CFSBANK

Headquarters: Charleroi, Pennsylvania
Charter: Bank
Assets: $773.4M
Fed district: Cleveland

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
CFSBANK: $35
CFSBANK: $35
U.S. median: no median
NSF / Returned Item
CFSBANK: $35
CFSBANK: $35
U.S. median: no median
Stop Payment
CFSBANK: $35
CFSBANK: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from CFSBANK’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (24 months of inactivity)$5
per month
Research Fee (minimum one hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (minimum one hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Periodic StatementsNo charge

Overdraft & NSF

Overdraft Paid Item Fee, per presentment$35
per item
Overdraft Returned Item Fee, per presentment$35
per item
Continuous Overdraft Fee (5 consecutive business days)$5

ATM & Card

ATM/Debit Card Replacement Fee$10
per item
Rush ATM/Debit Card Delivery Fee$75
per item
International POS Fee1%of the transaction

Check Services

Official Bank Check$10
Money Orders ($2,000 maximum)$2
Stop Payment Fee$35
per item
Counter Checks (quantity of 3)$6
Foreign Check Processing/Collection: Canadian Items$15
Check Copy$2
per item
Check images included in monthly statement$5
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Online Banking External Transfer Fees - Express Delivery$3
per item
Online Banking External Transfer Fees - Standard DeliveryNo charge
per item

Account Services

Drilling Fee (plus additional costs incurred by cfsbank)$100
Not compared: Box drilling or key fee
Replacement Key Fee$15
Not compared: Monthly charge, not annual
per month
Safe Deposit/Self-Service Storage Boxes - Drilling Fee$100
Not compared: Box drilling or key fee
per item · plus additional costs incurred by cfsbank
Garnishment/Levy/Writ (plus additional costs incurred by cfsbank)$50

Retirement & IRA

IRA Transfer Fee$100

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (24 months of inactivity)	$5	per month	None
Research Fee (minimum one hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (minimum one hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Periodic Statements	No charge	Not stated	None
Overdraft & NSF
Overdraft Paid Item Fee, per presentment	$35	per item	None
Overdraft Returned Item Fee, per presentment	$35	per item	None
Continuous Overdraft Fee (5 consecutive business days)	$5	Not stated	None
ATM & Card
ATM/Debit Card Replacement Fee	$10	per item	None
Rush ATM/Debit Card Delivery Fee	$75	per item	None
International POS Fee	1%of the transaction	Not stated	None
Check Services
Official Bank Check	$10	Not stated	None
Money Orders ($2,000 maximum)	$2	Not stated	None
Stop Payment Fee	$35	per item	None
Counter Checks (quantity of 3)	$6	Not stated	None
Foreign Check Processing/Collection: Canadian Items	$15	Not stated	None
Check Copy	$2	per item	None
Check images included in monthly statement	$5Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Online Banking External Transfer Fees - Express Delivery	$3	per item	None
Online Banking External Transfer Fees - Standard Delivery	No charge	per item	None
Account Services
Drilling Fee (plus additional costs incurred by cfsbank)	$100Not compared: Box drilling or key fee	Not stated	None
Replacement Key Fee	$15Not compared: Monthly charge, not annual	per month	None
Safe Deposit/Self-Service Storage Boxes - Drilling Fee	$100Not compared: Box drilling or key fee	per item	plus additional costs incurred by cfsbank
Garnishment/Levy/Writ (plus additional costs incurred by cfsbank)	$50	Not stated	None
Retirement & IRA
IRA Transfer Fee	$100	Not stated	None
Other Fees
Statement Copy	$5	per item	None

Digital & Electronic

ACH Origination Fee$45
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Digital & Electronic
ACH Origination Fee	$45Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
CFSBANK: $35
CFSBANK: $35
U.S. median: no median
NSF / Returned Item
CFSBANK: $35
CFSBANK: $35
U.S. median: no median
Stop Payment
CFSBANK: $35
CFSBANK: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from CFSBANK’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fee (24 months of inactivity)$5
per month
Research Fee (minimum one hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation (minimum one hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Periodic StatementsNo charge

Overdraft & NSF

Overdraft Paid Item Fee, per presentment$35
per item
Overdraft Returned Item Fee, per presentment$35
per item
Continuous Overdraft Fee (5 consecutive business days)$5

ATM & Card

ATM/Debit Card Replacement Fee$10
per item
Rush ATM/Debit Card Delivery Fee$75
per item
International POS Fee1%of the transaction

Check Services

Official Bank Check$10
Money Orders ($2,000 maximum)$2
Stop Payment Fee$35
per item
Counter Checks (quantity of 3)$6
Foreign Check Processing/Collection: Canadian Items$15
Check Copy$2
per item
Check images included in monthly statement$5
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Online Banking External Transfer Fees - Express Delivery$3
per item
Online Banking External Transfer Fees - Standard DeliveryNo charge
per item

Account Services

Drilling Fee (plus additional costs incurred by cfsbank)$100
Not compared: Box drilling or key fee
Replacement Key Fee$15
Not compared: Monthly charge, not annual
per month
Safe Deposit/Self-Service Storage Boxes - Drilling Fee$100
Not compared: Box drilling or key fee
per item · plus additional costs incurred by cfsbank
Garnishment/Levy/Writ (plus additional costs incurred by cfsbank)$50

Retirement & IRA

IRA Transfer Fee$100

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (24 months of inactivity)	$5	per month	None
Research Fee (minimum one hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation (minimum one hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Periodic Statements	No charge	Not stated	None
Overdraft & NSF
Overdraft Paid Item Fee, per presentment	$35	per item	None
Overdraft Returned Item Fee, per presentment	$35	per item	None
Continuous Overdraft Fee (5 consecutive business days)	$5	Not stated	None
ATM & Card
ATM/Debit Card Replacement Fee	$10	per item	None
Rush ATM/Debit Card Delivery Fee	$75	per item	None
International POS Fee	1%of the transaction	Not stated	None
Check Services
Official Bank Check	$10	Not stated	None
Money Orders ($2,000 maximum)	$2	Not stated	None
Stop Payment Fee	$35	per item	None
Counter Checks (quantity of 3)	$6	Not stated	None
Foreign Check Processing/Collection: Canadian Items	$15	Not stated	None
Check Copy	$2	per item	None
Check images included in monthly statement	$5Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Online Banking External Transfer Fees - Express Delivery	$3	per item	None
Online Banking External Transfer Fees - Standard Delivery	No charge	per item	None
Account Services
Drilling Fee (plus additional costs incurred by cfsbank)	$100Not compared: Box drilling or key fee	Not stated	None
Replacement Key Fee	$15Not compared: Monthly charge, not annual	per month	None
Safe Deposit/Self-Service Storage Boxes - Drilling Fee	$100Not compared: Box drilling or key fee	per item	plus additional costs incurred by cfsbank
Garnishment/Levy/Writ (plus additional costs incurred by cfsbank)	$50	Not stated	None
Retirement & IRA
IRA Transfer Fee	$100	Not stated	None
Other Fees
Statement Copy	$5	per item	None

Digital & Electronic

ACH Origination Fee$45
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Digital & Electronic
ACH Origination Fee	$45Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.