · Source
per item · $2.00 per page · Source
per item · $5.00 per page · Source
per item · Only charged if account closed within 90 days · Source
per item · Maximum total daily overdraft charge limit of $180.00 per business day for consumer accounts and $750.00 per business day for commercial accounts. No charge if negative balance is $0.01 thru $10.00. $30.00 per overdraft item if negative balance is $10.01 and above. · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Account research | $25 | per item | $25.00 per hour (min 1 hour) | Source |
| Copy of statement | $5 | per item | — | Source |
| Copy of statement item (1st item no charge) | $0.25 | per item | First item no charge, $.25 per copy after | Source |
| FAX local | $2 | per item | $2.00 per page | Source |
| FAX long distance | $5 | per item | $5.00 per page | Source |
| New account closed within 90 days | $10 | per item | Only charged if account closed within 90 days | Source |
Overdraft & NSFVerified | ||||
| Overdraft Charge (per item paid or returned) Fee | $30 | per item | Maximum total daily overdraft charge limit of $180.00 per business day for consumer accounts and $750.00 per business day for commercial accounts. No charge if negative balance is $0.01 thru $10.00. $30.00 per overdraft item if negative balance is $10.01 and above. | Source |
ATM & CardVerified | ||||
| ATM foreign transactions | $1 | per item | — | Source |
| Replace Debit card | $5 | per item | — | Source |
Wire TransfersVerified | ||||
| Wire transfer (incoming Domestic)– customer | $5 | per item | — | Source |
| Wire transfer (incoming International) -- customer | $25 | per item | — | Source |
| Wire transfer (outgoing Domestic) – customer | $15 | |||
Check ServicesVerified | ||||
| Cashier's check | $3 | per item | — | Source |
| Money order (customer) | $1 | per item | — | Source |
| Photocopies | $0.25 | per item | ||
Digital & ElectronicVerified | ||||
| Online Bank Bill Payment (per month Commercial) | $10 | per month | — | Source |
| Online Bank Bill Payment (per month Consumer) | $5.95 | per month | — | Source |
Cash & DepositVerified | ||||
| Zipper bag (medium) | $5 | per item | — | Source |
Account ServicesVerified | ||||
| Safe Deposit Box - replace 2 lost keys (requires box to be drilled, new locks installed & new keys issued) | $135 | per item | Requires box to be drilled, new locks installed & new keys issued | Source |
| Safe Deposit Box - replace one lost key | $35 | per item | — | Source |
Work at First Bank? Get your Competitive Fee Position Report — $300, delivered in 48 hours.
Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$689.4M
Total deposits
$591.4M
Service charge income
$6K
Fee income ratio
0.06%
Return on assets
1.74%
Branches
9
Service charge income by quarter
| per item |
| — |
| Source |
| Wire transfer (outgoing International) -- customer | $50 | per item | — | Source |
| $.25 per copy |
| Source |
| Stop Payment - all items | $25 | per item | — | Source |
| Temporary Checks - printed 4 temporary checks per page | $1 | per item | $1.00 per page | Source |