Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
31st percentile; peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Aug 22, 2026
Call-report figures are for Affinity Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,412 banks with $300M to $1B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Affinity Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Aug 22, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.4% of revenue, below the 2.1% median of 1,412 banks with $300M to $1B in assets (31st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $119K in Q2 2026, 7.2% above the same quarter a year earlier ($111K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for Affinity Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $119K | −$11K | −8.5% |
| Q1 2026 | $130K | +$5K | +4.0% |
| Q4 2025 | $125K | −$3K | −2.3% |
| Q3 2025 | $128K | +$17K | +15.3% |
| Q2 2025 | $111K | −$11K | −9.0% |
| Q1 2025 | $122K | −$6K | −4.7% |
| Q4 2024 | $128K | −$8K | −5.9% |
| Q3 2024 | $136K | +$8K | +6.3% |
Financial cohort: 1,433 banks with $300M to $1B in assets filing for Q2 2026; 1,412 reported a share above 0% and are counted, Affinity Bank, National Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Affinity Bank, National Association by share.
They stay out of every comparison until review is done.
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Closing Service Charge (account closed less than 90 days from date of opening) (audience not stated, treated as personal) | $15 | Not stated | None |
| Account Balancing Assistance - per hour (audience not stated, treated as personal) | $25 | Not stated | None |
| Paper Statement Fee (audience not stated, treated as personal) | $4 | Not stated | None |
Overdraft & NSFUnder review | |||
| Overdraft (each overdraft paid) (audience not stated, treated as personal) | $38 | per item | None |
| Overdraft Transfer Fee – per transfer (automatic transfer of funds from a checking (audience not stated, treated as personal) | $7 | per item | None |
Check ServicesUnder review | |||
| Bank Check (audience not stated, treated as personal) | $6 | Not stated | None |
| Stop Payment Fee (audience not stated, treated as personal) | $38 | Not stated | None |
| Collection Fee for Foreign Item (audience not stated, treated as personal) | $20 | Not stated | None |
Cash & DepositUnder review | |||
| Deposit Item Returned Fee (audience not stated, treated as personal) | $5 | Not stated | None |
| International Deposit Item Return Fee Charge to Return Check (audience not stated, treated as personal) | $25 | Not stated | None |
Account ServicesUnder review | |||
| Garnishments and Levies (audience not stated, treated as personal) | $50 | Not stated | None |
| Verification of Deposit (audience not stated, treated as personal) | $10 | Not stated | None |
Other feesUnder review | |||
| Check printing (audience not stated, treated as personal) | Not stated | Not stated | None |
| Collection Fee for Foreign Item (audience not stated, treated as personal) | $20 | Not stated | None |
| Domestic Wire Transfer Fee (incoming/outgoing) (audience not stated, treated as personal) | $15 | Not stated | None |
| International Wire Transfer Fee (incoming/outgoing) (audience not stated, treated as personal) | $45 | Not stated | None |
| Overdraft Transfer Fee – per transfer (automatic transfer of funds from a checking (audience not stated, treated as personal) | $7 | Not stated | None |
| Remote Deposit Service with Scanner Monthly Fee (audience not stated, treated as personal) | $40 | per month | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Aug 22, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Affinity Bank, National Association operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state, $732.0M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 2 | $732.0M |
Atlanta-Sandy Springs-Roswell, GA
0.3% of bank deposits, #26 of 81, unchanged over five years.
| Largest competitors here | Deposit share |
|---|---|
| Truist Bank | 23% |
| Bank of America, National Association | 19.8% |
| Wells Fargo Bank, National Association | 14.8% |
| Pinnacle Bank | 6.7% |
| JPMorgan Chase Bank, National Association | 5.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Atlanta-Sandy Springs-Roswell, GA, Affinity Bank, National Association holds 0.3% of bank deposits, #26 of 81, with 2 offices.
900 offices of 33 institutions shown.
Showing 900 of 1,269 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 81 institutions shown. $255.1B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.3% share, 2 offices, #26 of 81
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
230 offices of 52 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows