The Peoples Bank, Biloxi, Mississippi

Headquarters: Biloxi, Mississippi
Charter: Bank
Assets: $770.7M
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Peoples Preferred Checking $7.50 · Fresh Start Account $13
Compared at $10.25, the middle of its prices
The Peoples Bank, Biloxi, Mississippi: $7.50 to $13
The Peoples Bank, Biloxi, Mississippi: $7.50 to $13
U.S. median: no median
NSF / Returned Item
The Peoples Bank, Biloxi, Mississippi: $35
The Peoples Bank, Biloxi, Mississippi: $35
U.S. median: no median
Wire Transfer (Domestic Out)
The Peoples Bank, Biloxi, Mississippi: $20
The Peoples Bank, Biloxi, Mississippi: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Peoples Bank, Biloxi, Mississippi’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Account Monthly service charge$13
per month
Peoples Preferred Checking Monthly service charge$7.50
per month
Early Account Closure Fee$20
Dormant Accounts$5
per month
Bank Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Account Monthly service charge	$13	per month	None
Peoples Preferred Checking Monthly service charge	$7.50	per month	None
Early Account Closure Fee	$20	Not stated	None
Dormant Accounts	$5	per month	None
Bank Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Insufficient Funds	$35	Not stated	None
Wire Transfers
Wire Transfer Fees: Domestic Outgoing	$20	Not stated	None
Wire Transfer Fees: Domestic Incoming	No charge	Not stated	None
Wire Transfer Fees: International Outgoing	$50	Not stated	None
International Incoming	$20	Not stated	None
Check Services
Cashier's Checks	$8	per item	None
Money Orders	$6	per item	None
Stop Payments	$35	Not stated	None
Digital & Electronic
ACH Origination	$0.13	Not stated	None
Same-Day ACH Transaction	$1.05	Not stated	None
Fee Each ACH Return	$6	per item	None
Account Services
Drill Fee	$100Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$135	Not stated	None
Safe Deposit Box 3 x 10	$40	Not stated	None
Safe Deposit Box 3 x 5	$30	Not stated	None
Safe Deposit Box 4 x 5	$30	Not stated	None
Safe Deposit Box 5 x 10	$55	Not stated	None
Safe Deposit Box 5 x 5	$35	Not stated	None
Safe Deposit Box 8 x 10	$80	Not stated	None
Levy / Garnishment	$100	Not stated	None
Lending Fees
Late Fee	$5	Not stated	None
Other Fees
Fax	$10	per item	None

Fee	Amount	Basis	Note
Cash & Deposit
Commercial Charge Back Check Fee	$8	per item	None

Showing the first 5 in each tab. 30 fees in all, each counted once; a fee for personal and business accounts is listed in both tabs.

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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