14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from FirstBank’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Interest Checking Monthly service charge | $8 | per month | None |
| Minimum balance fee | $8 | per month | None |
| Account Closing Fee | $15 | Not stated | None |
| Dormant Accounts | $5 | per month | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| INTEREST CHECKING: Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2.50 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Charge | $35 | per item | When linked sweep account does not have sufficient funds to cover the sweep, or when overdraft occurs |
| Overdraft Item Fee | $35 | Not stated | None |
| If the Sweep Transfer is linked to another consumer checking account and the linked account does not have sufficient fun | $35 | Not stated | None |
ATM & Card | |||
| ATM Debit Card Replacement Fee | $5 | Not stated | None |
| International Service Assessment | 0.8%of the transaction | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| Money Orders | $7.50 | Not stated | None |
| Stop Payment Charge | $32 | Not stated | None |
Account Services | |||
| Garnishments/Levies | $125 | Not stated | None |
| Account Verification | $25 | Not stated | None |
Other Fees | |||
| Photocopies | $0.25 | per item | None |
| Statement Reprints | $5 | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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