Pilgrim Bank

Headquarters: Pittsburg, Texas
Charter: Bank
Assets: $714.6M
Fed district: Dallas

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10.50, the middle of its prices
Pilgrim Bank: $9 to $12
Pilgrim Bank: $9 to $12
U.S. median: no median
Overdraft (OD)
Pilgrim Bank: $15
Pilgrim Bank: $15
U.S. median: no median
NSF / Returned Item
Compared at $22.50, the middle of its prices
Pilgrim Bank: $15 to $30
Pilgrim Bank: $15 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pilgrim Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$12
per month
Monthly service charge$9
per month
Early closing fee (close account within 90 days)$30
Account research (1 hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Nonsufficient (NSF) item paid fee (each)$15
per item
Nonsufficient (NSF) item return fee (each)$15
per item
NSF fee (each)$30
per item

ATM & Card

Debit Card replacement$5
Expedited mail delivery of debit card$35
Overnight mail delivery of debit card$35

Wire Transfers

Wire transfers: Outgoing domestic (customer)$25

Check Services

Official checks$8
Stop payment fee$30
per item
Stop payment fee on Bill Pay from third party vendor$25

Account Services

Legal process - levies, freeze, garnishments$100

Gift & Prepaid Cards

VISA® Gift card or VISA® Money card: Customer$5

Other Fees

Incoming/Outgoing Fax$2
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.50
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$12	per month	None
Monthly service charge	$9	per month	None
Early closing fee (close account within 90 days)	$30	Not stated	None
Account research (1 hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Nonsufficient (NSF) item paid fee (each)	$15	per item	None
Nonsufficient (NSF) item return fee (each)	$15	per item	None
NSF fee (each)	$30	per item	None
ATM & Card
Debit Card replacement	$5	Not stated	None
Expedited mail delivery of debit card	$35	Not stated	None
Overnight mail delivery of debit card	$35	Not stated	None
Wire Transfers
Wire transfers: Outgoing domestic (customer)	$25	Not stated	None
Check Services
Official checks	$8	Not stated	None
Stop payment fee	$30	per item	None
Stop payment fee on Bill Pay from third party vendor	$25	Not stated	None
Account Services
Legal process - levies, freeze, garnishments	$100	Not stated	None
Gift & Prepaid Cards
VISA® Gift card or VISA® Money card: Customer	$5	Not stated	None
Other Fees
Incoming/Outgoing Fax	$2Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.50	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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