Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

The Juniata Valley Bank

Mifflintown, PennsylvaniaBankPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closing Account Fee-Holiday Club Accounts (Early Closing)$10Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds Fee$37Above the typical range ($25–$31.50 nationally)
$7 above the national median
per item · Source
Overdraft Fee$37Above the typical range ($25–$32 nationally)
$7 above the national median
Source
Overdraft Transfer Charge$7Above the typical range ($3–$5 nationally)
$2 above the national median
Source

ATM & CardVerified

ATM Transaction$2Within the typical range ($1–$2.50 nationally)
$0.05 above the national median
per transaction · Source
ATMs ATM/Debit Card Special Handling Fee/Expedited Delivery Fee$10Below the typical range ($30–$50 nationally)
$30 below the national median
Source

Check ServicesVerified

Check Cashing - JVB check - non-customer$5Within the typical range ($5–$10 nationally)
At the national median
Source
Official Check$7Above the typical range ($3–$5.50 nationally)
$2 above the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Closing Account Fee-Holiday Club Accounts (Early Closing)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Dormant Account (Inactive for 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Fax	$5Below the typical range ($20–$25 nationally)	$20 below the national median	—	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds Fee	$37Above the typical range ($25–$31.50 nationally)	$7 above the national median	per item	—	Source
Overdraft Fee	$37
ATM & CardVerified
ATM Transaction	$2Within the typical range ($1–$2.50 nationally)	$0.05 above the national median	per transaction	—	Source
ATMs ATM/Debit Card Special Handling Fee/Expedited Delivery Fee	$10
Wire TransfersVerified
Wire Transfer Incoming	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Check ServicesVerified
Check Cashing - JVB check - non-customer	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Official Check	$7
Cash & DepositVerified
Deposited Item Returned (per item) - Business	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per item	—	Source
Account ServicesVerified
Levies & Garnishments	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	—	Source
Lending FeesVerified
Late Fee	$10Below the typical range ($11.06–$25 nationally)	$10 below the national median	—	—	Source
Other FeesVerified
Statement Copies	$7Above the typical range ($2–$5 nationally)	$4 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$37

Overdraft fee: $37

23% above the national median overdraft fee

Total fees: 16 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$917.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$917.9M

Total deposits

$805.8M

Service charge income

$433K

Fee income ratio

4.9%

Return on assets

1.08%

Branches

Service charge income by quarter

Q2 2026$433K

Q1 2026$435K

Q4 2025$468K

Q3 2025$474K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 39,755 published fee entries from 2,777 institutions

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