OneLocal Bank

Headquarters: Norwood, Massachusetts
Charter: Bank
Assets: $1.1B
Fed district: Boston

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
OneLocal Bank: $15
OneLocal Bank: $15
U.S. median: no median
NSF / Returned Item
OneLocal Bank: $22
OneLocal Bank: $22
U.S. median: no median
Stop Payment
OneLocal Bank: $20
OneLocal Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from OneLocal Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$15
per month
Account Research (one hour minimum)$75
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Returned item fee #$22
Deposit Transfer Overdraft Fee$2

ATM & Card

Expedited card replacement fee$45

Wire Transfers

Incoming Wire$10

Check Services

Treasurers Check$4
Money Order$2
Stop Payment, Checks & ACH$20
Stop Payment, Money Orders and Bank Checks$20

Digital & Electronic

Bill PayNo charge
Not compared: Per-occurrence charge, not monthly
per item · Free
Next day check bill payment$14.95
Same day electronic bill payment$9.95
per month

Cash & Deposit

Coin CountingNo charge

Account Services

Drilling Fee$175
Not compared: Box drilling or key fee
Lost Key Fee$35
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
per year
Safe Deposit Box 12 x 12$180
Safe Deposit Box 12 x 17$275
Safe Deposit Box 2 x 5$25
Safe Deposit Box 3 x 10$72
Safe Deposit Box 3 x 5$48
Safe Deposit Box 5 x 10$90
Safe Deposit Box 5 x 5$60
Safe Deposit Box 6 x 10$96
Safe Deposit Box 9 x 10$140
Tax Levy/Garnishment$35

Retirement & IRA

IRA Annual Service Charge$20
per year
IRA Transfer Fee$25

Other Fees

Document Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$15	per month	None
Account Research (one hour minimum)	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Returned item fee #	$22	Not stated	None
Deposit Transfer Overdraft Fee	$2	Not stated	None
ATM & Card
Expedited card replacement fee	$45	Not stated	None
Wire Transfers
Incoming Wire	$10	Not stated	None
Check Services
Treasurers Check	$4	Not stated	None
Money Order	$2	Not stated	None
Stop Payment, Checks & ACH	$20	Not stated	None
Stop Payment, Money Orders and Bank Checks	$20	Not stated	None
Digital & Electronic
Bill Pay	No chargeNot compared: Per-occurrence charge, not monthly	per item	Free
Next day check bill payment	$14.95	Not stated	None
Same day electronic bill payment	$9.95	per month	None
Cash & Deposit
Coin Counting	No charge	Not stated	None
Account Services
Drilling Fee	$175Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	per year	None
Safe Deposit Box 12 x 12	$180	Not stated	None
Safe Deposit Box 12 x 17	$275	Not stated	None
Safe Deposit Box 2 x 5	$25	Not stated	None
Safe Deposit Box 3 x 10	$72	Not stated	None
Safe Deposit Box 3 x 5	$48	Not stated	None
Safe Deposit Box 5 x 10	$90	Not stated	None
Safe Deposit Box 5 x 5	$60	Not stated	None
Safe Deposit Box 6 x 10	$96	Not stated	None
Safe Deposit Box 9 x 10	$140	Not stated	None
Tax Levy/Garnishment	$35	Not stated	None
Retirement & IRA
IRA Annual Service Charge	$20	per year	None
IRA Transfer Fee	$25	Not stated	None
Other Fees
Document Copies	$5	per item	None

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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