Northwest Bank

Headquarters: Warren, Pennsylvania
Charter: Bank
Assets: $17.2B
Fed district: Cleveland
Regulator: FDIC
Holding company: Northwest Bancshares Inc.

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 8, 2026

How these figures are measured

Call-report figures are for Northwest Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Northwest Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 8, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Northwest Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $8.6M in Q2 2026, 12% above the same quarter a year earlier ($7.7M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Opening and Usage
Northwest Bank: $5
Northwest Bank: $5
U.S. median: no median
Overdraft (OD)
Northwest Bank: $37
Northwest Bank: $37
U.S. median: no median
NSF / Returned Item
Northwest Bank: $37
Northwest Bank: $37
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 1.1% from Q3 2025 to Q2 2026, to $8.6M.

Service-charge income, Q2 2026

$8.6M

$8.7MQ3 2025

$8.7MQ4 2025

$8.4MQ1 2026

$8.6MQ2 2026

Against the median

Northwest BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Northwest Bank · $17.2B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$14.4B to $19.9B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Northwest Bank(this institution)	Warren, PA	$17.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Apple Bank	New York, NY	$19.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Bank of America California, National Association	San Francisco, CA	$14.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Hope	Los Angeles, CA	$19B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Banner Bank	Walla Walla, WA	$16.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bell Bank	Fargo, ND	$15.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Busey Bank	Champaign, IL	$18.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Community Bank, National Association	Canton, NY	$17.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
ConnectOne Bank	Englewood Cliffs, NJ	$14.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dime Community Bank	Hauppauge, NY	$15B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Enterprise Bank & Trust	Clayton, MO	$17.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Financial Bank	Abilene, TX	$15.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First United Bank and Trust Company	Durant, OK	$16.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
FirstBank	Nashville, TN	$16.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
FirstBank Puerto Rico	Santurce, PR	$19.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Israel Discount Bank of New York	New York, NY	$14.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Live Oak Banking Company	Wilmington, NC	$16B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
NBT Bank, National Association	Norwich, NY	$16.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Nicolet National Bank	Green Bay, WI	$15.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Popular Bank	New York, NY	$15B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
ServisFirst Bank	Birmingham, AL	$18.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Stifel Bank	Saint Louis, MO	$14.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Stifel Bank and Trust	Saint Louis, MO	$19.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Third Federal Savings and Loan Association of Cleveland	Cleveland, OH	$18.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Toyota Financial Savings Bank	Henderson, NV	$16.8B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Trustmark Bank	Jackson, MS	$19.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.50 (41%) below the median of similar-sized banks.

Its published price is $5, against a peer median of $8.50 among 13 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Northwest BankPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Northwest Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $8.6M
vs prior quarter: +$143K+1.7%; from Q1 2026
vs a year earlier: +$886K+11.5%; from Q2 2025
vs start of range: +$611K+7.7%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Northwest Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$8.6M	+$143K	+1.7%
Q1 2026	$8.4M	−$291K	−3.3%
Q4 2025	$8.7M	+$56K	+0.6%
Q3 2025	$8.7M	+$978K	+12.7%
Q2 2025	$7.7M	+$53K	+0.7%
Q1 2025	$7.6M	−$338K	−4.2%
Q4 2024	$8.0M	+$10K	+0.1%
Q3 2024	$8.0M	+$327K	+4.3%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Northwest Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (audience not stated, treated as personal)$5
per month
Early Closeout Fee$25
Dormant Account Fee (24 Months of Inactivity)$10
per month
Escheat Processing$20
Fee for Dormant Account (24 Months Inactivity)$10
Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Research per Hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Statement Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$3

Overdraft & NSF

Overdraft-Paid Item Fee$37
per item
Overdraft-Returned Item Fee$37
per item

ATM & Card

At non-Northwest or non-Allpoint ATMs$2
Foreign/International ATM fee (if applicable)$2
Expedited Debit Card Delivery$35

Wire Transfers

Wires: Incoming – Domestic$15
Wires: Incoming – Foreign$15

Check Services

Cashier’s Check$12
Money Order$7
Debit Card Stop Payment Fee$37
Stop Payment Fee$37
Counter Checks (Quantity of 3)$6

Cash & Deposit

Chargeback Fee$13
per item
International Chargeback Fee$13

Account Services

Garnishment$150
Levy/Attachment Processing$100
Verification of Deposit$10

Other Fees

Standard Overnight Delivery$12
Check, Statement and Document Copies$6

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (audience not stated, treated as personal)	$5	per month	None
Early Closeout Fee	$25	Not stated	None
Dormant Account Fee (24 Months of Inactivity)	$10	per month	None
Escheat Processing	$20	Not stated	None
Fee for Dormant Account (24 Months Inactivity)	$10	Not stated	None
Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Research per Hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Statement Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$3	Not stated	None
Overdraft & NSF
Overdraft-Paid Item Fee	$37	per item	None
Overdraft-Returned Item Fee	$37	per item	None
ATM & Card
At non-Northwest or non-Allpoint ATMs	$2	Not stated	None
Foreign/International ATM fee (if applicable)	$2	Not stated	None
Expedited Debit Card Delivery	$35	Not stated	None
Wire Transfers
Wires: Incoming – Domestic	$15	Not stated	None
Wires: Incoming – Foreign	$15	Not stated	None
Check Services
Cashier’s Check	$12	Not stated	None
Money Order	$7	Not stated	None
Debit Card Stop Payment Fee	$37	Not stated	None
Stop Payment Fee	$37	Not stated	None
Counter Checks (Quantity of 3)	$6	Not stated	None
Cash & Deposit
Chargeback Fee	$13	per item	None
International Chargeback Fee	$13	Not stated	None
Account Services
Garnishment	$150	Not stated	None
Levy/Attachment Processing	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Standard Overnight Delivery	$12	Not stated	None
Check, Statement and Document Copies	$6	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee (24 Months of Inactivity)$10
per month
Escheat Processing$20

Overdraft & NSF

Overdraft Protection Transfer Fee$10

Account Services

Garnishment$150
Levy/Attachment Processing$100
Verification of Deposit$10

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee (24 Months of Inactivity)	$10	per month	None
Escheat Processing	$20	Not stated	None
Overdraft & NSF
Overdraft Protection Transfer Fee	$10	Not stated	None
Account Services
Garnishment	$150	Not stated	None
Levy/Attachment Processing	$100	Not stated	None
Verification of Deposit	$10	Not stated	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Northwest Bank operates, and what regulators and customers have on file.

Consumer complaints

72 complaints to the CFPB so far in 2026

Checking or savings account
Mortgage
Vehicle loan or lease
Credit reporting or other personal consumer reports
Other

Top issues, 2026 to date

Managing an account	22
Incorrect information on your report	7
Problem caused by your funds being low	6
Managing the loan or lease	6
Trouble during payment process	4
Improper use of your report	3

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Holding company

Northwest Bancshares, Inc. (Nasdaq: NWBI)

Consolidated assets

$17.3B

Shareholders' equity

$1.9B

As of

2026Q3

Net income by quarter

Recent SEC filings

10-Q10-Q2026-11-05View
8-K8-K2026-11-04View
8-K8-K2026-10-26View
8-K8-K2026-09-08View
10-Q10-Q2026-08-05View
8-K8-K2026-07-27View
8-K8-K2026-07-24View
8-K8-K2026-05-26View
10-Q10-Q2026-05-07View
8-K8-K2026-04-27View
DEF 14ADEF 14A2026-04-09View
10-K10-K2026-02-25View

Source: SEC EDGAR filings and XBRL financial data, CIK 1471265. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

Fee change alerts

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