Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 28, 2026
Call-report figures are for Monson Savings Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Monson Savings Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 28, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $379K in Q2 2026, 11% above the same quarter a year earlier ($342K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Monson Savings Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $379K | +$11K | +3.0% |
| Q1 2026 | $368K | −$23K | −5.9% |
| Q4 2025 | $391K | +$27K | +7.4% |
| Q3 2025 | $364K | +$22K | +6.4% |
| Q2 2025 | $342K | +$10K | +3.0% |
| Q1 2025 | $332K | −$21K | −5.9% |
| Q4 2024 | $353K | +$27K | +8.3% |
| Q3 2024 | $326K | +$17K | +5.5% |
Insufficient sample: fewer than 10 peers of its size reported a share.
They stay out of every comparison until review is done.
per month
one time
one time
one time
per year
per month
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly Service Charge Fee (audience not stated, treated as personal) | No charge | per month | None |
Lending FeesUnder review | |||
| Current cost for a full appraisal (audience not stated, treated as personal) | $585 | Not stated | None |
| Full appraisal (2-4 family property) (audience not stated, treated as personal) | $785 | one time | None |
Other FeesUnder review | |||
| Early termination fee (audience not stated, treated as personal) | $500 | one time | None |
| Early termination fee (Home Equity Line of Credit) (audience not stated, treated as personal) | $500 | one time | None |
Other feesUnder review | |||
| Current cost for a full appraisal (audience not stated, treated as personal) | $585 | Not stated | None |
| Early termination fee (audience not stated, treated as personal) | $500 | one time | None |
| Fees could reduce earnings. Minimum deposit to open account is (audience not stated, treated as personal) | $50 | Not stated | None |
| Full appraisal (2-4 family property) (audience not stated, treated as personal) | $785 | one time | None |
| Full appraisal (single-family property) (audience not stated, treated as personal) | $585 | one time | None |
| Maximum loan to value (audience not stated, treated as personal) | Not stated | Not stated | None |
| MoneyMaking Checking: The interest rate paid on the entire balance will be (audience not stated, treated as personal) | Not stated | per year | None |
| Monthly Service Charge Fee (audience not stated, treated as personal) | No charge | per month | None |
| These fees can range from (audience not stated, treated as personal) | $300 | Not stated | None |
| This discharge fee can range from (audience not stated, treated as personal) | $105 | Not stated | None |
| We will also reimburse up to a total of (audience not stated, treated as personal) | $10 | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Monson Savings Bank operates, and what regulators and customers have on file.
In Springfield, MA, Monson Savings Bank holds 4.6% of bank deposits, #9 of 18, with 4 offices.
150 offices of 29 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 18 institutions shown. $14.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 4.6% share, 4 offices, #9 of 18
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
33 offices of 11 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
None on file with the Federal Reserve
The Federal Reserve has no public enforcement action against this bank or its holding company on file.
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.