Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

The Peoples Bank, Biloxi, Mississippi

Biloxi, MississippiBankAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Fee Monthly Sweep Account$50Within the typical range ($5.96–$200 nationally)

per month · Knox deterministic extraction from Rosetta artifact #419. canonical_hint=monthly_maintenance; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$50 Fee Monthly Sweep Account" · Source

ATM & CardVerified

(Whether Paid or Returned: Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electr$35Within the typical range ($2–$35 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #419. canonical_hint=atm_non_network; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$35 (Whether Paid or Returned: Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means)" · Source
ATM Withdrawal Daily Limit$600Above the typical range ($2–$35 nationally)
$590 above the national median
per day · Knox deterministic extraction from Rosetta artifact #419. canonical_hint=atm_non_network; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$600 ATM Withdrawal Daily Limit" · Source

Check ServicesVerified

Each; Per Stop Payment$6Below the typical range ($15–$30 nationally)
$19 below the national median
Knox deterministic extraction from Rosetta artifact #419. canonical_hint=stop_payment; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$6 Each; $35 Per Stop Payment" · Source

Digital & ElectronicVerified

Fee Each ACH Return$6Within the typical range ($5–$10 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #419. canonical_hint=ach_return; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$6 Fee Each ACH Return" · Source

Account ServicesVerified

Drill Fee$100Above the typical range ($15–$75 nationally)
$70 above the national median
Knox deterministic extraction from Rosetta artifact #419. canonical_hint=safe_deposit_box; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$100 Drill Fee" · Source
Lost Key Fee$25Within the typical range ($15–$75 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #419. canonical_hint=safe_deposit_box; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$25 Lost Key Fee" · Source

Lending FeesVerified

Late Fee$5Below the typical range ($15–$28.50 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #419. canonical_hint=late_payment; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$5 Late Fee" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Fee Monthly Sweep Account	$50Within the typical range ($5.96–$200 nationally)	$32.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #419. canonical_hint=monthly_maintenance; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$50 Fee Monthly Sweep Account"	Source
ATM & CardVerified
(Whether Paid or Returned: Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electr	$35Within the typical range ($2–$35 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #419. canonical_hint=atm_non_network; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$35 (Whether Paid or Returned: Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means)"	Source
Check ServicesVerified
Each; Per Stop Payment	$6Below the typical range ($15–$30 nationally)	$19 below the national median	—	Knox deterministic extraction from Rosetta artifact #419. canonical_hint=stop_payment; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$6 Each; $35 Per Stop Payment"	Source
Digital & ElectronicVerified
Fee Each ACH Return	$6Within the typical range ($5–$10 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #419. canonical_hint=ach_return; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$6 Fee Each ACH Return"	Source
Account ServicesVerified
Drill Fee	$100Above the typical range ($15–$75 nationally)	$70 above the national median	—	Knox deterministic extraction from Rosetta artifact #419. canonical_hint=safe_deposit_box; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$100 Drill Fee"	Source
Lost Key Fee	$25
Lending FeesVerified
Late Fee	$5Below the typical range ($15–$28.50 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #419. canonical_hint=late_payment; text_hash=803c4abfdb33be850db50198502aef4291b85ad460a720fda2550aeb8d46f3d7; excerpt="$5 Late Fee"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $35

40% above the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$770.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$770.7M

Total deposits

$610.1M

Service charge income

$795K

Fee income ratio

11.7%

Return on assets

0.52%

Branches

Service charge income by quarter

Q2 2026$795K

Q1 2026$764K

Q4 2025$792K

Q3 2025$790K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,739 verified fees from 1,547 institutions

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