First Financial Bank

Headquarters: Abilene, Texas
Charter: Bank
Assets: $15.2B
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Financial Bank: $35
First Financial Bank: $35
U.S. median: no median
Non-Network ATM
First Financial Bank: $1.50
First Financial Bank: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
First Financial Bank: $25
First Financial Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Financial Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee (Account Closed Within 180 Days of Opening)$25
Inactivity Fee (Checking Accounts With No Activity For 120 Days)$5
Balancing Assistance (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts)$35

ATM & Card

Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)$1.50
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)$1.50
Debit Card Replacement$5

Wire Transfers

Wire Transfer – Domestic Outgoing (Provided Only To Customers)$25
Wire Transfer – Incoming (Provided Only To Customers)$15
Wire Transfer – International Outgoing (Provided Only To Customers)$100

Check Services

Cashier's Check/Customer$5
Money Order/Customer$5
Stop Payment Charge$35
Temporary Check$1
Non-Customer Check Cashing Fee$10
Third Party Check Cashing Fee$10
Consumer Collection Item (Incoming/Outgoing)$15

Cash & Deposit

Coin Counting10%

Account Services

Garnishments$100
Levies$100

Other Fees

Duplicate Statement Printed At Regular Statement Cycle (Per Month)$2.50
Not compared: Monthly charge, not per item
per month
Research Item Copy (Per Page)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (Account Closed Within 180 Days of Opening)	$25	Not stated	None
Inactivity Fee (Checking Accounts With No Activity For 120 Days)	$5	Not stated	None
Balancing Assistance (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts)	$35	Not stated	None
ATM & Card
Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)	$1.50	Not stated	None
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)	$1.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfer – Domestic Outgoing (Provided Only To Customers)	$25	Not stated	None
Wire Transfer – Incoming (Provided Only To Customers)	$15	Not stated	None
Wire Transfer – International Outgoing (Provided Only To Customers)	$100	Not stated	None
Check Services
Cashier's Check/Customer	$5	Not stated	None
Money Order/Customer	$5	Not stated	None
Stop Payment Charge	$35	Not stated	None
Temporary Check	$1	Not stated	None
Non-Customer Check Cashing Fee	$10	Not stated	None
Third Party Check Cashing Fee	$10	Not stated	None
Consumer Collection Item (Incoming/Outgoing)	$15	Not stated	None
Cash & Deposit
Coin Counting	10%	Not stated	None
Account Services
Garnishments	$100	Not stated	None
Levies	$100	Not stated	None
Other Fees
Duplicate Statement Printed At Regular Statement Cycle (Per Month)	$2.50Not compared: Monthly charge, not per item	per month	None
Research Item Copy (Per Page)	$5	per item	None

Account Maintenance

Account Closing Fee (Account Closed Within 180 Days of Opening)$25
Inactivity Fee (Checking Accounts With No Activity For 120 Days)$5
Balancing Assistance (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)$1.50
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)$1.50
Debit Card Replacement$5

Wire Transfers

Wire Transfer – Domestic Outgoing (Provided Only To Customers)$25
Wire Transfer – Incoming (Provided Only To Customers)$15
Wire Transfer – International Outgoing (Provided Only To Customers)$100

Check Services

Cashier's Check/Customer$5
Money Order/Customer$5
Stop Payment Charge$35
Temporary Check$1
Non-Customer Check Cashing Fee$10
Third Party Check Cashing Fee$10

Cash & Deposit

Coin Counting10%
Chargeback Fee (Charged on Business Accounts Only)$12

Account Services

Garnishments$100
Levies$100

Other Fees

Duplicate Statement Printed At Regular Statement Cycle (Per Month)$2.50
Not compared: Monthly charge, not per item
per month
Research Item Copy (Per Page)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (Account Closed Within 180 Days of Opening)	$25	Not stated	None
Inactivity Fee (Checking Accounts With No Activity For 120 Days)	$5	Not stated	None
Balancing Assistance (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)	$1.50	Not stated	None
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)	$1.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfer – Domestic Outgoing (Provided Only To Customers)	$25	Not stated	None
Wire Transfer – Incoming (Provided Only To Customers)	$15	Not stated	None
Wire Transfer – International Outgoing (Provided Only To Customers)	$100	Not stated	None
Check Services
Cashier's Check/Customer	$5	Not stated	None
Money Order/Customer	$5	Not stated	None
Stop Payment Charge	$35	Not stated	None
Temporary Check	$1	Not stated	None
Non-Customer Check Cashing Fee	$10	Not stated	None
Third Party Check Cashing Fee	$10	Not stated	None
Cash & Deposit
Coin Counting	10%	Not stated	None
Chargeback Fee (Charged on Business Accounts Only)	$12	Not stated	None
Account Services
Garnishments	$100	Not stated	None
Levies	$100	Not stated	None
Other Fees
Duplicate Statement Printed At Regular Statement Cycle (Per Month)	$2.50Not compared: Monthly charge, not per item	per month	None
Research Item Copy (Per Page)	$5	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Financial Bank's early account closure changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Financial Bank: $35
First Financial Bank: $35
U.S. median: no median
Non-Network ATM
First Financial Bank: $1.50
First Financial Bank: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
First Financial Bank: $25
First Financial Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Financial Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee (Account Closed Within 180 Days of Opening)$25
Inactivity Fee (Checking Accounts With No Activity For 120 Days)$5
Balancing Assistance (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts)$35

ATM & Card

Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)$1.50
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)$1.50
Debit Card Replacement$5

Wire Transfers

Wire Transfer – Domestic Outgoing (Provided Only To Customers)$25
Wire Transfer – Incoming (Provided Only To Customers)$15
Wire Transfer – International Outgoing (Provided Only To Customers)$100

Check Services

Cashier's Check/Customer$5
Money Order/Customer$5
Stop Payment Charge$35
Temporary Check$1
Non-Customer Check Cashing Fee$10
Third Party Check Cashing Fee$10
Consumer Collection Item (Incoming/Outgoing)$15

Cash & Deposit

Coin Counting10%

Account Services

Garnishments$100
Levies$100

Other Fees

Duplicate Statement Printed At Regular Statement Cycle (Per Month)$2.50
Not compared: Monthly charge, not per item
per month
Research Item Copy (Per Page)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (Account Closed Within 180 Days of Opening)	$25	Not stated	None
Inactivity Fee (Checking Accounts With No Activity For 120 Days)	$5	Not stated	None
Balancing Assistance (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts)	$35	Not stated	None
ATM & Card
Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)	$1.50	Not stated	None
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)	$1.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfer – Domestic Outgoing (Provided Only To Customers)	$25	Not stated	None
Wire Transfer – Incoming (Provided Only To Customers)	$15	Not stated	None
Wire Transfer – International Outgoing (Provided Only To Customers)	$100	Not stated	None
Check Services
Cashier's Check/Customer	$5	Not stated	None
Money Order/Customer	$5	Not stated	None
Stop Payment Charge	$35	Not stated	None
Temporary Check	$1	Not stated	None
Non-Customer Check Cashing Fee	$10	Not stated	None
Third Party Check Cashing Fee	$10	Not stated	None
Consumer Collection Item (Incoming/Outgoing)	$15	Not stated	None
Cash & Deposit
Coin Counting	10%	Not stated	None
Account Services
Garnishments	$100	Not stated	None
Levies	$100	Not stated	None
Other Fees
Duplicate Statement Printed At Regular Statement Cycle (Per Month)	$2.50Not compared: Monthly charge, not per item	per month	None
Research Item Copy (Per Page)	$5	per item	None

Account Maintenance

Account Closing Fee (Account Closed Within 180 Days of Opening)$25
Inactivity Fee (Checking Accounts With No Activity For 120 Days)$5
Balancing Assistance (Per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)$1.50
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)$1.50
Debit Card Replacement$5

Wire Transfers

Wire Transfer – Domestic Outgoing (Provided Only To Customers)$25
Wire Transfer – Incoming (Provided Only To Customers)$15
Wire Transfer – International Outgoing (Provided Only To Customers)$100

Check Services

Cashier's Check/Customer$5
Money Order/Customer$5
Stop Payment Charge$35
Temporary Check$1
Non-Customer Check Cashing Fee$10
Third Party Check Cashing Fee$10

Cash & Deposit

Coin Counting10%
Chargeback Fee (Charged on Business Accounts Only)$12

Account Services

Garnishments$100
Levies$100

Other Fees

Duplicate Statement Printed At Regular Statement Cycle (Per Month)$2.50
Not compared: Monthly charge, not per item
per month
Research Item Copy (Per Page)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (Account Closed Within 180 Days of Opening)	$25	Not stated	None
Inactivity Fee (Checking Accounts With No Activity For 120 Days)	$5	Not stated	None
Balancing Assistance (Per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Foreign ATM Activity Fee Balance Inquiry (ATM Not Owned by FFB)	$1.50	Not stated	None
Foreign ATM Activity Fee Withdrawal (ATM Not Owned by FFB)	$1.50	Not stated	None
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfer – Domestic Outgoing (Provided Only To Customers)	$25	Not stated	None
Wire Transfer – Incoming (Provided Only To Customers)	$15	Not stated	None
Wire Transfer – International Outgoing (Provided Only To Customers)	$100	Not stated	None
Check Services
Cashier's Check/Customer	$5	Not stated	None
Money Order/Customer	$5	Not stated	None
Stop Payment Charge	$35	Not stated	None
Temporary Check	$1	Not stated	None
Non-Customer Check Cashing Fee	$10	Not stated	None
Third Party Check Cashing Fee	$10	Not stated	None
Cash & Deposit
Coin Counting	10%	Not stated	None
Chargeback Fee (Charged on Business Accounts Only)	$12	Not stated	None
Account Services
Garnishments	$100	Not stated	None
Levies	$100	Not stated	None
Other Fees
Duplicate Statement Printed At Regular Statement Cycle (Per Month)	$2.50Not compared: Monthly charge, not per item	per month	None
Research Item Copy (Per Page)	$5	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.