The Juniata Valley Bank

Headquarters: Mifflintown, Pennsylvania
Charter: Bank
Assets: $917.9M
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Juniata Valley Bank: $37
The Juniata Valley Bank: $37
U.S. median: no median
NSF / Returned Item
The Juniata Valley Bank: $37
The Juniata Valley Bank: $37
U.S. median: no median
Non-Network ATM
The Juniata Valley Bank: $2
The Juniata Valley Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Juniata Valley Bank’s own schedules, with a source for each figure.

Account Maintenance

Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)$20
Closing Account Fee-Holiday Club Accounts (Early Closing)$10
Dormant Account (Inactive for 12 months)$5
per month
Research and reconcilement of account$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Research and reconcilement of account $15.00/half hour
Paper Statement Fee$3

Overdraft & NSF

Overdraft Fee$37
Non-Sufficient Funds Fee$37
per item
Overdraft Transfer Charge$7

ATM & Card

ATM Transaction$2
per transaction
ATMs ATM/Debit Card Special Handling Fee/Expedited Delivery Fee (audience not stated, treated as personal)$10

Wire Transfers

Wire Transfer Incoming$15
International Wire Transfer$30

Check Services

Official Check$7
Stop Payment$30
Check Cashing - Foreign check - non-customer$6
Check Cashing - JVB check - non-customer$5
Imaged Copies (per item)$2
per item

Account Services

Late Fee$10
Not compared: Box drilling or key fee
Lost Key$35
Not compared: Box drilling or key fee
Levies & Garnishments$100

Retirement & IRA

IRA Close-Out Processing Fee (Rollover/Transfer)$30
per item

Other Fees

Customer Photocopies (per copy)$0.50
per item
Fax$5
Statement Copies$7

Fee	Amount	Basis	Note
Account Maintenance
Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)	$20	Not stated	None
Closing Account Fee-Holiday Club Accounts (Early Closing)	$10	Not stated	None
Dormant Account (Inactive for 12 months)	$5	per month	None
Research and reconcilement of account	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Research and reconcilement of account $15.00/half hour
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Overdraft Fee	$37	Not stated	None
Non-Sufficient Funds Fee	$37	per item	None
Overdraft Transfer Charge	$7	Not stated	None
ATM & Card
ATM Transaction	$2	per transaction	None
ATMs ATM/Debit Card Special Handling Fee/Expedited Delivery Fee (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Wire Transfer Incoming	$15	Not stated	None
International Wire Transfer	$30	Not stated	None
Check Services
Official Check	$7	Not stated	None
Stop Payment	$30	Not stated	None
Check Cashing - Foreign check - non-customer	$6	Not stated	None
Check Cashing - JVB check - non-customer	$5	Not stated	None
Imaged Copies (per item)	$2	per item	None
Account Services
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key	$35Not compared: Box drilling or key fee	Not stated	None
Levies & Garnishments	$100	Not stated	None
Retirement & IRA
IRA Close-Out Processing Fee (Rollover/Transfer)	$30	per item	None
Other Fees
Customer Photocopies (per copy)	$0.50	per item	None
Fax	$5	Not stated	None
Statement Copies	$7	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)$20
Closing Account Fee-Holiday Club Accounts (Early Closing)$10
Dormant Account (Inactive for 12 months)$5
per month
Research and reconcilement of account$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Research and reconcilement of account $15.00/half hour
Paper Statement Fee$3

Overdraft & NSF

Overdraft Fee$37
Non-Sufficient Funds Fee$37
per item
Overdraft Transfer Charge$7

ATM & Card

ATM Transaction$2
per transaction

Wire Transfers

Wire Transfer Incoming$15
International Wire Transfer$30

Check Services

Official Check$7
Stop Payment$30
Check Cashing - Foreign check - non-customer$6
Check Cashing - JVB check - non-customer$5
Imaged Copies (per item)$2
per item

Cash & Deposit

Deposited Item Returned (per item) - Business$10
per item

Account Services

Late Fee$10
Not compared: Box drilling or key fee
Lost Key$35
Not compared: Box drilling or key fee
Levies & Garnishments$100

Retirement & IRA

IRA Close-Out Processing Fee (Rollover/Transfer)$30
per item

Other Fees

Customer Photocopies (per copy)$0.50
per item
Fax$5
Statement Copies$7

Fee	Amount	Basis	Note
Account Maintenance
Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)	$20	Not stated	None
Closing Account Fee-Holiday Club Accounts (Early Closing)	$10	Not stated	None
Dormant Account (Inactive for 12 months)	$5	per month	None
Research and reconcilement of account	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Research and reconcilement of account $15.00/half hour
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Overdraft Fee	$37	Not stated	None
Non-Sufficient Funds Fee	$37	per item	None
Overdraft Transfer Charge	$7	Not stated	None
ATM & Card
ATM Transaction	$2	per transaction	None
Wire Transfers
Wire Transfer Incoming	$15	Not stated	None
International Wire Transfer	$30	Not stated	None
Check Services
Official Check	$7	Not stated	None
Stop Payment	$30	Not stated	None
Check Cashing - Foreign check - non-customer	$6	Not stated	None
Check Cashing - JVB check - non-customer	$5	Not stated	None
Imaged Copies (per item)	$2	per item	None
Cash & Deposit
Deposited Item Returned (per item) - Business	$10	per item	None
Account Services
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key	$35Not compared: Box drilling or key fee	Not stated	None
Levies & Garnishments	$100	Not stated	None
Retirement & IRA
IRA Close-Out Processing Fee (Rollover/Transfer)	$30	per item	None
Other Fees
Customer Photocopies (per copy)	$0.50	per item	None
Fax	$5	Not stated	None
Statement Copies	$7	Not stated	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Get an email when The Juniata Valley Bank's monthly maintenance changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Juniata Valley Bank: $37
The Juniata Valley Bank: $37
U.S. median: no median
NSF / Returned Item
The Juniata Valley Bank: $37
The Juniata Valley Bank: $37
U.S. median: no median
Non-Network ATM
The Juniata Valley Bank: $2
The Juniata Valley Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from The Juniata Valley Bank’s own schedules, with a source for each figure.

Account Maintenance

Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)$20
Closing Account Fee-Holiday Club Accounts (Early Closing)$10
Dormant Account (Inactive for 12 months)$5
per month
Research and reconcilement of account$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Research and reconcilement of account $15.00/half hour
Paper Statement Fee$3

Overdraft & NSF

Overdraft Fee$37
Non-Sufficient Funds Fee$37
per item
Overdraft Transfer Charge$7

ATM & Card

ATM Transaction$2
per transaction
ATMs ATM/Debit Card Special Handling Fee/Expedited Delivery Fee (audience not stated, treated as personal)$10

Wire Transfers

Wire Transfer Incoming$15
International Wire Transfer$30

Check Services

Official Check$7
Stop Payment$30
Check Cashing - Foreign check - non-customer$6
Check Cashing - JVB check - non-customer$5
Imaged Copies (per item)$2
per item

Account Services

Late Fee$10
Not compared: Box drilling or key fee
Lost Key$35
Not compared: Box drilling or key fee
Levies & Garnishments$100

Retirement & IRA

IRA Close-Out Processing Fee (Rollover/Transfer)$30
per item

Other Fees

Customer Photocopies (per copy)$0.50
per item
Fax$5
Statement Copies$7

Fee	Amount	Basis	Note
Account Maintenance
Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)	$20	Not stated	None
Closing Account Fee-Holiday Club Accounts (Early Closing)	$10	Not stated	None
Dormant Account (Inactive for 12 months)	$5	per month	None
Research and reconcilement of account	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Research and reconcilement of account $15.00/half hour
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Overdraft Fee	$37	Not stated	None
Non-Sufficient Funds Fee	$37	per item	None
Overdraft Transfer Charge	$7	Not stated	None
ATM & Card
ATM Transaction	$2	per transaction	None
ATMs ATM/Debit Card Special Handling Fee/Expedited Delivery Fee (audience not stated, treated as personal)	$10	Not stated	None
Wire Transfers
Wire Transfer Incoming	$15	Not stated	None
International Wire Transfer	$30	Not stated	None
Check Services
Official Check	$7	Not stated	None
Stop Payment	$30	Not stated	None
Check Cashing - Foreign check - non-customer	$6	Not stated	None
Check Cashing - JVB check - non-customer	$5	Not stated	None
Imaged Copies (per item)	$2	per item	None
Account Services
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key	$35Not compared: Box drilling or key fee	Not stated	None
Levies & Garnishments	$100	Not stated	None
Retirement & IRA
IRA Close-Out Processing Fee (Rollover/Transfer)	$30	per item	None
Other Fees
Customer Photocopies (per copy)	$0.50	per item	None
Fax	$5	Not stated	None
Statement Copies	$7	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)$20
Closing Account Fee-Holiday Club Accounts (Early Closing)$10
Dormant Account (Inactive for 12 months)$5
per month
Research and reconcilement of account$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Research and reconcilement of account $15.00/half hour
Paper Statement Fee$3

Overdraft & NSF

Overdraft Fee$37
Non-Sufficient Funds Fee$37
per item
Overdraft Transfer Charge$7

ATM & Card

ATM Transaction$2
per transaction

Wire Transfers

Wire Transfer Incoming$15
International Wire Transfer$30

Check Services

Official Check$7
Stop Payment$30
Check Cashing - Foreign check - non-customer$6
Check Cashing - JVB check - non-customer$5
Imaged Copies (per item)$2
per item

Cash & Deposit

Deposited Item Returned (per item) - Business$10
per item

Account Services

Late Fee$10
Not compared: Box drilling or key fee
Lost Key$35
Not compared: Box drilling or key fee
Levies & Garnishments$100

Retirement & IRA

IRA Close-Out Processing Fee (Rollover/Transfer)$30
per item

Other Fees

Customer Photocopies (per copy)$0.50
per item
Fax$5
Statement Copies$7

Fee	Amount	Basis	Note
Account Maintenance
Closing Account Fee-Checking/Savings Accounts (within 90 days of opening)	$20	Not stated	None
Closing Account Fee-Holiday Club Accounts (Early Closing)	$10	Not stated	None
Dormant Account (Inactive for 12 months)	$5	per month	None
Research and reconcilement of account	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Research and reconcilement of account $15.00/half hour
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Overdraft Fee	$37	Not stated	None
Non-Sufficient Funds Fee	$37	per item	None
Overdraft Transfer Charge	$7	Not stated	None
ATM & Card
ATM Transaction	$2	per transaction	None
Wire Transfers
Wire Transfer Incoming	$15	Not stated	None
International Wire Transfer	$30	Not stated	None
Check Services
Official Check	$7	Not stated	None
Stop Payment	$30	Not stated	None
Check Cashing - Foreign check - non-customer	$6	Not stated	None
Check Cashing - JVB check - non-customer	$5	Not stated	None
Imaged Copies (per item)	$2	per item	None
Cash & Deposit
Deposited Item Returned (per item) - Business	$10	per item	None
Account Services
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Key	$35Not compared: Box drilling or key fee	Not stated	None
Levies & Garnishments	$100	Not stated	None
Retirement & IRA
IRA Close-Out Processing Fee (Rollover/Transfer)	$30	per item	None
Other Fees
Customer Photocopies (per copy)	$0.50	per item	None
Fax	$5	Not stated	None
Statement Copies	$7	Not stated	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.