StonehamBank, A Co-operative Bank

Headquarters: Stoneham, Massachusetts
Charter: Bank
Assets: $918.3M
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
StonehamBank, A Co-operative Bank: $5 to $15
StonehamBank, A Co-operative Bank: $5 to $15
U.S. median: no median
NSF / Returned Item
Compared at $32.50, the middle of its prices
StonehamBank, A Co-operative Bank: $30 to $35
StonehamBank, A Co-operative Bank: $30 to $35
U.S. median: no median
Non-Network ATM
StonehamBank, A Co-operative Bank: $2
StonehamBank, A Co-operative Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from StonehamBank, A Co-operative Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Monthly maintenance service charge$10
per month
Monthly maintenance service charge$15
per month
Monthly maintenance service charge$5
per month
Inactivity Fee - monthly$10
per month
Account research per hour$40
Not compared: Charged per hour; comparison unavailable
per hour
Account research/reconciliation$40
Excess transactions (per transfer) 6$10
per item
Bad address charge$15

Overdraft & NSF

Insufficient Funds Charge$35
Returned Item (includes stop payment items)$30
Overdraft Protection Transfer Fee$10

ATM & Card

ATM withdrawal service charge 2$2
Replacement of ATM/Debit Card$10
Replacement of ATM/Debit Card - Expedited$60

Wire Transfers

Wire Transfers – Domestic: Outgoing$40
Wire Transfers – Domestic: Outgoing$25
Wire Transfers – Domestic: Incoming$15
Wire Transfers – Domestic: Incoming$35

Check Services

Cashier’s Check$5
Money Order per check$3
per item
Stop payment fee$30
Non-customer check cashing fee$5
Foreign check collection (per check) 7$30
per item

Cash & Deposit

Returned deposited item$7.11
Returned item$10
Returned item$30

Account Services

Levy/Garnishment fee$75

Retirement & IRA

IRA transfer fee$50

Other Fees

Photocopy of statement per statement or tax form$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Monthly maintenance service charge	$10	per month	None
Monthly maintenance service charge	$15	per month	None
Monthly maintenance service charge	$5	per month	None
Inactivity Fee - monthly	$10	per month	None
Account research per hour	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Account research/reconciliation	$40	Not stated	None
Excess transactions (per transfer) 6	$10	per item	None
Bad address charge	$15	Not stated	None
Overdraft & NSF
Insufficient Funds Charge	$35	Not stated	None
Returned Item (includes stop payment items)	$30	Not stated	None
Overdraft Protection Transfer Fee	$10	Not stated	None
ATM & Card
ATM withdrawal service charge 2	$2	Not stated	None
Replacement of ATM/Debit Card	$10	Not stated	None
Replacement of ATM/Debit Card - Expedited	$60	Not stated	None
Wire Transfers
Wire Transfers – Domestic: Outgoing	$40	Not stated	None
Wire Transfers – Domestic: Outgoing	$25	Not stated	None
Wire Transfers – Domestic: Incoming	$15	Not stated	None
Wire Transfers – Domestic: Incoming	$35	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order per check	$3	per item	None
Stop payment fee	$30	Not stated	None
Non-customer check cashing fee	$5	Not stated	None
Foreign check collection (per check) 7	$30	per item	None
Cash & Deposit
Returned deposited item	$7.11	Not stated	None
Returned item	$10	Not stated	None
Returned item	$30	Not stated	None
Account Services
Levy/Garnishment fee	$75	Not stated	None
Retirement & IRA
IRA transfer fee	$50	Not stated	None
Other Fees
Photocopy of statement per statement or tax form	$10	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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