Harmony Bank

Headquarters: Dallas, Texas
Charter: Bank
Assets: $855.3M
Fed district: Dallas

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Harmony Bank: $10 to $15
Harmony Bank: $10 to $15
U.S. median: no median
NSF / Returned Item
Harmony Bank: $30
Harmony Bank: $30
U.S. median: no median
OD Protection Transfer
Harmony Bank: $6
Harmony Bank: $6
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Harmony Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Account Maintenance$15
per month · Business Analysis Checking
Monthly maintenance fee$10
per month
Monthly maintenance fee (Personal Checking Account)$10
per month
Account Inquiry - processed by Bank Staff$2
per item
Chargeback$10
per item
Excess Withdrawals$5
Not compared: Monthly charge, not per item
per month
Excess Withdrawals$5
Not compared: Quarterly charge, not per item
per quarter

Overdraft & NSF

Returned Item/Overdraft fee$30
per item
Overdraft protection transfer$6
per transaction

Digital & Electronic

ACH Credit or Debit$0.20
per item · per item - Business Analysis Checking

Account Services

Levies$100

Fee	Amount	Basis	Note
Account Maintenance
Monthly Account Maintenance	$15	per month	Business Analysis Checking
Monthly maintenance fee	$10	per month	None
Monthly maintenance fee (Personal Checking Account)	$10	per month	None
Account Inquiry - processed by Bank Staff	$2	per item	None
Chargeback	$10	per item	None
Excess Withdrawals	$5Not compared: Monthly charge, not per item	per month	None
Excess Withdrawals	$5Not compared: Quarterly charge, not per item	per quarter	None
Overdraft & NSF
Returned Item/Overdraft fee	$30	per item	None
Overdraft protection transfer	$6	per transaction	None
Digital & Electronic
ACH Credit or Debit	$0.20	per item	per item - Business Analysis Checking
Account Services
Levies	$100	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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