more point of sale (POS) transactions using your | Overdraft Protection Transfer Fee$10Above the typical range ($3–$5 nationally)
$5 above the national median
Source
Returned item$10Below the typical range ($25–$31 nationally)
$20 below the national median
Source
Returned item$30Within the typical range ($25–$31 nationally)
At the national median
Source
Service charge will be imposed if all of | Insufficient Funds Charge$35Above the typical range ($25–$31 nationally)
$5 above the national median
Source

ATM & CardVerified

ATM surcharges (other bank ATM fee)$10Above the typical range ($1–$2.50 nationally)
$8.37 above the national median
Source
ATM withdrawal service charge 2$2Within the typical range ($1–$2.50 nationally)
$0.37 above the national median
Source
Replacement of ATM/Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Source
Replacement of ATM/Debit Card - Expedited$60Above the typical range ($30–$50 nationally)
$20 above the national median
Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$5 nationally)
At the national median
Source
Money Order per check$3Within the typical range ($1.50–$3 nationally)
$1 above the national median
per item · Source
Non-customer check cashing fee$5Within the typical range ($5–$10 nationally)
At the national median
Source
Stop payment fee$30Within the typical range ($20–$30 nationally)
$5 above the national median
Source

Cash & DepositVerified

Returned deposited item$7.11Below the typical range ($10–$25 nationally)
$7.89 below the national median
Source

Account ServicesVerified

Levy/Garnishment fee$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source

Retirement & IRAVerified

IRA transfer fee$50Above the typical range ($25–$35 nationally)
$25 above the national median
Source

Other FeesVerified

Photocopy of statement per statement or tax form$10Above the typical range ($2–$5 nationally)
$7 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
credited to a maximum of \| Monthly maintenance service charge	$5Within the typical range ($3–$10 nationally)	$1 below the national median	per month	—	Source
Monthly maintenance service charge	$10Within the typical range ($3–$10 nationally)	$4 above the national median	per month	—	Source
Monthly maintenance service charge	$15Above the typical range ($3–$10 nationally)	$9 above the national median	per month	—	Source
SAVINGS ACCOUNTS \| Account research/reconciliation	$40Above the typical range ($20–$25 nationally)	$15 above the national median	—	—	Source
Overdraft & NSFVerified
more point of sale (POS) transactions using your \| Overdraft Protection Transfer Fee	$10Above the typical range ($3–$5 nationally)	$5 above the national median	—	—	Source
Returned item	$10
ATM & CardVerified
ATM surcharges (other bank ATM fee)	$10Above the typical range ($1–$2.50 nationally)	$8.37 above the national median	—	—	Source
ATM withdrawal service charge 2	$2
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
Money Order per check	$3
Cash & DepositVerified
Returned deposited item	$7.11Below the typical range ($10–$25 nationally)	$7.89 below the national median	—	—	Source
Account ServicesVerified
Levy/Garnishment fee	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source
Retirement & IRAVerified
IRA transfer fee	$50Above the typical range ($25–$35 nationally)	$25 above the national median	—	—	Source
Other FeesVerified
Photocopy of statement per statement or tax form	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $10

67% below the national median NSF fee

Total fees: 20 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$918.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$918.3M

Total deposits

$773.2M

Service charge income

$134K

Fee income ratio

1.8%

Return on assets

0.51%

Branches

Service charge income by quarter

Q2 2026$134K

Q1 2026$128K

Q4 2025$134K

Q3 2025-$247K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 32,718 verified fees from 2,439 institutions

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