First Community Bank of Tennessee

Headquarters: Shelbyville, Tennessee
Charter: Bank
Assets: $943.8M
Fed district: Atlanta

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $9, the middle of its prices
First Community Bank of Tennessee: $6 to $12
First Community Bank of Tennessee: $6 to $12
U.S. median: no median
Overdraft (OD)
First Community Bank of Tennessee: $30
First Community Bank of Tennessee: $30
U.S. median: no median
NSF / Returned Item
First Community Bank of Tennessee: $30
First Community Bank of Tennessee: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Community Bank of Tennessee’s own schedules, with a source for each figure.

Account Maintenance

Mmax Checking Service charge$12
per month
Service charge$6
per month
Dormant Activity Fee (audience not stated, treated as personal)$3
per month
Monthly Charge for Paper Statement$3
per month
Monthly fee to receive paper statements (audience not stated, treated as personal)$6
per month

Overdraft & NSF

Overdraft Privilege Service (audience not stated, treated as personal)$30
per item
NSF Return Charge (audience not stated, treated as personal)$30
per item

ATM & Card

Foreign ATM Fee$1
per item
Debit Card Re-issue Fee (audience not stated, treated as personal)$5
per item

Wire Transfers

Wire Transfer Fees: Outgoing - Domestic$15
per item
Incoming Wire FeeNo charge
Wire Transfer Fees: Outgoing - International$65
per item

Check Services

Cashier Check$5
per item
Stop Payment Fee (audience not stated, treated as personal)$12
per item
Temporary Check Fee$5

Cash & Deposit

Charge Back Item$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Mmax Checking Service charge	$12	per month	None
Service charge	$6	per month	None
Dormant Activity Fee (audience not stated, treated as personal)	$3	per month	None
Monthly Charge for Paper Statement	$3	per month	None
Monthly fee to receive paper statements (audience not stated, treated as personal)	$6	per month	None
Overdraft & NSF
Overdraft Privilege Service (audience not stated, treated as personal)	$30	per item	None
NSF Return Charge (audience not stated, treated as personal)	$30	per item	None
ATM & Card
Foreign ATM Fee	$1	per item	None
Debit Card Re-issue Fee (audience not stated, treated as personal)	$5	per item	None
Wire Transfers
Wire Transfer Fees: Outgoing - Domestic	$15	per item	None
Incoming Wire Fee	No charge	Not stated	None
Wire Transfer Fees: Outgoing - International	$65	per item	None
Check Services
Cashier Check	$5	per item	None
Stop Payment Fee (audience not stated, treated as personal)	$12	per item	None
Temporary Check Fee	$5	Not stated	None
Cash & Deposit
Charge Back Item	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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