OneLocal Bank

Headquarters: Norwood, Massachusetts
Charter: Bank
Assets: $1.1B
Fed district: Boston

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
OneLocal Bank: $15
OneLocal Bank: $15
U.S. median: no median
NSF / Returned Item
OneLocal Bank: $22
OneLocal Bank: $22
U.S. median: no median
Stop Payment
OneLocal Bank: $20
OneLocal Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

OneLocal Bank · $1.1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$1B to $1.1B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
OneLocal Bank(this institution)	Norwood, MA	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of the James	Lynchburg, VA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Wisconsin Dells	Wisconsin Dells, WI	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BNC National Bank	Glendale, AZ	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Brannen Bank	Inverness, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Brentwood Bank	Bethel Park, PA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cape Ann Savings Bank	Gloucester, MA	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Centennial Bank	Trezevant, TN	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Clear Mountain Bank	Bruceton Mills, WV	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Core Bank	Omaha, NE	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farm Bureau Bank FSB	Reno, NV	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Central Savings Bank	Glen Cove, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Federal Savings and Loan Association of Greene Co	Waynesburg, PA	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
GNBank, National Association	Girard, KS	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grand Savings Bank	Grove, OK	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Great Midwest Bank, S.S.B.	Brookfield, WI	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ixonia Bank	Ixonia, WI	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ledyard National Bank	Norwich, VT	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Magyar Bank	New Brunswick, NJ	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nebraskaland Bank	North Platte, NE	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
R Bank	Round Rock, TX	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security Financial Bank	Durand, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sound Community Bank	Seattle, WA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Superior National Bank	Hancock, MI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The First National Bank and Trust Co., Chickasha, Oklahoma	Chickasha, OK	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Monticello Banking Company	Monticello, KY	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $7.25 (94%) above the median of similar-sized banks.

Its published price is $15, against a peer median of $7.75 among 17 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

OneLocal BankPeer (equal prices stack)Peer medianInclude 2 outliers ($37.50, $50)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from OneLocal Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$15
per month
Account Research (one hour minimum)$75
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned item fee #$22
Deposit Transfer Overdraft Fee$2

ATM & Card

Expedited card replacement fee$45

Wire Transfers

Incoming Wire$10

Check Services

Treasurers Check$4
Money Order$2
Stop Payment, Checks & ACH$20
Stop Payment, Money Orders and Bank Checks$20

Digital & Electronic

Bill PayNo charge
Not compared: Per-occurrence charge, not monthly
per item · Free
Next day check bill payment$14.95
Same day electronic bill payment$9.95
per month

Cash & Deposit

Coin CountingNo charge

Account Services

Drilling Fee$175
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
per year
Safe Deposit Box 12 x 12$180
Safe Deposit Box 12 x 17$275
Safe Deposit Box 2 x 5$25
Safe Deposit Box 3 x 10$72
Safe Deposit Box 3 x 5$48
Safe Deposit Box 5 x 10$90
Safe Deposit Box 5 x 5$60
Safe Deposit Box 6 x 10$96
Safe Deposit Box 9 x 10$140
Tax Levy/Garnishment$35

Retirement & IRA

IRA Annual Service Charge$20
per year
IRA Transfer Fee$25

Other Fees

Document Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$15	per month	None
Account Research (one hour minimum)	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned item fee #	$22	Not stated	None
Deposit Transfer Overdraft Fee	$2	Not stated	None
ATM & Card
Expedited card replacement fee	$45	Not stated	None
Wire Transfers
Incoming Wire	$10	Not stated	None
Check Services
Treasurers Check	$4	Not stated	None
Money Order	$2	Not stated	None
Stop Payment, Checks & ACH	$20	Not stated	None
Stop Payment, Money Orders and Bank Checks	$20	Not stated	None
Digital & Electronic
Bill Pay	No chargeNot compared: Per-occurrence charge, not monthly	per item	Free
Next day check bill payment	$14.95	Not stated	None
Same day electronic bill payment	$9.95	per month	None
Cash & Deposit
Coin Counting	No charge	Not stated	None
Account Services
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	per year	None
Safe Deposit Box 12 x 12	$180	Not stated	None
Safe Deposit Box 12 x 17	$275	Not stated	None
Safe Deposit Box 2 x 5	$25	Not stated	None
Safe Deposit Box 3 x 10	$72	Not stated	None
Safe Deposit Box 3 x 5	$48	Not stated	None
Safe Deposit Box 5 x 10	$90	Not stated	None
Safe Deposit Box 5 x 5	$60	Not stated	None
Safe Deposit Box 6 x 10	$96	Not stated	None
Safe Deposit Box 9 x 10	$140	Not stated	None
Tax Levy/Garnishment	$35	Not stated	None
Retirement & IRA
IRA Annual Service Charge	$20	per year	None
IRA Transfer Fee	$25	Not stated	None
Other Fees
Document Copies	$5	per item	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when OneLocal Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
OneLocal Bank: $15
OneLocal Bank: $15
U.S. median: no median
NSF / Returned Item
OneLocal Bank: $22
OneLocal Bank: $22
U.S. median: no median
Stop Payment
OneLocal Bank: $20
OneLocal Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

OneLocal Bank · $1.1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$1B to $1.1B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
OneLocal Bank(this institution)	Norwood, MA	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of the James	Lynchburg, VA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank of Wisconsin Dells	Wisconsin Dells, WI	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BNC National Bank	Glendale, AZ	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Brannen Bank	Inverness, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Brentwood Bank	Bethel Park, PA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Cape Ann Savings Bank	Gloucester, MA	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Centennial Bank	Trezevant, TN	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Clear Mountain Bank	Bruceton Mills, WV	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Core Bank	Omaha, NE	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farm Bureau Bank FSB	Reno, NV	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Central Savings Bank	Glen Cove, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Federal Savings and Loan Association of Greene Co	Waynesburg, PA	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
GNBank, National Association	Girard, KS	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Grand Savings Bank	Grove, OK	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Great Midwest Bank, S.S.B.	Brookfield, WI	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Ixonia Bank	Ixonia, WI	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ledyard National Bank	Norwich, VT	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Magyar Bank	New Brunswick, NJ	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nebraskaland Bank	North Platte, NE	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
R Bank	Round Rock, TX	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security Financial Bank	Durand, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sound Community Bank	Seattle, WA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Superior National Bank	Hancock, MI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The First National Bank and Trust Co., Chickasha, Oklahoma	Chickasha, OK	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Monticello Banking Company	Monticello, KY	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $7.25 (94%) above the median of similar-sized banks.

Its published price is $15, against a peer median of $7.75 among 17 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

OneLocal BankPeer (equal prices stack)Peer medianInclude 2 outliers ($37.50, $50)Shown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from OneLocal Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$15
per month
Account Research (one hour minimum)$75
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned item fee #$22
Deposit Transfer Overdraft Fee$2

ATM & Card

Expedited card replacement fee$45

Wire Transfers

Incoming Wire$10

Check Services

Treasurers Check$4
Money Order$2
Stop Payment, Checks & ACH$20
Stop Payment, Money Orders and Bank Checks$20

Digital & Electronic

Bill PayNo charge
Not compared: Per-occurrence charge, not monthly
per item · Free
Next day check bill payment$14.95
Same day electronic bill payment$9.95
per month

Cash & Deposit

Coin CountingNo charge

Account Services

Drilling Fee$175
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
per year
Safe Deposit Box 12 x 12$180
Safe Deposit Box 12 x 17$275
Safe Deposit Box 2 x 5$25
Safe Deposit Box 3 x 10$72
Safe Deposit Box 3 x 5$48
Safe Deposit Box 5 x 10$90
Safe Deposit Box 5 x 5$60
Safe Deposit Box 6 x 10$96
Safe Deposit Box 9 x 10$140
Tax Levy/Garnishment$35

Retirement & IRA

IRA Annual Service Charge$20
per year
IRA Transfer Fee$25

Other Fees

Document Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$15	per month	None
Account Research (one hour minimum)	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned item fee #	$22	Not stated	None
Deposit Transfer Overdraft Fee	$2	Not stated	None
ATM & Card
Expedited card replacement fee	$45	Not stated	None
Wire Transfers
Incoming Wire	$10	Not stated	None
Check Services
Treasurers Check	$4	Not stated	None
Money Order	$2	Not stated	None
Stop Payment, Checks & ACH	$20	Not stated	None
Stop Payment, Money Orders and Bank Checks	$20	Not stated	None
Digital & Electronic
Bill Pay	No chargeNot compared: Per-occurrence charge, not monthly	per item	Free
Next day check bill payment	$14.95	Not stated	None
Same day electronic bill payment	$9.95	per month	None
Cash & Deposit
Coin Counting	No charge	Not stated	None
Account Services
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	per year	None
Safe Deposit Box 12 x 12	$180	Not stated	None
Safe Deposit Box 12 x 17	$275	Not stated	None
Safe Deposit Box 2 x 5	$25	Not stated	None
Safe Deposit Box 3 x 10	$72	Not stated	None
Safe Deposit Box 3 x 5	$48	Not stated	None
Safe Deposit Box 5 x 10	$90	Not stated	None
Safe Deposit Box 5 x 5	$60	Not stated	None
Safe Deposit Box 6 x 10	$96	Not stated	None
Safe Deposit Box 9 x 10	$140	Not stated	None
Tax Levy/Garnishment	$35	Not stated	None
Retirement & IRA
IRA Annual Service Charge	$20	per year	None
IRA Transfer Fee	$25	Not stated	None
Other Fees
Document Copies	$5	per item	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.