21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $1.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
First National Bank and Trust Company of Weatherford · $968M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| First National Bank and Trust Company of Weatherford(this institution) | Weatherford, TX | $968M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Botetourt | Buchanan, VA | $939M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Bank | Little Rock, AR | $955M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Dream First Bank, National Association | Syracuse, KS | $964M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Dundee Bank | Omaha, NE | $976M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Bank & Trust Co. | Duncan, OK | $952M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Community Bank of Tennessee | Shelbyville, TN | $944M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Federal Bank of Kansas City | Lees Summit, MO | $993M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Federal Community Bank, National Association | Dover, OH | $995M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Security Bank | Batesville, MS | $977M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First State Bank | Waynesboro, MS | $952M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Haven Savings Bank | Hoboken, NJ | $987M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| HomeTown Bank, National Association | Galveston, TX | $990M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| International Bank of Chicago | Chicago, IL | $983M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Mid-Missouri Bank | Springfield, MO | $947M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Midwest Bank | Detroit Lakes, MN | $985M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texas Bank | Henderson, TX | $954M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texas Heritage National Bank | Daingerfield, TX | $936M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Bank of Old Monroe | Old Monroe, MO | $995M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Farmers & Merchants Bank | Berlin, WI | $949M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Farmers Bank | Portland, TN | $943M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The First National Bank of Granbury | Granbury, TX | $946M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The First National Bank of Middle Tennessee | Mcminnville, TN | $952M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Killbuck Savings Bank Company | Killbuck, OH | $954M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Vision Bank | Ada, OK | $1000M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Winchester Co-operative Bank | Winchester, MA | $947M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $8.75 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026.
Monthly maintenance fee in dollars, one mark per institution
First National Bank and Trust Company of Weatherford does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026. Total assets from FDIC and NCUA records.
Amounts from First National Bank and Trust Company of Weatherford’s own schedules, with a source for each figure.
per month
per hour
per month
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 30 days of opening | $30 | Not stated | None |
| Inactivity Fee - No Activity in 180 Days (Checking Accounts) | $5 | per month | None |
| Account Research/Statement Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Automatic Paper Statement in lieu of eStatement | $5 | per month | None |
| Paper Statement in lieu of required e-statement | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fees | $30 | per item | None |
| Return Item Fees | $30 | per item | None |
ATM & Card | |||
| ATM Fees Non-First Bank Texas Machines: Cash Withdrawal | $2 | per item | None |
| ATM Fees-NON-First Bank Texas ATM: Cash Withdrawal | $2 | Not stated | None |
| ATM: Account Transfer | $1 | per item | None |
| Balance Inquiry | $1 | Not stated | None |
| Replacement Debit Card | $5 | Not stated | None |
| Replacement Debit Card (In Person) | $5 | per item | None |
| Replacement Debit Card (Mail) | $10 | per item | None |
Wire Transfers | |||
| Consumer Outgoing wire | $25 | per item | None |
| Online Consumer Outgoing Wire (Set Up & Approval Required) | $15 | per item | None |
| Wire Transfer: Customer Outgoing | $25 | Not stated | None |
| Wire Transfer: Customer Incoming (audience not stated, treated as personal) | No charge | Not stated | None |
| International Wire | $50 | Not stated | None |
| International Wire (Consumer and Commercial) | $50 | per item | None |
Check Services | |||
| Cashier Check Fee (Customer Only) | $5 | per item | None |
| Cashier's Check: Customer | $5 | Not stated | None |
| Non-Customer (Exchange of On Us Check for Cashier's Check only) Exception | $10 | Not stated | None |
| Stop Payment | $30 | per item | None |
| Stop Payments | $30 | Not stated | None |
| Visa Stop Payment | $15 | Not stated | None |
| Temporary Checks | $1 | per item | None |
| Non-Customer Check Cashing Fee - On us Check | $10 | Not stated | None |
| Non-Customer Check Cashing Fee for On Us Check | $10 | per item | None |
Digital & Electronic | |||
| ACH Origination | $15 | per item | None |
| Bill Pay Fees - Rush Payment: Next Business Day (audience not stated, treated as personal) | $19.95Not compared: Per-occurrence charge, not monthly | per item | None |
| Bill Pay Fees - Rush Payment: Second Day Standard (audience not stated, treated as personal) | $14.95Not compared: Per-occurrence charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting - Non-Customer (audience not stated, treated as personal) | 10% | Not stated | None |
| Chargeback on Deposit Account | $5 | per item | None |
Account Services | |||
| Notary Services (Customer Only) | No charge | Not stated | None |
| Drilling fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10" x 10" | $85 | per year | None |
| Safe Deposit Box 3" x 10" | $30 | per year | None |
| Safe Deposit Box 3" x 5" | $20 | per year | None |
| Safe Deposit Box 5" x 10" | $50 | per year | None |
| Levies/Freezes | $100 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $4 | Not stated | None |
| Gift Card Fee (Customer Only) | $4 | per item | None |
Other Fees | |||
| Copies of research | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Copies of Statements | $2 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 30 days of opening | $30 | Not stated | None |
| Inactivity Fee - No Activity in 180 Days (Checking Accounts) | $5 | per month | None |
| Account Research/Statement Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Automatic Paper Statement in lieu of eStatement | $5 | per month | None |
| Paper Statement in lieu of required e-statement | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fees | $30 | per item | None |
| Return Item Fees | $30 | per item | None |
ATM & Card | |||
| ATM Fees Non-First Bank Texas Machines: Cash Withdrawal | $2 | per item | None |
| ATM Fees-NON-First Bank Texas ATM: Cash Withdrawal | $2 | Not stated | None |
| ATM: Account Transfer | $1 | per item | None |
| Balance Inquiry | $1 | Not stated | None |
| Replacement Debit Card | $5 | Not stated | None |
| Replacement Debit Card (In Person) | $5 | per item | None |
| Replacement Debit Card (Mail) | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer: Customer Outgoing | $25 | Not stated | None |
| International Wire | $50 | Not stated | None |
| International Wire (Consumer and Commercial) | $50 | per item | None |
Check Services | |||
| Cashier Check Fee (Customer Only) | $5 | per item | None |
| Cashier's Check: Customer | $5 | Not stated | None |
| Non-Customer (Exchange of On Us Check for Cashier's Check only) Exception | $10 | Not stated | None |
| Stop Payment | $30 | per item | None |
| Stop Payments | $30 | Not stated | None |
| Visa Stop Payment | $15 | Not stated | None |
| Temporary Checks | $1 | per item | None |
| Non-Customer Check Cashing Fee - On us Check | $10 | Not stated | None |
| Non-Customer Check Cashing Fee for On Us Check | $10 | per item | None |
Digital & Electronic | |||
| ACH Origination | $15 | per item | None |
| Commercial: ACH Origination Set Up | $50 | Not stated | None |
Cash & Deposit | |||
| Chargeback on Deposit Account | $5 | per item | None |
Account Services | |||
| Notary Services (Customer Only) | No charge | Not stated | None |
| Drilling fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10" x 10" | $85 | per year | None |
| Safe Deposit Box 3" x 10" | $30 | per year | None |
| Safe Deposit Box 3" x 5" | $20 | per year | None |
| Safe Deposit Box 5" x 10" | $50 | per year | None |
| Levies/Freezes | $100 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $4 | Not stated | None |
| Gift Card Fee (Customer Only) | $4 | per item | None |
Other Fees | |||
| Copies of research | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Copies of Statements | $2 | per item | None |
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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