vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$5 below the New Mexico median
Knox extract.rules v16 categorized a line held for review from Rosetta artifact #569. canonical_hint=early_closure; text_hash=4c95afa7dcfc72b1252a4b7b1e5ce4760b58328afeca22f6c05cc049dd78a16f; excerpt="Closed account fee: within 90 days of opening | $20.00" · Source
$5 above the national median$5 above the New Mexico median
per month · Source
$7.50 above the national median$7.50 above the New Mexico median
$2 above the national medianAt the New Mexico median
per month · Source
$2 above the national median$2 above the New Mexico median
$2 above the national median$7 above the New Mexico median
$5 above the national median$10 above the New Mexico median
$30 above the national median$30 above the New Mexico median
$15 above the national median$15 above the New Mexico median
$2 above the national median$2 above the New Mexico median
$5 above the national median$5 above the New Mexico median
$4.50 above the national median$4 above the New Mexico median
$3 above the national median$3 above the New Mexico median
per item · Institution’s schedule
$2.50 above the national medianAt the New Mexico median
At the national medianAt the New Mexico median
$1.49 above the national medianAt the New Mexico median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Closed account fee: within 90 days of opening | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 below the New Mexico median | — | Knox extract.rules v16 categorized a line held for review from Rosetta artifact #569. canonical_hint=early_closure; text_hash=4c95afa7dcfc72b1252a4b7b1e5ce4760b58328afeca22f6c05cc049dd78a16f; excerpt="Closed account fee: within 90 days of opening | $20.00" | Source |
| Dormant Account Service Charge (After 24 months of inactivity each month) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the New Mexico median | per month | — | Source |
| Check Book Reconciliation (per hour; 1 hour minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the New Mexico median | — | — | Source |
| Paper Statements | $5Above the typical range ($2–$4.93 nationally) | $2 above the national medianAt the New Mexico median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Paid NSF Fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the New Mexico median | — | — | Source |
| Returned NSF Fee | $32 | ||||
Wire TransfersVerified | |||||
| Wire Transfers (Outgoing - Domestic): Customer | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the New Mexico median | — | — | Source |
| Wire Transfers (Incoming): Non-Customer | $40 | ||||
Check ServicesVerified | |||||
| Cashier's Checks (Customer) | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the New Mexico median | — | — | Source |
| Cashier's Checks (Non-Customer) | $10 | ||||
Account ServicesVerified | |||||
| Notary Fee (Non-customer) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the New Mexico median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Fee, per certificate | $25Within the typical range ($25–$35 nationally) | At the national medianAt the New Mexico median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards | $4.99Above the typical range ($3–$4.95 nationally) | $1.49 above the national medianAt the New Mexico median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
8 of 15
Published fees
16
Under review
0
Assets
$738.3M
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$738.3M
Total deposits
$662.4M
Service charge income
$154K
Fee income ratio
1.9%
Return on assets
1.42%
Branches
3
Service charge income by quarter
Financial profile · Pro
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| $2 above the national median$7 above the New Mexico median |
| — |
| — |
| Source |
| $30 above the national median$30 above the New Mexico median |
| — |
| — |
| Source |
| Wire Transfers (Outgoing - Foreign): Customer | $65Above the typical range ($40–$50 nationally) | $15 above the national median$15 above the New Mexico median | — | — | Source |
| $5 above the national median$5 above the New Mexico median |
| — |
| — |
| Source |
| Stop Payment Order | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$4 above the New Mexico median | — | — | Source |
| Temporary Checks | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the New Mexico median | per item | — | Institution’s schedule |