21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
Compared at $1.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from First National Bank and Trust Company of Weatherford’s own schedules, with a source for each figure.
per month
per hour
per month
per item
per item
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 30 days of opening | $30 | Not stated | None |
| Inactivity Fee - No Activity in 180 Days (Checking Accounts) | $5 | per month | None |
| Account Research/Statement Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Automatic Paper Statement in lieu of eStatement | $5 | per month | None |
| Paper Statement in lieu of required e-statement | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fees | $30 | per item | None |
| Return Item Fees | $30 | per item | None |
ATM & Card | |||
| ATM Fees Non-First Bank Texas Machines: Cash Withdrawal | $2 | per item | None |
| ATM Fees-NON-First Bank Texas ATM: Cash Withdrawal | $2 | Not stated | None |
| ATM: Account Transfer | $1 | per item | None |
| Balance Inquiry | $1 | Not stated | None |
| Replacement Debit Card | $5 | Not stated | None |
| Replacement Debit Card (In Person) | $5 | per item | None |
| Replacement Debit Card (Mail) | $10 | per item | None |
Wire Transfers | |||
| Consumer Outgoing wire | $25 | per item | None |
| Online Consumer Outgoing Wire (Set Up & Approval Required) | $15 | per item | None |
| Wire Transfer: Customer Outgoing | $25 | Not stated | None |
| Wire Transfer: Customer Incoming (audience not stated, treated as personal) | No charge | Not stated | None |
| International Wire | $50 | Not stated | None |
| International Wire (Consumer and Commercial) | $50 | per item | None |
Check Services | |||
| Cashier Check Fee (Customer Only) | $5 | per item | None |
| Cashier's Check: Customer | $5 | Not stated | None |
| Non-Customer (Exchange of On Us Check for Cashier's Check only) Exception | $10 | Not stated | None |
| Stop Payment | $30 | per item | None |
| Stop Payments | $30 | Not stated | None |
| Visa Stop Payment | $15 | Not stated | None |
| Temporary Checks | $1 | per item | None |
| Non-Customer Check Cashing Fee - On us Check | $10 | Not stated | None |
| Non-Customer Check Cashing Fee for On Us Check | $10 | per item | None |
Digital & Electronic | |||
| ACH Origination | $15 | per item | None |
| Bill Pay Fees - Rush Payment: Next Business Day (audience not stated, treated as personal) | $19.95Not compared: Per-occurrence charge, not monthly | per item | None |
| Bill Pay Fees - Rush Payment: Second Day Standard (audience not stated, treated as personal) | $14.95Not compared: Per-occurrence charge, not monthly | per item | None |
Cash & Deposit | |||
| Coin Counting - Non-Customer (audience not stated, treated as personal) | 10% | Not stated | None |
| Chargeback on Deposit Account | $5 | per item | None |
Account Services | |||
| Notary Services (Customer Only) | No charge | Not stated | None |
| Drilling fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10" x 10" | $85 | per year | None |
| Safe Deposit Box 3" x 10" | $30 | per year | None |
| Safe Deposit Box 3" x 5" | $20 | per year | None |
| Safe Deposit Box 5" x 10" | $50 | per year | None |
| Levies/Freezes | $100 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $4 | Not stated | None |
| Gift Card Fee (Customer Only) | $4 | per item | None |
Other Fees | |||
| Copies of research | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Copies of Statements | $2 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per hour
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closed within 30 days of opening | $30 | Not stated | None |
| Inactivity Fee - No Activity in 180 Days (Checking Accounts) | $5 | per month | None |
| Account Research/Statement Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Automatic Paper Statement in lieu of eStatement | $5 | per month | None |
| Paper Statement in lieu of required e-statement | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fees | $30 | per item | None |
| Return Item Fees | $30 | per item | None |
ATM & Card | |||
| ATM Fees Non-First Bank Texas Machines: Cash Withdrawal | $2 | per item | None |
| ATM Fees-NON-First Bank Texas ATM: Cash Withdrawal | $2 | Not stated | None |
| ATM: Account Transfer | $1 | per item | None |
| Balance Inquiry | $1 | Not stated | None |
| Replacement Debit Card | $5 | Not stated | None |
| Replacement Debit Card (In Person) | $5 | per item | None |
| Replacement Debit Card (Mail) | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer: Customer Outgoing | $25 | Not stated | None |
| International Wire | $50 | Not stated | None |
| International Wire (Consumer and Commercial) | $50 | per item | None |
Check Services | |||
| Cashier Check Fee (Customer Only) | $5 | per item | None |
| Cashier's Check: Customer | $5 | Not stated | None |
| Non-Customer (Exchange of On Us Check for Cashier's Check only) Exception | $10 | Not stated | None |
| Stop Payment | $30 | per item | None |
| Stop Payments | $30 | Not stated | None |
| Visa Stop Payment | $15 | Not stated | None |
| Temporary Checks | $1 | per item | None |
| Non-Customer Check Cashing Fee - On us Check | $10 | Not stated | None |
| Non-Customer Check Cashing Fee for On Us Check | $10 | per item | None |
Digital & Electronic | |||
| ACH Origination | $15 | per item | None |
| Commercial: ACH Origination Set Up | $50 | Not stated | None |
Cash & Deposit | |||
| Chargeback on Deposit Account | $5 | per item | None |
Account Services | |||
| Notary Services (Customer Only) | No charge | Not stated | None |
| Drilling fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10" x 10" | $85 | per year | None |
| Safe Deposit Box 3" x 10" | $30 | per year | None |
| Safe Deposit Box 3" x 5" | $20 | per year | None |
| Safe Deposit Box 5" x 10" | $50 | per year | None |
| Levies/Freezes | $100 | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card Fee | $4 | Not stated | None |
| Gift Card Fee (Customer Only) | $4 | per item | None |
Other Fees | |||
| Copies of research | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Copies of Statements | $2 | per item | None |
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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