American Bank

Headquarters: Allentown, Pennsylvania
Charter: Bank
Assets: $1.1B
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Student Checking
American Bank: $2
American Bank: $2
U.S. median: no median
Wire Transfer (Domestic Out)
American Bank: $20
American Bank: $20
U.S. median: no median
Stop Payment
American Bank: $30
American Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Bank’s own schedules, with a source for each figure.

Account Maintenance

Student Checking Monthly service charge (audience not stated, treated as personal)$2
per month
Inactivity Fee (audience not stated, treated as personal)$5
per month
Research fee (audience not stated, treated as personal)$50
Not compared: Charged per hour; comparison unavailable
per hour
Research/Account reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Statement charge (Forever Free Checking)No charge
Statement charge (paper)No charge
per month

ATM & Card

Replacement Card Fee$10
Multi-currency Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Domestic Wire Withdrawal Fee$20
International Wire Withdrawal Fee$50
International Wire Deposit Fee$30

Check Services

Treasurer check$10
Money order (audience not stated, treated as personal)$5
Stop Payments: ACH (audience not stated, treated as personal)$30
Canadian Check Collection Fee$25
Collection Items: Domestic$10
Foreign Check Collection Fee (other than Canadian checks)$50
Check copies (deposited items)$5
per item

Digital & Electronic

Bill Pay$5
Not compared: Per-item charge, not monthly
per item
Bill Pay & Zelle: Overnight check payment (audience not stated, treated as personal)$15.95
Bill Pay & Zelle: Same day electronic payment (audience not stated, treated as personal)$9.95
Bill Pay Check$30

Account Services

Box drilling$170
Not compared: Box drilling or key fee
Key replacement (audience not stated, treated as personal)$5
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee
Garnishment fee (audience not stated, treated as personal)$200
Tax Levy fee (audience not stated, treated as personal)$100

Gift & Prepaid Cards

Gift Cards (audience not stated, treated as personal)$4
per item

Other Fees

Add Overnight Delivery$100
Duplicate statement charge (audience not stated, treated as personal)$5
Interim statement charge (audience not stated, treated as personal)$1
Photocopies fee (audience not stated, treated as personal)$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Student Checking Monthly service charge (audience not stated, treated as personal)	$2	per month	None
Inactivity Fee (audience not stated, treated as personal)	$5	per month	None
Research fee (audience not stated, treated as personal)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Research/Account reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Statement charge (Forever Free Checking)	No charge	Not stated	None
Statement charge (paper)	No charge	per month	None
ATM & Card
Replacement Card Fee	$10	Not stated	None
Multi-currency Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Withdrawal Fee	$20	Not stated	None
International Wire Withdrawal Fee	$50	Not stated	None
International Wire Deposit Fee	$30	Not stated	None
Check Services
Treasurer check	$10	Not stated	None
Money order (audience not stated, treated as personal)	$5	Not stated	None
Stop Payments: ACH (audience not stated, treated as personal)	$30	Not stated	None
Canadian Check Collection Fee	$25	Not stated	None
Collection Items: Domestic	$10	Not stated	None
Foreign Check Collection Fee (other than Canadian checks)	$50	Not stated	None
Check copies (deposited items)	$5	per item	None
Digital & Electronic
Bill Pay	$5Not compared: Per-item charge, not monthly	per item	None
Bill Pay & Zelle: Overnight check payment (audience not stated, treated as personal)	$15.95	Not stated	None
Bill Pay & Zelle: Same day electronic payment (audience not stated, treated as personal)	$9.95	Not stated	None
Bill Pay Check	$30	Not stated	None
Account Services
Box drilling	$170Not compared: Box drilling or key fee	Not stated	None
Key replacement (audience not stated, treated as personal)	$5Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment fee (audience not stated, treated as personal)	$200	Not stated	None
Tax Levy fee (audience not stated, treated as personal)	$100	Not stated	None
Gift & Prepaid Cards
Gift Cards (audience not stated, treated as personal)	$4	per item	None
Other Fees
Add Overnight Delivery	$100	Not stated	None
Duplicate statement charge (audience not stated, treated as personal)	$5	Not stated	None
Interim statement charge (audience not stated, treated as personal)	$1	Not stated	None
Photocopies fee (audience not stated, treated as personal)	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Research/Account reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Replacement Card Fee$10

Wire Transfers

Domestic Wire Withdrawal Fee$20
International Wire Withdrawal Fee$50
International Wire Deposit Fee$30

Check Services

Treasurer check$10
Canadian Check Collection Fee$25
Collection Items: Domestic$10
Foreign Check Collection Fee (other than Canadian checks)$50
Check copies (deposited items)$5
per item
Check copies (paid items): Business accounts$5
per item

Digital & Electronic

Bill Pay$5
Not compared: Per-item charge, not monthly
per item
Bill Pay Check$30

Account Services

Box drilling$170
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee

Other Fees

Add Overnight Delivery$100

Fee	Amount	Basis	Note
Account Maintenance
Research/Account reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Domestic Wire Withdrawal Fee	$20	Not stated	None
International Wire Withdrawal Fee	$50	Not stated	None
International Wire Deposit Fee	$30	Not stated	None
Check Services
Treasurer check	$10	Not stated	None
Canadian Check Collection Fee	$25	Not stated	None
Collection Items: Domestic	$10	Not stated	None
Foreign Check Collection Fee (other than Canadian checks)	$50	Not stated	None
Check copies (deposited items)	$5	per item	None
Check copies (paid items): Business accounts	$5	per item	None
Digital & Electronic
Bill Pay	$5Not compared: Per-item charge, not monthly	per item	None
Bill Pay Check	$30	Not stated	None
Account Services
Box drilling	$170Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Other Fees
Add Overnight Delivery	$100	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when American Bank's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Student Checking
American Bank: $2
American Bank: $2
U.S. median: no median
Wire Transfer (Domestic Out)
American Bank: $20
American Bank: $20
U.S. median: no median
Stop Payment
American Bank: $30
American Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from American Bank’s own schedules, with a source for each figure.

Account Maintenance

Student Checking Monthly service charge (audience not stated, treated as personal)$2
per month
Inactivity Fee (audience not stated, treated as personal)$5
per month
Research fee (audience not stated, treated as personal)$50
Not compared: Charged per hour; comparison unavailable
per hour
Research/Account reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Statement charge (Forever Free Checking)No charge
Statement charge (paper)No charge
per month

ATM & Card

Replacement Card Fee$10
Multi-currency Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Domestic Wire Withdrawal Fee$20
International Wire Withdrawal Fee$50
International Wire Deposit Fee$30

Check Services

Treasurer check$10
Money order (audience not stated, treated as personal)$5
Stop Payments: ACH (audience not stated, treated as personal)$30
Canadian Check Collection Fee$25
Collection Items: Domestic$10
Foreign Check Collection Fee (other than Canadian checks)$50
Check copies (deposited items)$5
per item

Digital & Electronic

Bill Pay$5
Not compared: Per-item charge, not monthly
per item
Bill Pay & Zelle: Overnight check payment (audience not stated, treated as personal)$15.95
Bill Pay & Zelle: Same day electronic payment (audience not stated, treated as personal)$9.95
Bill Pay Check$30

Account Services

Box drilling$170
Not compared: Box drilling or key fee
Key replacement (audience not stated, treated as personal)$5
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee
Garnishment fee (audience not stated, treated as personal)$200
Tax Levy fee (audience not stated, treated as personal)$100

Gift & Prepaid Cards

Gift Cards (audience not stated, treated as personal)$4
per item

Other Fees

Add Overnight Delivery$100
Duplicate statement charge (audience not stated, treated as personal)$5
Interim statement charge (audience not stated, treated as personal)$1
Photocopies fee (audience not stated, treated as personal)$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Student Checking Monthly service charge (audience not stated, treated as personal)	$2	per month	None
Inactivity Fee (audience not stated, treated as personal)	$5	per month	None
Research fee (audience not stated, treated as personal)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Research/Account reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Statement charge (Forever Free Checking)	No charge	Not stated	None
Statement charge (paper)	No charge	per month	None
ATM & Card
Replacement Card Fee	$10	Not stated	None
Multi-currency Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Withdrawal Fee	$20	Not stated	None
International Wire Withdrawal Fee	$50	Not stated	None
International Wire Deposit Fee	$30	Not stated	None
Check Services
Treasurer check	$10	Not stated	None
Money order (audience not stated, treated as personal)	$5	Not stated	None
Stop Payments: ACH (audience not stated, treated as personal)	$30	Not stated	None
Canadian Check Collection Fee	$25	Not stated	None
Collection Items: Domestic	$10	Not stated	None
Foreign Check Collection Fee (other than Canadian checks)	$50	Not stated	None
Check copies (deposited items)	$5	per item	None
Digital & Electronic
Bill Pay	$5Not compared: Per-item charge, not monthly	per item	None
Bill Pay & Zelle: Overnight check payment (audience not stated, treated as personal)	$15.95	Not stated	None
Bill Pay & Zelle: Same day electronic payment (audience not stated, treated as personal)	$9.95	Not stated	None
Bill Pay Check	$30	Not stated	None
Account Services
Box drilling	$170Not compared: Box drilling or key fee	Not stated	None
Key replacement (audience not stated, treated as personal)	$5Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Garnishment fee (audience not stated, treated as personal)	$200	Not stated	None
Tax Levy fee (audience not stated, treated as personal)	$100	Not stated	None
Gift & Prepaid Cards
Gift Cards (audience not stated, treated as personal)	$4	per item	None
Other Fees
Add Overnight Delivery	$100	Not stated	None
Duplicate statement charge (audience not stated, treated as personal)	$5	Not stated	None
Interim statement charge (audience not stated, treated as personal)	$1	Not stated	None
Photocopies fee (audience not stated, treated as personal)	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Research/Account reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Replacement Card Fee$10

Wire Transfers

Domestic Wire Withdrawal Fee$20
International Wire Withdrawal Fee$50
International Wire Deposit Fee$30

Check Services

Treasurer check$10
Canadian Check Collection Fee$25
Collection Items: Domestic$10
Foreign Check Collection Fee (other than Canadian checks)$50
Check copies (deposited items)$5
per item
Check copies (paid items): Business accounts$5
per item

Digital & Electronic

Bill Pay$5
Not compared: Per-item charge, not monthly
per item
Bill Pay Check$30

Account Services

Box drilling$170
Not compared: Box drilling or key fee
Key Replacement$25
Not compared: Box drilling or key fee

Other Fees

Add Overnight Delivery$100

Fee	Amount	Basis	Note
Account Maintenance
Research/Account reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Replacement Card Fee	$10	Not stated	None
Wire Transfers
Domestic Wire Withdrawal Fee	$20	Not stated	None
International Wire Withdrawal Fee	$50	Not stated	None
International Wire Deposit Fee	$30	Not stated	None
Check Services
Treasurer check	$10	Not stated	None
Canadian Check Collection Fee	$25	Not stated	None
Collection Items: Domestic	$10	Not stated	None
Foreign Check Collection Fee (other than Canadian checks)	$50	Not stated	None
Check copies (deposited items)	$5	per item	None
Check copies (paid items): Business accounts	$5	per item	None
Digital & Electronic
Bill Pay	$5Not compared: Per-item charge, not monthly	per item	None
Bill Pay Check	$30	Not stated	None
Account Services
Box drilling	$170Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Other Fees
Add Overnight Delivery	$100	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.