Centennial Bank

Headquarters: Trezevant, Tennessee
Charter: Bank
Assets: $1.1B
Fed district: St. Louis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 23, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
5 Star Protection Checking
Centennial Bank: $5.16
Centennial Bank: $5.16
U.S. median: no median
Overdraft (OD)
Centennial Bank: $30
Centennial Bank: $30
U.S. median: no median
NSF / Returned Item
Centennial Bank: $15
Centennial Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 23, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Centennial Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly service charge$5.16
per month
Minimum balance fee$8
per month
Dormant Account Fee: For checking accounts$5
per month
Escheatment Fee (Unclaimed Property)$100
Account Research$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement$3
per month
Paper statements$3

Overdraft & NSF

Overdraft Fee (includes checks, ACH & other electronic transactions)$30
per item
Return Item Fee (includes checks and ACH items)$15
per item
Negative Balance Fee$5
Transfer From a Linked Account to Cover Overdraft$5
per item

ATM & Card

ATM Transactions$2

Check Services

Cashiers Checks$5
per item
Stop Payment$30
per item
Foreign Check Processing Fee (including Canadian Checks)$20
per item

Cash & Deposit

Deposit Item Return Charge$7.50
per item

Other Fees

Faxes$2

Fee	Amount	Basis	Note
Account Maintenance
Low monthly service charge	$5.16	per month	None
Minimum balance fee	$8	per month	None
Dormant Account Fee: For checking accounts	$5	per month	None
Escheatment Fee (Unclaimed Property)	$100	Not stated	None
Account Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement	$3	per month	None
Paper statements	$3	Not stated	None
Overdraft & NSF
Overdraft Fee (includes checks, ACH & other electronic transactions)	$30	per item	None
Return Item Fee (includes checks and ACH items)	$15	per item	None
Negative Balance Fee	$5	Not stated	None
Transfer From a Linked Account to Cover Overdraft	$5	per item	None
ATM & Card
ATM Transactions	$2	Not stated	None
Check Services
Cashiers Checks	$5	per item	None
Stop Payment	$30	per item	None
Foreign Check Processing Fee (including Canadian Checks)	$20	per item	None
Cash & Deposit
Deposit Item Return Charge	$7.50	per item	None
Other Fees
Faxes	$2	Not stated	None

Correct a fee source

Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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