First National Community Bank

Headquarters: Chatsworth, Georgia
Charter: Bank
Assets: $754.7M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First National Community Bank: $31
First National Community Bank: $31
U.S. median: no median
NSF / Returned Item
First National Community Bank: $31
First National Community Bank: $31
U.S. median: no median
Wire Transfer (Domestic Out)
First National Community Bank: $20
First National Community Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Georgia, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Georgia: Banks and credit unions headquartered in Georgia that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First National Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Service Fee (daily balance falls below $1,000)$5
Account Closing fee$10
Withdrawals Per Month$1
per item

Overdraft & NSF

Overdraft Fee$31
Returned Item Fee$31

ATM & Card

ATM or Debit Card Replacement$7.50

Wire Transfers

Domestic wire transfers: Outgoing$20
Domestic wire transfers: Incoming$10
Foreign Wire Transfer: Outgoing$45

Check Services

Cashier's Checks: Customer$5
Stop payments$20
per item
Collection items (incoming)$10
Collection items (outgoing): Customer$5
Collection items (outgoing): Noncustomer$15

Account Services

Safe Deposit Box 10x10$80
Safe Deposit Box 3x10$30
Safe Deposit Box 3x5$20
Safe Deposit Box 5x10$50
Garnishments$50
Levies (tax)$50

Other Fees

Photocopies$1

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Service Fee (daily balance falls below $1,000)	$5	Not stated	None
Account Closing fee	$10	Not stated	None
Withdrawals Per Month	$1	per item	None
Overdraft & NSF
Overdraft Fee	$31	Not stated	None
Returned Item Fee	$31	Not stated	None
ATM & Card
ATM or Debit Card Replacement	$7.50	Not stated	None
Wire Transfers
Domestic wire transfers: Outgoing	$20	Not stated	None
Domestic wire transfers: Incoming	$10	Not stated	None
Foreign Wire Transfer: Outgoing	$45	Not stated	None
Check Services
Cashier's Checks: Customer	$5	Not stated	None
Stop payments	$20	per item	None
Collection items (incoming)	$10	Not stated	None
Collection items (outgoing): Customer	$5	Not stated	None
Collection items (outgoing): Noncustomer	$15	Not stated	None
Account Services
Safe Deposit Box 10x10	$80	Not stated	None
Safe Deposit Box 3x10	$30	Not stated	None
Safe Deposit Box 3x5	$20	Not stated	None
Safe Deposit Box 5x10	$50	Not stated	None
Garnishments	$50	Not stated	None
Levies (tax)	$50	Not stated	None
Other Fees
Photocopies	$1	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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