Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Regional bank, $10B to $50B

Busey Bank

Champaign, IllinoisBankChicago Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly maintenance fee$15Above the typical range ($4–$10 nationally)

Overdraft & NSFVerified

per paid item. We will not charge this fee for more than three overdraft items per day; or if$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the Illinois median
per day · Source

ATM & CardVerified

Out-of-Network ATM Fee$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$1.62 above the Illinois median
per transaction · Source
Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Illinois median
per item · Source
Debit Card Rush Fee$45Within the typical range ($30–$50 nationally)
$5 above the national medianAt the Illinois median
per item · Source
Cross Border Fee0.9%of the transaction
—
Source

Wire TransfersVerified

Wire Transfer Fees: Outgoing – Domestic$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Illinois median
per item · Source
Wire Transfer Fees: International$75Above the typical range ($40–$50 nationally)
$25 above the national median$25 above the Illinois median
per item · Source

Check ServicesVerified

Official Check Fee$6Within the typical range ($3–$6 nationally)
$1 above the national median$1 above the Illinois median
per item · Source
online banking Bill Pay stop payments: Incoming$15Below the typical range ($20–$30 nationally)
$12.25 below the national median$14.50 below the Illinois median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly maintenance fee	$15Above the typical range ($4–$10 nationally)	$9 above the national median$7.52 above the Illinois median	per month	—	Source
Paper Statement Fee	$4Within the typical range ($2–$4.95 nationally)	$1 above the national median$1 above the Illinois median	per month	—	Source
Overdraft & NSFVerified
per paid item. We will not charge this fee for more than three overdraft items per day; or if	$35Above the typical range ($25–$33 nationally)	$5 above the national median$5 above the Illinois median	per day	—	Source
ATM & CardVerified
Out-of-Network ATM Fee	$3Above the typical range ($1–$2.25 nationally)	$1.50 above the national median$1.62 above the Illinois median	per transaction	—	Source
Debit Card Replacement Fee	$10
Wire TransfersVerified
Wire Transfer Fees: Outgoing – Domestic	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Illinois median	per item	—	Source
Wire Transfer Fees: International	$75
Check ServicesVerified
Official Check Fee	$6Within the typical range ($3–$6 nationally)	$1 above the national median$1 above the Illinois median	per item	—	Source
online banking Bill Pay stop payments: Incoming	$15
Cash & DepositVerified
Coin Counting Fee	10%	—	—	—	Source

Against Illinois banks

Overdraft
$35.00
Of 54 others that publish it, 41 lower, 10 the same and 3 higher.
Monthly maintenance
$15.00
Of 22 others that publish it, 20 lower and 2 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

10 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$18.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$18.1B

Total deposits

$15.2B

Service charge income

$7.0M

Fee income ratio

3.5%

Return on assets

1.46%

Branches

Service charge income by quarter

Q2 2026$7.0M

Q1 2026$6.7M

Q4 2025$6.8M

Q3 2025$6.7M

Financial profile · Pro

Performance from regulator filings

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Based on 65,278 published fee entries from 3,588 institutions

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