Rollstone Bank & Trust

Headquarters: Fitchburg, Massachusetts
Charter: Bank
Assets: $816.3M
Fed district: Boston

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Rollstone Bank & Trust: $5 to $30
Rollstone Bank & Trust: $5 to $30
U.S. median: no median
NSF / Returned Item
Compared at $17.50, the middle of its prices
Rollstone Bank & Trust: $5 to $30
Rollstone Bank & Trust: $5 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
Rollstone Bank & Trust: $15 to $25
Rollstone Bank & Trust: $15 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Rollstone Bank & Trust’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee (account closed within 90 days of opening)$25
Research Fee (hourly fee; 15 minute minimum charge of $10.00)$40
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail Special Handling Fee (per month, per account)$5
per month

Overdraft & NSF

Overdraft Fee$30
Overdraft Item on Lifeline 18/65 Checking or Statement Savings "Overdraft Fee"$5
Insufficient Funds Fee$30
Insufficient Funds Fee on Lifeline 18/65 Checking, Student Checking, or Statement Savings$5

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee (account closed within 90 days of opening)	$25	Not stated	None
Research Fee (hourly fee; 15 minute minimum charge of $10.00)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail Special Handling Fee (per month, per account)	$5	per month	None
Overdraft & NSF
Overdraft Fee	$30	Not stated	None
Overdraft Item on Lifeline 18/65 Checking or Statement Savings "Overdraft Fee"	$5	Not stated	None
Insufficient Funds Fee	$30	Not stated	None
Insufficient Funds Fee on Lifeline 18/65 Checking, Student Checking, or Statement Savings	$5	Not stated	None
ATM & Card
ATM/Debit Card Replacement Card Fee	$10	Not stated	None
Wire Transfers
Domestic Wire Fee (per wire) (audience not stated, treated as personal)	$15	per item	None
NMLS #769125 Wire Transfer Fees Wire Transfer Outgoing (Domestic) (audience not stated, treated as personal)	$25	Not stated	None
Wire Transfer Incoming (Domestic)	$15	Not stated	None
International Wire (US currency) (audience not stated, treated as personal)	$25	Not stated	None
Wire Transfer Outgoing (International)	$50	Not stated	None
Wire Transfer Incoming (International)	$50	Not stated	None
Check Services
Bank Check	$5	Not stated	None
Bank Money Order	$2	Not stated	None
Check Printing Costs Varies Collection Item Fee - Foreign (Canadian)	$20	Not stated	None
Stop Payment Fee	$30	Not stated	None
Collection Item Fee - Foreign (Canadian)	$20	Not stated	None
Collection Item Fee - Foreign (Non-Canadian)	$50	Not stated	None
Digital & Electronic
ACH Origination Model (audience not stated, treated as personal)	$35	Not stated	None
Bill Pay (audience not stated, treated as personal)	No charge	Not stated	None
Expedited Bill Pay	$25	Not stated	None
Mobile Deposit (audience not stated, treated as personal)	No charge	Not stated	None
Account Services
Levy Fee	$75	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Showing 5 of 25 fees.

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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