HomeTown Bank, National Association

Headquarters: Galveston, Texas
Charter: Bank
Assets: $990.4M
Fed district: Dallas

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
HomeTown Bank, National Association: $10
HomeTown Bank, National Association: $10
U.S. median: no median
NSF / Returned Item
HomeTown Bank, National Association: $30
HomeTown Bank, National Association: $30
U.S. median: no median
Wire Transfer (Domestic Out)
HomeTown Bank, National Association: $25
HomeTown Bank, National Association: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from HomeTown Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$10
per month
Account Closed within 30 Days$30
Account Closed within 60 Days$20
Account Printout$5
per item

Overdraft & NSF

Insufficient Funds$30

Wire Transfers

## Wire Transfer – Customer only: Outgoing$25
## Wire Transfer – Customer only: Incoming$5

Check Services

## Cashier’s Checks: Non-Customer$10
Additional fee for issuing a cashier’s check$5
Cashier's Check - Non-Customer (audience not stated, treated as personal)$10
per item
Cashier's Checks Customer$5
Stop Payment$30
per item

Cash & Deposit

Returned Deposited Item$5
per item

Account Services

Safe Deposit Box 10 x 10$85
per year
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$85
Safe Deposit Box 3 x 10$35
per year
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$35
Safe Deposit Box 3 x 5$25
per year
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$25
per year
Safe Deposit Box 5 x 10$60
per year
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$60
Safe Deposit Box 5 x 5$30
per year
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$30
Levies, Subpoenas, Garnishments, Summons and Restraining Orders$30
Not compared: Charged per hour; comparison unavailable
per hour

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$10	per month	None
Account Closed within 30 Days	$30	Not stated	None
Account Closed within 60 Days	$20	Not stated	None
Account Printout	$5	per item	None
Overdraft & NSF
Insufficient Funds	$30	Not stated	None
Wire Transfers
## Wire Transfer – Customer only: Outgoing	$25	Not stated	None
## Wire Transfer – Customer only: Incoming	$5	Not stated	None
Check Services
## Cashier’s Checks: Non-Customer	$10	Not stated	None
Additional fee for issuing a cashier’s check	$5	Not stated	None
Cashier's Check - Non-Customer (audience not stated, treated as personal)	$10	per item	None
Cashier's Checks Customer	$5	Not stated	None
Stop Payment	$30	per item	None
Cash & Deposit
Returned Deposited Item	$5	per item	None
Account Services
Safe Deposit Box 10 x 10	$85	per year	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$85	Not stated	None
Safe Deposit Box 3 x 10	$35	per year	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3 x 5	$25	per year	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$25	per year	None
Safe Deposit Box 5 x 10	$60	per year	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box 5 x 5	$30	per year	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$30	Not stated	None
Levies, Subpoenas, Garnishments, Summons and Restraining Orders	$30Not compared: Charged per hour; comparison unavailable	per hour	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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