Colonial Savings, F.A.

Headquarters: Fort Worth, Texas
Charter: Bank
Assets: $501.8M
Fed district: Dallas
Regulator: OCC
Holding company: Jed Trust the

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Overview

Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 13, 2026

How these figures are measured

Call-report figures are for Colonial Savings, F.A. at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FDIC BankFind Suite (call report data) ASSET	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Revenue	Revenue (net interest + noninterest income) One quarter, as reported	FDIC BankFind Suite (call report data) NIMQ + NONIIQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge income	Service charges on deposit accounts One quarter, as reported	FDIC BankFind Suite (call report data) ISERCHGQ	Q2 2026 Quarter ended Jun 30, 2026	Oct 24, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Colonial Savings, F.A.'s published fee schedule; Bank Fee Index medians	Current schedule	Oct 13, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FDIC BankFind Suite (call report data)
Entity: Colonial Savings, F.A. (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

What stands out

Service-charge income was $12K in Q2 2026, 14% below the same quarter a year earlier ($14K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Colonial Savings, F.A.: $30
Colonial Savings, F.A.: $30
U.S. median: no median
NSF / Returned Item
Colonial Savings, F.A.: $30
Colonial Savings, F.A.: $30
U.S. median: no median
Non-Network ATM
Colonial Savings, F.A.: $1
Colonial Savings, F.A.: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 20% from Q3 2025 to Q2 2026, to $12K.

Service-charge income, Q2 2026

$12K

$15KQ3 2025

$13KQ4 2025

$13KQ1 2026

$12KQ2 2026

Against the median

Colonial Savings, F.A.Median

Sources and open questions

FDIC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Colonial Savings, F.A. · $502M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Banks only
$491M to $515M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Colonial Savings, F.A.(this institution)	Fort Worth, TX	$502M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ambler Savings Bank	Ambler, PA	$502M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Arundel Federal Savings Bank	Glen Burnie, MD	$492M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Century Bank and Trust	Milledgeville, GA	$491M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dean Co-operative Bank	Franklin, MA	$494M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Eagle Bank and Trust Company	Little Rock, AR	$506M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
EvaBank	Eva, AL	$491M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Robinson Savings Bank, National Association	Robinson, IL	$512M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First State Bank	Wrens, GA	$513M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First State Bank and Trust	Tonganoxie, KS	$515M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First State Bank and Trust	Bayport, MN	$499M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
FirstBank of Nebraska	Wahoo, NE	$498M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Fulton Savings Bank	Fulton, NY	$492M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grinnell State Bank	Grinnell, IA	$499M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grundy Bank	Morris, IL	$505M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mega Bank	San Gabriel, CA	$507M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Merchants Commercial Bank	St Thomas, VI	$506M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River City Bank, Inc.	Louisville, KY	$495M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Shamrock Bank, N.A.	Coalgate, OK	$501M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Bank Financial	La Crosse, WI	$512M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Advance	Advance, MO	$510M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
The Callaway Bank	Fulton, MO	$512M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Citizens Bank of Clovis	Clovis, NM	$493M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Napoleon State Bank	Napoleon, IN	$499M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Peoples State Bank	Ellettsville, IN	$507M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
UNICO Bank	Mineral Point, MO	$503M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 20 publish this fee(monthly maintenance)

5 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Colonial Savings, F.A. does not publish a monthly maintenance fee in the index.

The peer median is $6.96 among 20 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Colonial Savings, F.A. does not publish a monthly maintenance fee, so it is not on this chart.

Colonial Savings, F.A.Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Colonial Savings, F.A. (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file

Latest, Q2 2026: $12K
vs prior quarter: −$1K−7.7%; from Q1 2026
vs a year earlier: −$2K−14.3%; from Q2 2025
vs start of range: −$5K−29.4%; from Q3 2024

Details

Source: FDIC BankFind Suite (call report data)
Entity: Colonial Savings, F.A. (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: One quarter, as reported
Fields: ISERCHGQ
Retrieved: Oct 24, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$12K	−$1K	−7.7%
Q1 2026	$13K	$0	0.0%
Q4 2025	$13K	−$2K	−13.3%
Q3 2025	$15K	+$1K	+7.1%
Q2 2025	$14K	$0	0.0%
Q1 2025	$14K	−$2K	−12.5%
Q4 2024	$16K	−$1K	−5.9%
Q3 2024	$17K	+$1K	+6.3%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Colonial Savings, F.A.’s own schedules, with a source for each figure.

Account Maintenance

Minimum balance fee$10
per month
Account Closed Within 90 Days of Opening$15
Account Balancing Assistance$20
Account Research$20

Overdraft & NSF

Overdraft Item$30
Non-Sufficient Funds Item (NSF)$30

ATM & Card

ATM Transaction (non-Colonial ATM)$1
ATM or Debit Card Replacement$10

Wire Transfers

Wire Transfer / Outgoing Domestic$20
Wire Transfer / IncomingNo charge
Wire Transfer / International Destination$30

Check Services

Official Check (Account Holder)$5
Stop Payment$30
Collection Item (Domestic)$15
Imaged checks fee (Interest Checking)$15
Not compared: Monthly charge, not per item
per month
Photocopies of Checks$3

Digital & Electronic

ACH Origination / per file$10
per item
Online Bill PayNo charge

Account Services

Safe Box 10x10$60
Safe Box 10x15$95
Safe Box 3x10$35
Safe Box 3x5$25
Safe Box 5x10$50
Safe Box 5x5$30
Safe Box Drilling Fee (in addition to Locksmith Fee)$15
Not compared: Box drilling or key fee
Safe Box Lost Key Replacement$15
Not compared: Box drilling or key fee
Subordination Agreement Preparation Fee$250
per item
Verification of MortgageNo charge

Other Fees

Copy of Statement (per page)$1
Not compared: Charged per page; comparison unavailable
per page
Statement CopiesNo charge
Automatic Draft Fee$1
per item
Expedited Payoff Fee$25
per item
Partial Release$225
per item
Payoff Statement – Borrower requested$10
per item
Recast Fee$500
one time

Fee	Amount	Basis	Note
Account Maintenance
Minimum balance fee	$10	per month	None
Account Closed Within 90 Days of Opening	$15	Not stated	None
Account Balancing Assistance	$20	Not stated	None
Account Research	$20	Not stated	None
Overdraft & NSF
Overdraft Item	$30	Not stated	None
Non-Sufficient Funds Item (NSF)	$30	Not stated	None
ATM & Card
ATM Transaction (non-Colonial ATM)	$1	Not stated	None
ATM or Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer / Outgoing Domestic	$20	Not stated	None
Wire Transfer / Incoming	No charge	Not stated	None
Wire Transfer / International Destination	$30	Not stated	None
Check Services
Official Check (Account Holder)	$5	Not stated	None
Stop Payment	$30	Not stated	None
Collection Item (Domestic)	$15	Not stated	None
Imaged checks fee (Interest Checking)	$15Not compared: Monthly charge, not per item	per month	None
Photocopies of Checks	$3	Not stated	None
Digital & Electronic
ACH Origination / per file	$10	per item	None
Online Bill Pay	No charge	Not stated	None
Account Services
Safe Box 10x10	$60	Not stated	None
Safe Box 10x15	$95	Not stated	None
Safe Box 3x10	$35	Not stated	None
Safe Box 3x5	$25	Not stated	None
Safe Box 5x10	$50	Not stated	None
Safe Box 5x5	$30	Not stated	None
Safe Box Drilling Fee (in addition to Locksmith Fee)	$15Not compared: Box drilling or key fee	Not stated	None
Safe Box Lost Key Replacement	$15Not compared: Box drilling or key fee	Not stated	None
Subordination Agreement Preparation Fee	$250	per item	None
Verification of Mortgage	No charge	Not stated	None
Other Fees
Copy of Statement (per page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copies	No charge	Not stated	None
Automatic Draft Fee	$1	per item	None
Expedited Payoff Fee	$25	per item	None
Partial Release	$225	per item	None
Payoff Statement – Borrower requested	$10	per item	None
Recast Fee	$500	one time	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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