Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Northwestern Bank

Chippewa Falls, WisconsinBankMinneapolis Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

MONTHLY MAINTENANCE FEE$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdrafts$25Within the typical range ($25–$33 nationally)
$5 below the national median$3 below the Wisconsin median
per item · Source
OVERDRAFTS AND OVERDRAFT PROTECTION ARE NOT ALLOWED. If an overdraft occurs, a handling fee of$35Above the typical range ($25–$33 nationally)
$5 above the national median$7 above the Wisconsin median
Source
Insufficient Funds Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$3 below the Wisconsin median
per item · Source
Overdraft Protection (from Savings)$6Above the typical range ($2.50–$5 nationally)
$1 above the national median$1 above the Wisconsin median
per item · Source

Wire TransfersVerified

Outgoing Wire$25Within the typical range ($20–$25 nationally)
At the national medianAt the Wisconsin median
Source
Incoming Wire$10Within the typical range ($5–$15 nationally)
At the national medianAt the Wisconsin median
Source
Foreign Wire$50Within the typical range ($40–$50 nationally)
At the national median$3.50 below the Wisconsin median
Source

Check ServicesVerified

Cashier's Check ($1000.01 or more)$5Within the typical range ($3–$6 nationally)
At the national medianAt the Wisconsin median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$2.50 above the Wisconsin median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
MONTHLY MAINTENANCE FEE	$5Within the typical range ($4–$10 nationally)	$1 below the national median$1 below the Wisconsin median	per month	—	Source
There will be a monthly service charge	$10Within the typical range ($4–$10 nationally)	$4 above the national median$4 above the Wisconsin median	per month	—	Source
There is a monthly minimum balance fee	$2Below the typical range ($5–$10 nationally)	$5 below the national median$5.50 below the Wisconsin median	per month	—	Source
Dormant accounts with a ledger balance of or less will be charged a	$2Below the typical range ($5–$10 nationally)	$3 below the national median$3 below the Wisconsin median	per month	—	Source
Overdraft & NSFVerified
Overdrafts	$25Within the typical range ($25–$33 nationally)	$5 below the national median$3 below the Wisconsin median	per item	—	Source
OVERDRAFTS AND OVERDRAFT PROTECTION ARE NOT ALLOWED. If an overdraft occurs, a handling fee of	$35
ATM & CardVerified
Debit/ATM Card Replacement Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Wisconsin median	—	—	Source
Wire TransfersVerified
Outgoing Wire	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Wisconsin median	—	—	Source
Incoming Wire	$10
Check ServicesVerified
Cashier's Check ($1000.01 or more)	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Wisconsin median	—	—	Source
Stop Payment	$30
Account ServicesVerified
Levy / Garnishment	$100Above the typical range ($30–$90 nationally)	$50 above the national median$50 above the Wisconsin median	—	—	Source

Against Minneapolis Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$35.00
Of 63 others that publish it, 56 lower, 7 the same and 0 higher.
Monthly maintenance
$7.50
Of 59 others that publish it, 38 lower, 1 the same and 20 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

15 verified fees collected

Headline fees published

11 of 15

Published fees

Under review

Assets

$725.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$725.6M

Total deposits

$575.2M

Service charge income

$79K

Fee income ratio

1.0%

Return on assets

1.84%

Branches

Service charge income by quarter

Q2 2026$79K

Q1 2026$74K

Q4 2025$80K

Q3 2025$83K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,787 published fee entries from 3,612 institutions

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