Jonestown Bank and Trust Company, of Jonestown, Pennsylvania

Headquarters: Jonestown, Pennsylvania
Charter: Bank
Assets: $1.0B
Fed district: Philadelphia

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: No fee
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: No fee
U.S. median: no median
Overdraft (OD)
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
U.S. median: no median
NSF / Returned Item
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Jonestown Bank and Trust Company, of Jonestown, Pennsylvania’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (No minimum balance)No charge
per month
Close-out of account within first 90 days of account opening$15
Close-out of account within first 90 days of account opening$5
Dormant account fee, monthly$5
per month
Account reconciliation and research per hour ($25 minimum charge)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Personal Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other$39
per item
Personal Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction$39
per item

ATM & Card

Replacement debit or ATM card$10

Check Services

Treasurer's checks$15
Money orders$10
Stop payments$35
Counter check$1
Canadian check handling fee$20

Cash & Deposit

Lobby coin counting5%
Lobby coin counting (audience not stated, treated as personal)5%
Returned deposit items$20
Night deposit key$2

Account Services

Tax levy$75
Writs and garnishments$200

Retirement & IRA

IRA transfer fee (to another custodian)$35

Other Fees

Returned loan payment$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (No minimum balance)	No charge	per month	None
Close-out of account within first 90 days of account opening	$15	Not stated	None
Close-out of account within first 90 days of account opening	$5	Not stated	None
Dormant account fee, monthly	$5	per month	None
Account reconciliation and research per hour ($25 minimum charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Personal Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other	$39	per item	None
Personal Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction	$39	per item	None
ATM & Card
Replacement debit or ATM card	$10	Not stated	None
Check Services
Treasurer's checks	$15	Not stated	None
Money orders	$10	Not stated	None
Stop payments	$35	Not stated	None
Counter check	$1	Not stated	None
Canadian check handling fee	$20	Not stated	None
Cash & Deposit
Lobby coin counting	5%	Not stated	None
Lobby coin counting (audience not stated, treated as personal)	5%	Not stated	None
Returned deposit items	$20	Not stated	None
Night deposit key	$2	Not stated	None
Account Services
Tax levy	$75	Not stated	None
Writs and garnishments	$200	Not stated	None
Retirement & IRA
IRA transfer fee (to another custodian)	$35	Not stated	None
Other Fees
Returned loan payment	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Business Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other$39
per item
Business Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction$39
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Business Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other	$39	per item	None
Business Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction	$39	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: No fee
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: No fee
U.S. median: no median
Overdraft (OD)
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
U.S. median: no median
NSF / Returned Item
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania: $39
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Jonestown Bank and Trust Company, of Jonestown, Pennsylvania’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge (No minimum balance)No charge
per month
Close-out of account within first 90 days of account opening$15
Close-out of account within first 90 days of account opening$5
Dormant account fee, monthly$5
per month
Account reconciliation and research per hour ($25 minimum charge)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Personal Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other$39
per item
Personal Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction$39
per item

ATM & Card

Replacement debit or ATM card$10

Check Services

Treasurer's checks$15
Money orders$10
Stop payments$35
Counter check$1
Canadian check handling fee$20

Cash & Deposit

Lobby coin counting5%
Lobby coin counting (audience not stated, treated as personal)5%
Returned deposit items$20
Night deposit key$2

Account Services

Tax levy$75
Writs and garnishments$200

Retirement & IRA

IRA transfer fee (to another custodian)$35

Other Fees

Returned loan payment$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge (No minimum balance)	No charge	per month	None
Close-out of account within first 90 days of account opening	$15	Not stated	None
Close-out of account within first 90 days of account opening	$5	Not stated	None
Dormant account fee, monthly	$5	per month	None
Account reconciliation and research per hour ($25 minimum charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Personal Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other	$39	per item	None
Personal Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction	$39	per item	None
ATM & Card
Replacement debit or ATM card	$10	Not stated	None
Check Services
Treasurer's checks	$15	Not stated	None
Money orders	$10	Not stated	None
Stop payments	$35	Not stated	None
Counter check	$1	Not stated	None
Canadian check handling fee	$20	Not stated	None
Cash & Deposit
Lobby coin counting	5%	Not stated	None
Lobby coin counting (audience not stated, treated as personal)	5%	Not stated	None
Returned deposit items	$20	Not stated	None
Night deposit key	$2	Not stated	None
Account Services
Tax levy	$75	Not stated	None
Writs and garnishments	$200	Not stated	None
Retirement & IRA
IRA transfer fee (to another custodian)	$35	Not stated	None
Other Fees
Returned loan payment	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Business Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other$39
per item
Business Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction$39
per item

Fee	Amount	Basis	Note
Overdraft & NSF
Business Account Overdraft Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction, or other	$39	per item	None
Business Account NSF Returned Item Fee – per item created by check, draft, ACH, ATM withdrawal, debit card transaction	$39	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.