First Century Bank

Headquarters: Tazewell, Tennessee
Charter: Bank
Assets: $809.8M
Fed district: Atlanta

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
First Century Bank: $5 to $14
First Century Bank: $5 to $14
U.S. median: no median
Overdraft (OD)
First Century Bank: $35
First Century Bank: $35
U.S. median: no median
Non-Network ATM
Compared at $4.25, the middle of its prices
First Century Bank: $1 to $7.50
First Century Bank: $1 to $7.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Century Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee (audience not stated, treated as personal)$14
Service Charge$8
per month · waived when the minimum daily balance of $1,500 is maintained
Service Charge$5
per month
Dormant Account Charge (Monthly for balances under $500) (audience not stated, treated as personal)$5
per month
Research Fee (plus $1.00 per copy) per hour$50
Not compared: Charged per hour; comparison unavailable
per hour
Consumer Additional Mailed Statement Fee$5

Overdraft & NSF

Overdraft fee$35
per item

ATM & Card

ATM Fees (per foreign bank ATM transaction) (audience not stated, treated as personal)$1
Checks, In Person, ATM W/D, o$7.50
Debit Card Replacement (1st replacement card is free/Replacement due to fraud no charge) (audience not stated, treated as personal)$7
ATM Surcharged Fee on Foreign Transactions at our ATM's except for checkcard debit POS transactions (audience not stated, treated as personal)$2.95

Wire Transfers

Outgoing Wire Transfers (audience not stated, treated as personal)$35
Incoming Wire Transfers (audience not stated, treated as personal)$15
Foreign Wire Transfers Outgoing (Correspondent Bank $25.00; FCB $75.00) (audience not stated, treated as personal)$100

Check Services

Cashier's Check Fee (audience not stated, treated as personal)$6
Stop Payments (Including ACH Items) (audience not stated, treated as personal)$35

Account Services

Lost Safety Deposit Box Key Fee (One Key Replacement)$75
Not compared: Box drilling or key fee
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)$250
Not compared: Box drilling or key fee
Safe Deposit Box Rent Late Fee (Per Month)$10
Not compared: Monthly charge, not annual
per month
Levy & Garnishment Fee$150

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Fax$5

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee (audience not stated, treated as personal)	$14	Not stated	None
Service Charge	$8	per month	waived when the minimum daily balance of $1,500 is maintained
Service Charge	$5	per month	None
Dormant Account Charge (Monthly for balances under $500) (audience not stated, treated as personal)	$5	per month	None
Research Fee (plus $1.00 per copy) per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Consumer Additional Mailed Statement Fee	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
ATM & Card
ATM Fees (per foreign bank ATM transaction) (audience not stated, treated as personal)	$1	Not stated	None
Checks, In Person, ATM W/D, o	$7.50	Not stated	None
Debit Card Replacement (1st replacement card is free/Replacement due to fraud no charge) (audience not stated, treated as personal)	$7	Not stated	None
ATM Surcharged Fee on Foreign Transactions at our ATM's except for checkcard debit POS transactions (audience not stated, treated as personal)	$2.95	Not stated	None
Wire Transfers
Outgoing Wire Transfers (audience not stated, treated as personal)	$35	Not stated	None
Incoming Wire Transfers (audience not stated, treated as personal)	$15	Not stated	None
Foreign Wire Transfers Outgoing (Correspondent Bank $25.00; FCB $75.00) (audience not stated, treated as personal)	$100	Not stated	None
Check Services
Cashier's Check Fee (audience not stated, treated as personal)	$6	Not stated	None
Stop Payments (Including ACH Items) (audience not stated, treated as personal)	$35	Not stated	None
Account Services
Lost Safety Deposit Box Key Fee (One Key Replacement)	$75Not compared: Box drilling or key fee	Not stated	None
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rent Late Fee (Per Month)	$10Not compared: Monthly charge, not annual	per month	None
Levy & Garnishment Fee	$150	Not stated	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Fax	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Research Fee (plus $1.00 per copy) per hour$50
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Continuous Overdraft$10
per item
Daily Overdraft Fee (For 3 Consecutive Business Days or more on Business or Commercial Accounts per day)$10
per day

ATM & Card

Checks, In Person, ATM W/D, o$7.50

Account Services

Lost Safety Deposit Box Key Fee (One Key Replacement)$75
Not compared: Box drilling or key fee
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)$250
Not compared: Box drilling or key fee
Safe Deposit Box Rent Late Fee (Per Month)$10
Not compared: Monthly charge, not annual
per month
Levy & Garnishment Fee$150

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Fax$5

Fee	Amount	Basis	Note
Account Maintenance
Research Fee (plus $1.00 per copy) per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Continuous Overdraft	$10	per item	None
Daily Overdraft Fee (For 3 Consecutive Business Days or more on Business or Commercial Accounts per day)	$10	per day	None
ATM & Card
Checks, In Person, ATM W/D, o	$7.50	Not stated	None
Account Services
Lost Safety Deposit Box Key Fee (One Key Replacement)	$75Not compared: Box drilling or key fee	Not stated	None
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rent Late Fee (Per Month)	$10Not compared: Monthly charge, not annual	per month	None
Levy & Garnishment Fee	$150	Not stated	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Fax	$5	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Century Bank's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
First Century Bank: $5 to $14
First Century Bank: $5 to $14
U.S. median: no median
Overdraft (OD)
First Century Bank: $35
First Century Bank: $35
U.S. median: no median
Non-Network ATM
Compared at $4.25, the middle of its prices
First Century Bank: $1 to $7.50
First Century Bank: $1 to $7.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Century Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee (audience not stated, treated as personal)$14
Service Charge$8
per month · waived when the minimum daily balance of $1,500 is maintained
Service Charge$5
per month
Dormant Account Charge (Monthly for balances under $500) (audience not stated, treated as personal)$5
per month
Research Fee (plus $1.00 per copy) per hour$50
Not compared: Charged per hour; comparison unavailable
per hour
Consumer Additional Mailed Statement Fee$5

Overdraft & NSF

Overdraft fee$35
per item

ATM & Card

ATM Fees (per foreign bank ATM transaction) (audience not stated, treated as personal)$1
Checks, In Person, ATM W/D, o$7.50
Debit Card Replacement (1st replacement card is free/Replacement due to fraud no charge) (audience not stated, treated as personal)$7
ATM Surcharged Fee on Foreign Transactions at our ATM's except for checkcard debit POS transactions (audience not stated, treated as personal)$2.95

Wire Transfers

Outgoing Wire Transfers (audience not stated, treated as personal)$35
Incoming Wire Transfers (audience not stated, treated as personal)$15
Foreign Wire Transfers Outgoing (Correspondent Bank $25.00; FCB $75.00) (audience not stated, treated as personal)$100

Check Services

Cashier's Check Fee (audience not stated, treated as personal)$6
Stop Payments (Including ACH Items) (audience not stated, treated as personal)$35

Account Services

Lost Safety Deposit Box Key Fee (One Key Replacement)$75
Not compared: Box drilling or key fee
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)$250
Not compared: Box drilling or key fee
Safe Deposit Box Rent Late Fee (Per Month)$10
Not compared: Monthly charge, not annual
per month
Levy & Garnishment Fee$150

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Fax$5

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee (audience not stated, treated as personal)	$14	Not stated	None
Service Charge	$8	per month	waived when the minimum daily balance of $1,500 is maintained
Service Charge	$5	per month	None
Dormant Account Charge (Monthly for balances under $500) (audience not stated, treated as personal)	$5	per month	None
Research Fee (plus $1.00 per copy) per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Consumer Additional Mailed Statement Fee	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
ATM & Card
ATM Fees (per foreign bank ATM transaction) (audience not stated, treated as personal)	$1	Not stated	None
Checks, In Person, ATM W/D, o	$7.50	Not stated	None
Debit Card Replacement (1st replacement card is free/Replacement due to fraud no charge) (audience not stated, treated as personal)	$7	Not stated	None
ATM Surcharged Fee on Foreign Transactions at our ATM's except for checkcard debit POS transactions (audience not stated, treated as personal)	$2.95	Not stated	None
Wire Transfers
Outgoing Wire Transfers (audience not stated, treated as personal)	$35	Not stated	None
Incoming Wire Transfers (audience not stated, treated as personal)	$15	Not stated	None
Foreign Wire Transfers Outgoing (Correspondent Bank $25.00; FCB $75.00) (audience not stated, treated as personal)	$100	Not stated	None
Check Services
Cashier's Check Fee (audience not stated, treated as personal)	$6	Not stated	None
Stop Payments (Including ACH Items) (audience not stated, treated as personal)	$35	Not stated	None
Account Services
Lost Safety Deposit Box Key Fee (One Key Replacement)	$75Not compared: Box drilling or key fee	Not stated	None
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rent Late Fee (Per Month)	$10Not compared: Monthly charge, not annual	per month	None
Levy & Garnishment Fee	$150	Not stated	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Fax	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Research Fee (plus $1.00 per copy) per hour$50
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Continuous Overdraft$10
per item
Daily Overdraft Fee (For 3 Consecutive Business Days or more on Business or Commercial Accounts per day)$10
per day

ATM & Card

Checks, In Person, ATM W/D, o$7.50

Account Services

Lost Safety Deposit Box Key Fee (One Key Replacement)$75
Not compared: Box drilling or key fee
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)$250
Not compared: Box drilling or key fee
Safe Deposit Box Rent Late Fee (Per Month)$10
Not compared: Monthly charge, not annual
per month
Levy & Garnishment Fee$150

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Fax$5

Fee	Amount	Basis	Note
Account Maintenance
Research Fee (plus $1.00 per copy) per hour	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Continuous Overdraft	$10	per item	None
Daily Overdraft Fee (For 3 Consecutive Business Days or more on Business or Commercial Accounts per day)	$10	per day	None
ATM & Card
Checks, In Person, ATM W/D, o	$7.50	Not stated	None
Account Services
Lost Safety Deposit Box Key Fee (One Key Replacement)	$75Not compared: Box drilling or key fee	Not stated	None
Replacement Fee for Safe Deposit Box (Two Key and Lock Replacement)	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rent Late Fee (Per Month)	$10Not compared: Monthly charge, not annual	per month	None
Levy & Garnishment Fee	$150	Not stated	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Fax	$5	Not stated	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.