Legends Bank

Headquarters: Clarksville, Tennessee
Charter: Bank
Assets: $927.7M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Legends Bank: $20
Legends Bank: $20
U.S. median: no median
NSF / Returned Item
Legends Bank: $5
Legends Bank: $5
U.S. median: no median
Non-Network ATM
Legends Bank: No fee
Legends Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Legends Bank’s own schedules, with a source for each figure.

Account Maintenance

Paper Statements (audience not stated, treated as personal)$3
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Paid Item Fee$20
per item
Non-Sufficient Funds (NSF) Returned Item Fee$5
per item
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)$5

ATM & Card

ATM Inquiry (any non-international ATM)No charge
Card Replacement (Debit, HSA)$10

Check Services

Cashier’s Check (Legends Bank customers only)$5
Stop Payment Fee$20
per item
Copy of Check$1
Not compared: Charged per page; comparison unavailable
per page

Digital & Electronic

Mobile Deposit Fee (daily limits apply)No charge
Not compared: Daily charge, not per item
per day

Account Services

Safe Deposit Boxes (Annual Rental) 3×5$25
per year
Garnishment/Levy$50

Other Fees

Copy of Statement$2
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Paper Statements (audience not stated, treated as personal)	$3	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Paid Item Fee	$20	per item	None
Non-Sufficient Funds (NSF) Returned Item Fee	$5	per item	None
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)	$5	Not stated	None
ATM & Card
ATM Inquiry (any non-international ATM)	No charge	Not stated	None
Card Replacement (Debit, HSA)	$10	Not stated	None
Check Services
Cashier’s Check (Legends Bank customers only)	$5	Not stated	None
Stop Payment Fee	$20	per item	None
Copy of Check	$1Not compared: Charged per page; comparison unavailable	per page	None
Digital & Electronic
Mobile Deposit Fee (daily limits apply)	No chargeNot compared: Daily charge, not per item	per day	None
Account Services
Safe Deposit Boxes (Annual Rental) 3×5	$25	per year	None
Garnishment/Levy	$50	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Paid Item Fee$20
per item
Non-Sufficient Funds (NSF) Returned Item Fee$5
per item
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)$5

ATM & Card

ATM Inquiry (any non-international ATM)No charge
Card Replacement (Debit, HSA)$10

Check Services

Cashier’s Check (Legends Bank customers only)$5
Stop Payment Fee$20
per item
Copy of Check$1
Not compared: Charged per page; comparison unavailable
per page

Digital & Electronic

Mobile Deposit Fee (daily limits apply)No charge
Not compared: Daily charge, not per item
per day

Cash & Deposit

Chargebacks (business accounts only)$5
per item

Account Services

Safe Deposit Boxes (Annual Rental) 3×5$25
per year
Garnishment/Levy$50

Other Fees

Copy of Statement$2
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Paid Item Fee	$20	per item	None
Non-Sufficient Funds (NSF) Returned Item Fee	$5	per item	None
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)	$5	Not stated	None
ATM & Card
ATM Inquiry (any non-international ATM)	No charge	Not stated	None
Card Replacement (Debit, HSA)	$10	Not stated	None
Check Services
Cashier’s Check (Legends Bank customers only)	$5	Not stated	None
Stop Payment Fee	$20	per item	None
Copy of Check	$1Not compared: Charged per page; comparison unavailable	per page	None
Digital & Electronic
Mobile Deposit Fee (daily limits apply)	No chargeNot compared: Daily charge, not per item	per day	None
Cash & Deposit
Chargebacks (business accounts only)	$5	per item	None
Account Services
Safe Deposit Boxes (Annual Rental) 3×5	$25	per year	None
Garnishment/Levy	$50	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Legends Bank's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Legends Bank: $20
Legends Bank: $20
U.S. median: no median
NSF / Returned Item
Legends Bank: $5
Legends Bank: $5
U.S. median: no median
Non-Network ATM
Legends Bank: No fee
Legends Bank: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Legends Bank’s own schedules, with a source for each figure.

Account Maintenance

Paper Statements (audience not stated, treated as personal)$3
per month
Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Paid Item Fee$20
per item
Non-Sufficient Funds (NSF) Returned Item Fee$5
per item
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)$5

ATM & Card

ATM Inquiry (any non-international ATM)No charge
Card Replacement (Debit, HSA)$10

Check Services

Cashier’s Check (Legends Bank customers only)$5
Stop Payment Fee$20
per item
Copy of Check$1
Not compared: Charged per page; comparison unavailable
per page

Digital & Electronic

Mobile Deposit Fee (daily limits apply)No charge
Not compared: Daily charge, not per item
per day

Account Services

Safe Deposit Boxes (Annual Rental) 3×5$25
per year
Garnishment/Levy$50

Other Fees

Copy of Statement$2
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Paper Statements (audience not stated, treated as personal)	$3	per month	None
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Paid Item Fee	$20	per item	None
Non-Sufficient Funds (NSF) Returned Item Fee	$5	per item	None
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)	$5	Not stated	None
ATM & Card
ATM Inquiry (any non-international ATM)	No charge	Not stated	None
Card Replacement (Debit, HSA)	$10	Not stated	None
Check Services
Cashier’s Check (Legends Bank customers only)	$5	Not stated	None
Stop Payment Fee	$20	per item	None
Copy of Check	$1Not compared: Charged per page; comparison unavailable	per page	None
Digital & Electronic
Mobile Deposit Fee (daily limits apply)	No chargeNot compared: Daily charge, not per item	per day	None
Account Services
Safe Deposit Boxes (Annual Rental) 3×5	$25	per year	None
Garnishment/Levy	$50	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Returned Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Paid Item Fee$20
per item
Non-Sufficient Funds (NSF) Returned Item Fee$5
per item
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)$5

ATM & Card

ATM Inquiry (any non-international ATM)No charge
Card Replacement (Debit, HSA)$10

Check Services

Cashier’s Check (Legends Bank customers only)$5
Stop Payment Fee$20
per item
Copy of Check$1
Not compared: Charged per page; comparison unavailable
per page

Digital & Electronic

Mobile Deposit Fee (daily limits apply)No charge
Not compared: Daily charge, not per item
per day

Cash & Deposit

Chargebacks (business accounts only)$5
per item

Account Services

Safe Deposit Boxes (Annual Rental) 3×5$25
per year
Garnishment/Levy$50

Other Fees

Copy of Statement$2
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Returned Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Paid Item Fee	$20	per item	None
Non-Sufficient Funds (NSF) Returned Item Fee	$5	per item	None
Continuous Negative Balance Fee (charged beginning on the 5th consecutive business day)	$5	Not stated	None
ATM & Card
ATM Inquiry (any non-international ATM)	No charge	Not stated	None
Card Replacement (Debit, HSA)	$10	Not stated	None
Check Services
Cashier’s Check (Legends Bank customers only)	$5	Not stated	None
Stop Payment Fee	$20	per item	None
Copy of Check	$1Not compared: Charged per page; comparison unavailable	per page	None
Digital & Electronic
Mobile Deposit Fee (daily limits apply)	No chargeNot compared: Daily charge, not per item	per day	None
Cash & Deposit
Chargebacks (business accounts only)	$5	per item	None
Account Services
Safe Deposit Boxes (Annual Rental) 3×5	$25	per year	None
Garnishment/Levy	$50	Not stated	None
Other Fees
Copy of Statement	$2	Not stated	None
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.