Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Winchester Co-operative Bank

Winchester, MassachusettsBankBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$20Within the typical range ($17.50–$25 nationally)

Overdraft & NSFVerified

Nonsufficient Funds (NSF) Return Item$15Below the typical range ($25–$31 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=nsf; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Nonsufficient Funds (NSF) Return Item* | $15.00 each" · Source
NSF Massachusetts 18/65 Accounts (each)$5Below the typical range ($25–$31 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=nsf; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="NSF Massachusetts 18/65 Accounts (each)* | $5.00 each" · Source

Check ServicesVerified

Copy of Check$2.50Within the typical range ($2–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=check_image; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Copy of Check | $2.50" · Source
Money Order$0Below the typical range ($2–$3.50 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #7883. canonical_hint=money_order; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Money Order | No charge" · Source
Stop Payment$12Below the typical range ($20–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=stop_payment; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Stop Payment* | $12.00 each" · Source
Treasurer's Check$0Below the typical range ($3–$5.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #7883. canonical_hint=cashiers_check; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Treasurer's Check | No charge" · Source

Cash & DepositVerified

Return Deposited Item$4Below the typical range ($9–$25 nationally)
$11 below the national median
Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=deposited_item_return; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Return Deposited Item | $4.00 each" · Source

Account ServicesVerified

Safe Deposit Box – Box Drilling or Two Keys Lost$200Above the typical range ($25–$75 nationally)
$157.50 above the national median
Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=safe_deposit_box; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Safe Deposit Box – Box Drilling or Two Keys Lost | $200.00" · Source
Safe Deposit Box – Lost key$20Below the typical range ($25–$75 nationally)
$22.50 below the national median
Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=safe_deposit_box; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Safe Deposit Box – Lost key | $20.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=account_research; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Account Research \| $20.00 per hour and $2.50 per check copy"	Source
Overdraft & NSFVerified
Nonsufficient Funds (NSF) Return Item	$15Below the typical range ($25–$31 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=nsf; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Nonsufficient Funds (NSF) Return Item* \| $15.00 each"	Source
NSF Massachusetts 18/65 Accounts (each)
Check ServicesVerified
Copy of Check	$2.50Within the typical range ($2–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=check_image; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Copy of Check \| $2.50"	Source
Money Order	$0
Cash & DepositVerified
Return Deposited Item	$4Below the typical range ($9–$25 nationally)	$11 below the national median	—	Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=deposited_item_return; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Return Deposited Item \| $4.00 each"	Source
Account ServicesVerified
Safe Deposit Box – Box Drilling or Two Keys Lost	$200Above the typical range ($25–$75 nationally)	$157.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #7883. canonical_hint=safe_deposit_box; text_hash=1142b3288ca0608807b460599690ad9722efa500eb001d1b67ea5fa47ec4ac61; excerpt="Safe Deposit Box – Box Drilling or Two Keys Lost \| $200.00"	Source
Safe Deposit Box – Lost key

Fee change alerts

Get an email when Winchester Co-operative Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Winchester Co-operative Bank? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

50% below the national median NSF fee

Total fees: 10 — leaner than most institutions

Published fees

Under review

Assets

$946.9M

Work at Winchester Co-operative Bank? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$946.9M

Total deposits

$773.8M

Service charge income

$18K

Fee income ratio

0.33%

Return on assets

0.59%

Branches

Service charge income by quarter

Q2 2026$18K

Q1 2026$14K

Q4 2025$10K

Q3 2025$16K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,624 verified fees from 2,223 institutions

See pricing